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Is home insurance included in the service charge for leasehold flats?
Hello, I read in the past that the freeholder of a block of flats would be responsible for the maintenance and insurance of the building, and I thought that this was what the service charge was covering. I just wanted to confirm if that understanding is correct as we've now applied for a mortgage in principle and there…
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Offer on a Repo
Hi All, Ive been looking for a month or so and think ive finally found the right house, its a Repo and its 10-12 year old house but needs a bit of love before we can move in ( kitchen a bit manky, bathrooms are livable but also grotty), Just the general stuff that an unloved house suffers from. Also as the heating is…
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How to Proceed the least riskiest way?
Advice required please! As per the thread here: https://forums.moneysavingexpert.com/discussion/4575103 We're looking to purchase a house with a potential mineshaft in the boundary of the garden. The garden however is approximately 22m in length and the mineshaft is at the very end of the back garden. Previously, I would…
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house damage
I'm not sure if this is the right board, but i'll give it a go. A couple of years ago, my friend purchased her council house, it's the 2nd in a row of 6 houses, so classed as a terrace. It was double glazed, but last year she had white cladding under the downstairs and upstairs window, also she had a facia board under the…
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leasehold flat service charges
Hi i have a leasehold flat which I own. I have had for about three years and since the maintenance contract has been taken over by another company (not our choice) the charges since I bought the property have increase 50%.From £600 to over a thousand pound to clean windows etc but we never see them clean them etc should…
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Advice please - return of deposit
My sister and I jointly shared a house for approximately 3 years. We recently decided to part ways and moved into our own properties. Upon the 'walk through' with the landlady she advised that she had never had a tenant leave a house in such pristine condition and assured us that our deposit would be refunded. The deposit…
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Part exchange with Bloor Homes
Has anyone part exchanged their current home with Bloor Homes? Is it as simple as it seems? Did they offer you full asking price? Also I've heard they won't buy ex council houses which ours is but have been privately owned for 30 years that I know off maybe longer.
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When to expect deposit back?
Hi all, I did the check-out of my previous rented house last Thursday with the landlord who said all was fine and would arrange for the full deposit to go back into my account. He looked a bit confused and said he would get the agent to arrange the payment back into my account, at which point I said I thought it was down…
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OM Management - Who is responsible?
Hiya I wasn't sure which forum this belongs in however my query relates to property management, so I will pop it in here. Please do let me know if it belongs elsewhere. :) I am owner/occupier of a leasehold flat managed/maintained by OM Property Management. I have a leak in my bathroom and need to get this repaired,…
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HS2 - London Route - value implications?
Hi there Our offer for a property was accepted and now we learned that the property is very close to the new HS2 route - from the plan looks about 50m distance. Our understanding is that in London the route will be underground - does anyone know if the 60m/120m safeguarded area and advanced voluntary purchase apply in such…
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Just exchanged, what could go wrong now?
After a few hiccups, I've just exchanged. :j I want to make sure there's no delays in the completion process, but to be honest, I don't understand what happens then, as all has been signed now, the mortgage was confirmed, we've paid the deposit, etc. What should I do/not do, ask my solicitor to do to ensure there's no more…
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LLs - Tenancy deposit & prescribed info - what extra information do you give Ts?
New to deposit protection as it's only just arrived in NI. Now attempting to print out all the relevant info for the Ts. On the deposit protection scheme I'm using there is a section for putting in reasons for deposit deductions on prepopulated forms. I want to be professional without being a total control freak about it,…
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Buying a new build and how it works? advice pls
hey how does buying a new build home work from start to finish what i have to do and what others do. 1,find a place 2,A agreement in principal (moratge) 3,make offer 4,place reservation 5,speak to a mortage Broker/s 6,instruct a solictor conveyancing 7,exchange contarcats as have heared new build companys want contracts…
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Viewer on first day
Went to estate agents today at 9.30 and as a viewer at 1.30....is this a record? Lol House we want sold yesterday though
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Experience with Homeground Management Ltd
Hi all, I was wondering whether anyone had experience in dealing with Homeground Management Ltd. I am in the process of selling my flat at the moment. The flat is managed by Trinity Estates for maintenance/service charge. The ground rent is collected by Homeground. To get all of the service charge information, I ended up…
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New build buy under Help to buy scheme
Hi all, I have been reading several of the existing threads and wanted some advice. There is a new development in Farnborough and we (me and my gf) have decided to purchase a 1 bedroom flat as our first house. The asking price is 162.5k and we negotiated it to 158k + (flooring and carpets). Initially we didn't even know…
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Delay with new build flat
Afternoon all, Wondering if anyone can offer any advise... We are buying a new build property, and are currently waiting on a completion date. Upon reserving our new flat last November, we were given April as the month of completion. This is started on our reservation statement. We exchanged contracts back in February, and…
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Keys never got changed when I moved into flat
The previous tenant came round the other day asking for post of his and handed me some keys which I tried and the locks haven't been changed so I got a bit paranoid. He could have another key and invite himself in but I hope he was genuine and isn't the type. Is there any legal obligation to change the locks for each…
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Help with BTL on inherited house
A few years ago my brother and me inherited our parents house. Due to the poor housing market we decided instead of selling we would rent it out for a year then sell. With the market not changing is now been a number of years. We both signed an agreement with a letting agent as we now both live away from where the house…
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What to wear when looking at houses ?
We haven't moved in some time and frankly I've forgotten much of the whole process :o so this may seem a stupid question but what do you wear when looking at houses ? OH would be wanting to poke at wiring and look in lofts etc so jeans or cords would be practical. But for me, I don't want to look scruffy and make them…
