-
Change of Address - my list
Hi, I'm still waiting to exchange due to problems down the chain - will it ever happen? So I've been compiling this list, thought I'd share. Hope you find it useful. [FONT=Arial, sans-serif]TV Service e.g. Sky[/FONT] [FONT=Arial, sans-serif]Water[/FONT] [FONT=Arial, sans-serif]Gas[/FONT] [FONT=Arial,…
-
Deposit protection notification question
What is the legal situation if the landlord/letting agency has taken out deposit protection on your behalf, but they haven't informed you about it? I'm guessing that they can't remove you from the property... but can I claim the deposit back and the extra 1 to 3 times the value of the deposit? Also, in such a case, who…
-
Graduate wanting to move out of parents house. Best options?
Hey, hoping someone could tell me what my best housing option is as I don't know too much about buying/renting etc! I graduated from uni in 2012 and am 23 currently living back at home with my parents & am finding the lack of independence very tough and defs want to move out in a year. I live/work in London. I get £21k…
-
Solicitors not respecting their Terms and Conditions- what can we do?
Hi everybody, my partner and I are currently in the process of purchasing a shared ownership house and are FTB so please be kind :) . This is our story: We have been privately renting for the last 1 1/2 years but the landlord had to sell the house and gave us the 2 months notice to vacate on the 28th of March, so our last…
-
Building regs & conservatories - what are the facts & will this house have problems?
I'm looking at a house that has a small open plan conservatory built off its dining room. I know there are building reg rules, and I don't think this house will comply, but I'm not sure what the implications are. The vendors were vague and didn't seem to know about BR at all, and said their solicitor had all the details,…
-
Morgans City Living being pains in the a**
Hi all Is it legal for a letting agency to stipulate that the tenants have to sign a new contract at the end of an agreed term contract, even if this isn't specifically the wishes of the landlord? I'm currently letting a property from Morgans City Living in Leeds. We are on a 6 month agreed term contract, which is coming…
-
FTB, moving home before a mortgage application - what would you do?
Hi, I'd love some advice on my current situation! I'm currently a lodger and I had an offer accepted on a property a few wks ago. The issue is, I'm really unhappy at home and could potentially move in with my boyfriend while I wait for the house to go through, but would a recent move be disastrous for my mortgage…
-
Rights of owner/tenant?
I will try and keep this brief: My mum and I jointly own the family home. She lives in the house with my son and my son's ex-girlfriend. I live with my own family in my own home. Mum's mortage has been paid off for the last 20 years or so. Son and ex are not working - both sponging off Mum who won't hear a word against…
-
How much below asking price?
We're looking at houses at the moment. We could go up to £320,000 but we don't want to max ourselves out if we can help it. We've set a budget of £210,000 but if we need to stretch it a bit further we can. We've seen some 4 bedroom houses, all built by the same builder and all roughly the same size, give or take about 100…
-
Buying land from neighbour to increase garden size - pitfalls?
We are considering offering on a dated, but liveable in, 2 bed bungalow in a nearby village. We had previously discounted the property as it has a tiny garden. However, one of the neighbours owns the meadow behind the property and has said that he would be willing to be sell 1/4 of an acre of the meadow backing onto the…
-
Bathroom trade discounts?
Hi All, Are there trade discounts for bathrooms like with the kitchens? if yes, which dealers offer them and how much ?? I visited bathstore yesterday and they gave me a £2300 quote for a shower cubicle, sink and toilet in a 7x5 bathroom! and then quoted £6000 for installation (I didnt ask - they just quoted)....
-
Did you get discount when purchasing your new build?
Hi all, I am currently considering a part ex on a new build and was wondering (like may people) if there is room to haggle, carpets, stamp duty paid, conveyancing paid etc. I thought it would be a good idea to have a poll to see which developers gave discount and you can add what you managed to get in the comments.…
-
Parent's Help with Mortgage
Hi, I'm looking to buy towards the end of the year, house price is likely to be around £125,000. I earn around £20,000 so looking at the calculators the average i can borrow is around £80,000, and I'm going to have a 10% deposit, so £12,500. So there is likely to be a shortfall of around £32,500. My parents don't have the…
-
Renting a place when on benefits
If someone's only income is state benefit (ESA, LHA and so forth), how would they go about finding a place to live? Is there any point approaching agencies, or these always insist on evidence of wages?
-
House nearly fell through
My vendor demanded completion for 23rd May. Spoke to my solicitor on 22nd May after returning my contract etc to check what status was- he told me that Barclays had sent me the first of three letters requiring signature and return. The whole process would take up to 10 days. In a panic I got in touch with everybody I knew…
-
New Build Apartment - Queries?
We are seriously considering buying a new apartment as a buy-to-let. We have never bought a new property before. The apartment is physically built, it is not off-plan. My questions are a) Can we negotiate the asking price? b) Is there anything else we should know about buying a new build that does not apply to pre-owned…
-
Selling House and unsure what to do
Hi everyone I am looking to put my property on the market and have had 3 EA to value the property. They valued the property as follows A - suggested marketing at £255k so that a sale of £250k could be achieved. They have sold lots of properties quickly recently in our area I.e a few days weeks of being put on the market B…
-
Does brother have share of house?
I'm sorry if this is long and complicated, will try to keep it brief and clear. My mum and dad bought a house, but for what ever reason decided not to live there and bought another house elsewhere. At the same time my grandparents were being evicted so mum allowed them to live in the house as long as they paid the…
-
We've broken a sofa in our rental property, how best to minimise deduction?
Hi, We've been in a rental property for 4 years and are currently in our two month notice period since the property has been sold, we believe to another BTL investor. A couple of years ago the sofa broke while in use - the dowelling that attaches the lower back right corner of the seat to the frame snapped off, causing the…
-
Damp / Wet in new build
Just seen all this in below pictures when I was having a clear out. Had to bin sum stuff I.e boxes as they Wer soaked thru Any ideas what it is or caused by? Cupboard is directly in front / bathroom