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Deposit Protection Penalty for Landlord - advice needed for tenant
I am currently in shared private rented accommodation. I have a dispute with my landlord and he's threatening to take money from my deposit. It's a long story which I won't go into as it diverges from my question, but basically I'm planning on taking it to dispute and have kept my evidence. I think I have a good case.…
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Arranging first viewing & buying a house 'on bog land'
We've seen a house that we're very interested in. We're first time buyers (or soon to be) so this is all new to us. We've seen a mortgage advisor who's explained mortgages to us, told us to go & basically find a house, view it & then get back to him when we have a house we want to buy & he'll take us through the…
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Deposit of £150k, what would you do in my situation?
I live at home with my parents happily in Reading I have £150,000 saved and am looking to buy my own place also in Reading. The options are either a 2 bedroom place for about £180k which with help from parents I would not need a mortgage. Alternatively I could stretch to a 3 bed place at £210k or so, with a mortgage of…
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Homeless - 10th July.
Hi, I posted this in another section on the forum, although I got great responses on my previous thread and everyone was very helpful, I was advised to post this on the Housing Board too. Me and my partner (both 21) will be made homeless on the 10th July unfortunately and was wondering if anyone could give us some advice.…
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if youve had a bad day, or stressed, I will make you smile
Well after the stress of selling a house, then renting a house as we couldnt find a house we liked, the more stress of applying for mortgage etc, friday 21st of june, we got the keys to our brandnew dream house. Now the bit that will cheer you all up, i promise....... within 2 hours, i had drilled through two seperate…
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Rented flat and appliances
My daughter lives in a rented flat and there is a washing machine in the kitchen, she has been there nearly a year now but the machine has packed up. The contract says that it s up to her to get it fixed if it breaks but surely she is paying rent for the flat and fittings. Does she have to pay to get it repaired and what…
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Put in an offer on a house stiil no response
Hello all We viewed a property on Monday evening it is up for £127,950. It is being sold because the couple are divorced and the property has to be sold. The man still lives in the house and the woman doesnt. Anyway we placed an offer on Monday evening for £120,000, there is some work needed and we wanted to start low so…
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Advice on really slow buyers solicitors
Hello, We accepted an offer on our house sale on the 17th May. We quickly appointed our solicitors and they sent the contract information to the buyers solicitors on the 31st May. I email our solicitors every few days for updates on the progress, and whilst our house purchase is just about there, the sale is taking a lot…
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Noooo...property we are buying is of non-standard construction....
Thought we were buying a 1960's bungalow. Met with the surveyor this afternoon at the property who told me that is what he thought it was when he drove up. But looking round it appears to be rendered brick with plasterboard on the inside and no cavity. The lack of depth in the window recesses was easy to see when he…
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Parents want to move into flat, from detached house, why??
Has anyone who has experience living in a detached house with lovely garden, vs a "luxury" average sized flat, what would they prefer? I'm telling them that in the flat, they'll have no garden and have to deal with neighbours more closely. Detached house is surely betteR?
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Potential mortgage valuation problem
Hi, just after a bit of advice on the following. We've put an offer in on a house which has been accepted. The EA selling it told us that any survey on the property would come back at 15k less and that they didn't value it at what we offered! Its certainly the first time we've encountered an EA that has talked down the…
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House selling and CGT
I'm getting very confused trying to work out if I need to pay capital gains tax on selling my house. I bought the house in 2007 as my main and only residence. I had to move to another area for work (not with the same employer) 2 years ago, as there wasn't enough work (as a supply teacher) and there were no permanent jobs…
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Tactics for chasing slow buyer?
I accepted an offer from a FTB 3 weeks ago. I have said repeatedly I need a fast sale and want to complete by August 12th. He didn't even instruct a solicitor until nearly 2 weeks after the offer was accepted. I then asked the EA to reiterate the urgency of organising the survey and have been asking since last Thursday for…
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To pay off or not to pay off present mortgage?
If I want to go on to get a mortgage for another property over the next year or two would i be looked on more favourably if still paying a mortgage or if i owned the property out-right? Does it make any difference?! New to all this Thanks
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Urgent Help Needed.... Boundary of Property
Hi All, We have almost completed the purchase of a property in Scotland. The house has a rear garden with a wooden fence (boundary of the pink area). Outside the wooden fence there is an area (45 degree downhill) bounded by a mental fence (red line on the map). The snapshot of the plan map can be found here:…
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Should I buy a new build?
Hello We are first time buyers and have seen a new build property that we really like in an area that we love in Inverness, Scotland. It is a 3 bed semi with an ensuite. We are hoping to get a 95% new build mortgage but are worried that in the long term we might have the risk of having to sell for less than we paid. Has…
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How much to upgrade an interior?
Yes i know that's a very open question - it depends to what level you want to upgrade & what features you want to add etc etc. Without jumping in with a 'money is no object' approach & keeping things as conservative as you can, how much could you (a range) be looking at to just modernise a place as far as the interior…
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Implications of Unregistered Land?
We are in the process of buying a house that is on a piece of land. A few years ago the vendor bought an additional piece of land at the back of their existing property. So at the Land Registry there are two titles in total and both are included in our purchase. I noticed that the plan of the additional land showed that…
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Do all leasehold properties have a service charge?
I've tried to find this out online, but I'm struggling somewhat. I know what any flat in a block will have a service charge, but what about maisonettes/house conversions? I'm looking into buying a maisonette or conversion (London, if I was anywhere else in the country I'd definitely try and buy a freehold property), but…
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How to pick solicitors and surveyors?
Hi, I am (hopefully) close to having an offer accepted on a house as a FTB. I am looking at the next stages and want to get people in place and quotes as the seller wants to move quickly (there is no chain), which is fine with me. So, Surveyor, we are going to get a full survey done on the house as it is an old circa 1900…
