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Completion in sight - what all should I be planning for?
We are likely to exchange in the next 2-3 weeks and complete a week later....I want plan early and be prepared - to avoid stress. I know I can still have nasty surprises, things going wrong, unexpected delays etc. We are looking at completing in 5 weeks from now. So I've started making a list of things I need to be on top…
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share of free hold
Hi, I’m in a process of buying a flat in north London (crouch end). 2 bed flat. I’m a first time buyer. The flat advertised as ‘share of free hold’. When my solicitor started to work on the agreement, he explained to me that I will get 1/3 of the free hold of the building (it’s a converted house to 3 flats) and there is a…
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How do I see an old estate agent advert?
Not sure if this should be here or on the Techie board tbh so apologies in advance if I chose wrongly. There was a particular house for sale in Feb of this year. The advert was only up for a short time (and I can't remember what site I saw it on but I'd guess it was your move.) The house has now been sold and is no longer…
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Secured Loan House Sale
Hi All, I am looking to sell my house(within a few months). It has a secured loan on it for approx 9k. The house is worth around 240k and the mortgage is around 161k. All good. The question is, will me having the secured loan on the house affect my being able to sell it? Does the loan just get paid off at completion? In…
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Repossession threat - not our fault!
Hi, hope someone can advise! My partner and I rent a flat from a property management company. They have generally been a bit useless, don't answer the phone, take ages to do anything etc. This week we received a letter addressed to the Occupier which was from Bank of Scotland. It's essentially a reposession notice, saying…
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agreed to a disputed amount of deposit how soon should they return the rest
My OH and I have today agreed to a deduction to our tenancy deposit. How soon can we expect the rest to be returned?
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Financial planning - buying a new home
Hi all, I'm new to MSE and joined because I just couldn't find an answer to my query anywhere else - so I'm hoping you clever people may be able to assist, although I'm not sure this is the right thread! My husband and I are looking to buy a new home using the equity in our existing home (and then renting out our existing…
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Bank commenced possession proceedings in respect to property I am renting?
HI all I opened a letter yesterday addressed to the Tenant or Occupier of the address that I am renting at. I have been living here since Feb 2013 on a 12 month agreement through a letting agent who are looking after the property The letter is from a solicitors and details the following: Claimant: Bank (HSBC) Defendant:…
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How to survive!
This isn't so much a question more a need to vent! So when my OH and i decided to buy a house we thought it would be reasonably straight forward! We put an offer in 15th Jan and we still haven't even exchanged :( when we offered we were told the vendors were chain free but a few weeks later we were finally told they were…
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Is action against estate agents possible? What wd you do?
I am in the middle of negotiations to buy a house, and it appears that the EAs have misled me, so I am trying to work out what to do. Any advice would be welcome... This is long, so thanks in advance to anyone who makes it to the end! :) The basic facts are these: I am chain-free with mortgage in place and ready to go... I…
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how to find private landlords/properties?
Any tips on finding private landlords/properties? I've given up on estate agents as they are generally useless and charge way over the top. The trouble is, most properties on gumtree are agency and there are only a couple of flats in the local paper whereas I require a 2-3 bed house.
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House ownership and transfer of title
Hi all, I posted these questions over in the probate forum yesterday, but I've re-posted the question pertinent to a house here as the main question I have is regarding it and so this seemed like the best place to ask! My grandmother passed away recently and named me as her executor in her will with her estate being…
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Vendor (family member) not moving out on completion.
Morning helpful people We are purchasing a house from my OH's mother, she is moving into an empty house that needs a bit of work first. She needs the money from our purchase to be able to complete the work and purchase the house of course. As she is a family member, we have had to confirm specifically to the mortgage…
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home buy advice
heya, my situation is that i have signed up with oxford city council to be on the council housing register, but because i earn a certain amount and i have a certain amount of savings they have said that part buy/ part rent would be a better option using the homebuy scheme supported by the council using catalyst housing. i…
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Buying refurbished house checklist?
We're buying a refurbished house, the vendor is one of those investors who bought old & run down houses to be refurbished and sold immediately. For this particular house he added the loft and added the 3m extension. Is there anything that we should do above and beyond the building survey? I was wondering how do we ensure…
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Tenant filth and damage
A friends tenant moved out a month early (Tenant given 2 months notice) Everything above board and legal. The place is disgustingly filthy plus damaged. It is unlikely the deposit will cover the damage, let alone the last months rent. My question is.... To keep costs down he (and I) can do all the work ourselves but how…
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conveyancing fees
conveyancing fees was quoted £664 by company who then passed me on to a law firm, final bill £1054, so a big jump from my orginal Quote both parties are saying its nothing to do with them bill has been paid is this just the norm and you never pay whats quoted , i spent £68.000 on my new home any advise what to do next tia
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Letting - Agent or private?
So I am thinking of renting me house instead of selling as I dont live there anymore and want to wait a while until the market picks up again and to earn some extra money to throw in my savings. Im wondering which would be best - let it through an agent and let them deal with everything for a fee or let it myself? I wont…
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Floor area is wrong on floorplans. Should I reduce my accepted offer price?
I have been looking for a flat in London for a while. I finally found one I liked, and the thing that swung it for me was that the floorplan showed that it was more spacious than others I had seen. I put an offer on and it was accepted. I've now been around and measured the flat. Rather than 110 square metres, it actually…
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Avoid triggering repayment of discount on right to buy house
My wife and I bought our right to buy home from the localauthority a year ago. Since then our family has grown such that we have 3children in a two bedroom house; our son is sharing a room with his twosisters. The house is now incredibly cramped and we really need to sell thehouse and try and buy a bigger property.…
