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Possibly silly question about monies on completion.
This may be a bit obvious but for our forthcoming purchase/sale we are planning on using some of our equity to pay stamp duty and do some work. We have obviously arranged our mortgage with this in mind but was just wondering about the practicalities on completion day, does our solicitor merely keep back the surplus money…
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Buyer coming to measure up for windows, reason for negotiating?
I'm in the process of selling,my buyer wants to come round to measure for new windows. The windows in now are double glazed and wood framed, there is no rot in them and look tidy since we had them painted recently. A couple have some condensation in them.in my opinion they don't NEED replacing now. I am worried that he…
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Gas meter theft from new property - due to move in
Hi, I'm a first time buyer and I have put an offer on a house. One of the neighbours informed me that the gas meter to the property had been stolen. The seller knows about this, however it wasn't mentioned during the sale. The seller still owns the house for now. Do they have an obligation to get the meter replaced before…
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Property sold - was told otherwise
Hi all, Am looking for some advice on how you would proceed given the following situation. Bit long but please stick with it. We are first time buyers currently renting, deposit in place, looking to buy in quite a specific area. We have been keeping an eye out for properties and researching sold prices in the area since…
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quick selling options
My husband has been headhunted and we are being given some financial assistance with the move, but...I need some advice on the best options for a quick sale. In the space of 3 days, all I've really done is clean and paint the entire house in anticipation of selling. We own the house outright, so there is no financial…
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End of Tenancy and Council Tax
I moved in where I live now on the 1st of the month. If I were to leave on the 6th of a month instead of the 31st of the month before will I get some sort of council tax refund or do I still have to pay for the remainder of the month despite not living there? I'm moving and since my new rental property won't be ready in…
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1 wk or 1 month notice to our lodger?
We have a lodger who is driving me nuts with whinging about things in the house. I would see his point if it wasn't all stated/the same when he moved in. Anyway, I want to give him notice to leave before I snap. When we advertised it was £xx weekly, he decided to work out the monthly rate and paid monthly. I was fine with…
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How worried should I be?
Just phoned the solicitor today to see how our house purchase is going and was told that because the coal search mentioned a former opencast mine was near to the property they had contacted the seller's solicitor for a response, then this response would be sent to the mortgage lender to see if it was acceptable. This house…
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Landlords right to rent property out
Hi, A letter arrived from my landlords mortgage provider today stating that after their recent phone call with him that his 'Mortgage Repayment Protector' has been amended into his sole name and that the policy terms and conditions state, "Cover will cease when you rent or lease this property" I'd already done a search on…
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Mortgage on house - 2 Kitchens?
Hello, I have a little quandry at present... I have had an offer accepted on a property however when I have been in contact with the mortgage broker I have been informed that because the house has 2 kitchens it is basically un-mortgageable? The house was initially 3 homes (2x side by side terrace) and 1x under dwelling.…
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Deed of variation queries
Hi Was looking for some advice, I am a FTB buyer and have had an offer accepted on a first floor maisonette. I have my mortgage sorted, searches complete, there is just a problem with the lease. My solicitor has raised a query with the lease and requested a deed of variation. It is to do with there is nowhere in the lease…
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TV show
Just watching TV and had to turn over... Am I the only one on this site who really dislikes the TV appearances & show? The site has many useful tips; the forum .... well, my postcount says a lot.... But.... :eek: Please tell me I'm not alone!
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Anyone remember that REALLY funny thread about...
Does anyone remember that really funny thread (ages ago) started by a man who (claimed) to have his house buyers living in a caravan on his driveway? I was looking for it as I needed a laugh and it is just fantastic - like a soap opera - but I can't find it. It had me checking in every day and laughing out loud at the time…
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Help with letting agent...
Evening Chaps and Chapesses!! As you lot are an awsome source of knowledge, I was hoping to pick your collective brains for some expert advice, and I'll try to keep it brief!! So started out last year as a 'reluctant' landlord, and as this was our first forray into uncharted waters, we decided to engage the services of a…
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Exchange, completion, CHAPs payments
So I'm almost ready to exchange, just waiting for the tenant to vacate :T Today I received a letter from my solicitor requesting the funds to be transferred via CHAPs (deposit, his fee and stamp duty). I thought I paid this on completion? Do I have to pay it now?
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Environmental Search - Wrong House!!!
I am in the process of buying a house and all the various searches are being done. When I looked at the Environmental Search it has been done around a different property to the one I am buying. The property I am buying is outside the 500m search radius. I have pointed this out to the conveyancer who has told me that this…
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Help moving up ladder
We bought our first home five years ago and have been wanting to move for a while but do not earn enough to secure the loan amount we need to buy a bigger home especially as we now have a daughter so I can only work part time. I have heard recently about a new Government scheme called HELP TO BUY and read a little online…
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How to check if seller telling truth over reporting crime or nuisance with neighbours
I wonder if you can help. Is there any way of checking if there have been any incidents at a property? I am thinking of the property information page on the legal pack sellers complete. They are to indicate if there have been any incidents at the property. Is there a way to find out if an incident has occurred or been…
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With agent but found own buyer
We have a board up and are with an agent. They haven't got us much interest and no buyer. However, word got round to a neighbour on our street about our house and they have put in an offer. Do we still have to go via our agent or can we sell privately? Where do we stand legally? I really would rather not pay agent as they…
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Property bee question
Hi, does anyone know the answer to the following please....... I had my house on the market with an agent about 2 years ago. I then took it off the market. I am putting it back on with the same agent next week at a reduced price. Will this price drop show up on property bee? Thanks Olias