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Weighing up potential buyers
We've got a couple of competing offers on our house (very happy!) but I think they'll end up all being around the same price with perhaps £1-2k to separate the parties. One lady is a bit worrying in her attitude from what our estate agent has said (quite pernickity) but in rented accommodation, good deposit and small…
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transfer of equity ???? capital gains??
help please, my partner and i own a house together but he also has another property in his name only. if i put my name on the deeds ie transfer of equity will i have to pay capital gains tax?? thanks in advance for any help.
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Confirming Internet Speed
We have found a house we would like to put an offer in for and we have viewed it twice. It's an old farmhouse about a mile from the nearest village. I work from home so broadband internet is critical. The vendor doesn't have a computer so they don't know. Entering the address into the BT website tells me that the exchange…
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Making an offer conditional on exchange/completion dates - Can I do it? Does it work?
Hi, I wonder if anyone can advise me, please...? I made an offer on a house of £125k - approx. 5% below asking price - which was refused. At first the vendor said she insisted on the asking price. After a few days, she dropped £2K. I haven't (yet?) raised my offer because (a) probably the house is worth what I offered, (b)…
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advice on putting money into a property when not on mortgage or deeds
Not quite sure how to lay this out as I'm in a very complicated situation but here goes: I am currently the joint owner of a flat with an ex partner. I have been separated from him for several years. It is a one bedroom flat which we bought in 2007 for 86,000. It is on the market to be sold but as yet has had no offers. To…
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Advice for FTBs
So my partner has just been given a very generous offer from his family to give/lend him the funds for a deposit... Now he is very keen for this to be "our" house, but I have a few concerns: - Obviously, this deposit is his - whilst his family see it as something for the both of us, they clearly would not be giving it to…
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Two weeks after offer, no survey.
Should I be worried? We accepted an offer on our house two weeks ago now and we have stilk heard nothing from our buyers about a survey being arranged. We had the one arranged on the one we are buying the same day and it happened 3 days later. I got my estate agent to chase on Friday but he couldn't get hold of them and…
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Skim plaster worth it?
Hello, I will be putting my shared ownership flat on the market in the next few months. My question is.... the walls in the bedrooms look quite tatty, even with heavy paper being hung professionally. I could paint them but the joins of the wallpaper show in places and it just doesn't look fantastic. In this situation,…
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Using Nationwide BS Conveyancers and the "process"
I'm just a little confused. Usually in the process, it's make an offer on house and then appoint solicitors. But what happens if you want to use your mortgage providers solicitors, as Nationwide offer free for FTBs? Make an offer, offer accepted, then sort your mortgage out, wait for approval, get conveyancers, then do the…
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To buy or not to buy as a newly together, unmarried couple
Hi there, My partner and I are both in our early 30s and have been together for a few months, but both feel we have a happy future ahead of us which entails eventual marriage and children. I currently live with my dad where I pay a modest rent and he rents a place on his own for which he pays two or even three times more…
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Exchange due in a few weeks, but seller hasn't found a house
What are our options if vendor still hasn't found somewhere by the time we come to exchange? ( assuming they don't pull out if this is the case :\ ) We can afford to be a bit lenient with the completion date, but we don't want to be waiting forever - can we push for them to consider renting if there's no sign of a sale on…
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Estate agent problems...
Does anyone else find that EA are a real pain in the a**? There is a property that i want to buy, I was told by the EA that it is a company owned property so before they will even look at my offer they need a DIP, proof of my deposit and my solicitors info. So i'm presuming that it is a repossessed house. i got all this…
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FTB - first viewing questions/concerns
Morning all! Just after some opinions - got 3 viewings arranged for next week, 3 x 2bed flats, all in the same area (literally within streets of each other) Having done some research on sold prices within each block and nearby streets I'm wondering a couple of things.... Flat 1 - priced at 175k, been on the market since…
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Working out "Extension Area" for Council
We are doing a small extension. This involves knocking down 2 walls from the old extension (5 sqm) and adding 4sqm For building control fee purposes is the area 9 sqm or 4 sqm? The fee difference is about £200 There is no specific guidance notes on this :(
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Do you think I will get my Deposit back?
Hi We are moving out of our rental property next weekend. I am confident that everything in the house is as it was or better than when we moved in with the exception of the kitchen floor. The day we moved in we caught the bottom of the fridge freezer in the lino in the kitchen because it wasn't flat on the floor (later…
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Viewing and Offer When House Not Yet 4 Sale?
Hi Am looking at putting my house for sale and are already fancying others locally on the same development. The one has just been reduced 10k and are sort of keen to view it but haven't got ours up for sale just yet. Would it be normal and considered acceptable to view and if suitable make an offer with a view ours will be…
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ex-council: hot water/heating included
Hi, I'm interested in a flat to buy, ex council, that has got hot water and heating included. The flat has got a tank for the water too. Do you know if the leasoholder has got rights to disconnect from this service and have his own boiler? How this will affect the service charge? Thanks Zio
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Offer rejected Where to go next? Scotland
OH and I made an offer on a house in Glasgow of 250k and it has been rejected. Just wondering what to do next,if anything! House has been on the market for over a year. It initially went on at offers over 270 k and was recently reduced to 265k fixed price. Vendors are desperate to sell to move in with family. They want to…
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Stratford Olympic village
Hi guys This is my first post so a big hello to all the members of this forum :j I am a first time buyer looking for a 2 bed property in London. I believe the Olympic village shared-ownership flats are going to be launching in the next 6 months or so. I work in Canary Wharf so its an easy commute + Stratford is supposed to…
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first time buyer worries
Hello everyone, has anyone had any experience of doing this:- We have found a new build house which we would like to buy, but the deposit required is just too much at the moment. Our mortgage advisor suggested that my mother in law buy the property as a buy to let, then rent the property to us until such a time that we…
