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Is the check out inventory the last word?
I moved out of a flat about a month ago and am still arguing over the deposit with the landlord. The checkout inventory says that all walls are in good condition but the landlord has said that he is deducting 200 off the deposit to fill and paint a wall that had a couple of holes in from nails. Is this acceptable? Or does…
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Rent v Buying
My brother is buying a flat for us to rent off him. He doesnt require a mortgage so any rental income is extra cash and therefore charging us a fixed low rent of £750 per month for as long as required. He hopes to make a profit from selling the flat in around 10/15 years time. We have started saving again for a deposit(ex…
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Purchasing my 1st buy to let - advice required please
Good Morning Folks I am in the process of purchasing my first buy to let property. As you know, there are certain advantages of purchasing a BTL within a 5 mile radius of where you live - i.e. easy to get to, and you may already know the area etc. Does that mean purchasing a BTL in, for example, another town/city, comes…
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Buying House for Business
I am looking to set up a Dog Daycare business, however ideally I would like to buy a house to run it from. My credit isnt great, however I wondered if I could: (1) Buy a larger house to accommodate the business through buying the house as a company asset (2) Improve my chances of getting a mortgage if I buy the house as a…
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unique situation of owning/buying/selling?
Hi there! First off, must apologize if something like this has already been posted... I think I'm in a kind of unique situation... not necessarily a good or bad one though, but slightly different... maybe after some feedback I'll find out I'm not! I inherited and own a 2 bed ground floor flat. No mortgage left to pay on…
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renting a friends house advice
Hi everyone, I hope someone can help put my mind at rest. we have just moved out of a house that we were renting from a friend. we had been there for about 18 months. I'm not sure if his mortgage company were aware he was letting the house but we never received any letters regarding this. Anyway, ever since we told them we…
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Joint tenancy
Can anyone advise can i do it myself or how much does it cost to change my house from tenants in common to joint tenants and how to go about it - I understand I need to fill in form RX3 but don't understand the bit about supporting evidence any help would be much appreciated. The reason for the change is to secure my…
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Safe time to apply for credit card after mortgage application
So, did my mortgage application last night with Nationwide. This'll be my first house and I need to buy loads of stuff straight away. I have the money to do it but for cashflow reasons would like to apply for a 0% on purchases credit card so I can keep access to my savings for a while in case of emergencies. Am I safe…
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buying house with parents
Hello need a bit of help, split up with my girlfriend of 10 years and been living together in a 50/50 owened house for 3 years. i would like to buy the house off my self and my ex, with my parents. so entering a mortgage with my parents. is this possible. they will not be living in the house they alreayd have a house that…
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need good letting agent fof Heywood lancs
we have a property to let and need a reliable experienced knowledgeable agent to manage the property for us can you recommend anyone
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How much is your rent?
Just wondering how different rent is around the country (obviously massive in London!) I have a one bed property, no garden, allocated parking for £650 Moving soon to another one bed with parking and a garden, again £650 Both on the South coast :) [FONT="][threadbanner]box[/threadbanner][/FONT]
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Property With 77yr Lease Remaining?
I am Interested in a property with 77 yrs remaining on the lease. However the EA advert confirms the vendor confirms property will be sold with freehold? It appears that this Freehold is currently being purchased but wondered what the implications would there be if I was to consider putting in an offer on this property? Is…
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Housing Benefit
Hello all, Sorry if this is in the wrong place...I am a single mum who is also a fulltime student (but seconded from the NHS so I still get a wage) and I have recently started renting privately. I rented privately as it seemed the easier option, I was told I wouldn't get a council property. However I as thinking about…
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Complete renovation needed - are we taking on too much??
My partner and I have seen a house just outside of Peterborough, which has the potential to suit all our needs for our growing family. Its a repossession and is empty, but it needs work, such as the windows replacing, conservatory, staircase moving, the kitchen re-doing and the bathroom re-designing. It also has a one…
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taylor wimpey assigned IFA
Hi I will be reserving a taylor wimpey new build flat this coming saturday, using the newbuy scheme to get my mortgage. The salesman at the showhome says that I have to use their IFA to get my mortgage because of newbuy. Is he lying? I know which product I want, so I can't see why I can't just go to nationwide myself and…
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rent to buy schemes
Has anyone got any experience of how this works and what the pros and cons are? I own a property and because people are struggling to get a mortgage, I can't sell my property so am considering the rent to buy scheme-any thoughts appreciated.
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Evaluating your estate agent
Did you evaluate your estate agent before selecting one? Or did you just ask a few questions, try to negotiate a better deal and then signupand go for it? Well I plan to give the agents in my town a short questionnaire and here are a few questions: 1. How many properties have you sold in the last 1/3/6/12 months - total…
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Renting a flat when your spouse is unemployed (only one household income)
Hi, my wife has a very good income and is capable of supporting us both, and I'm currently unemployed. We've picked out a flat, and we expect to be asked for employment references tomorrow. We obviously won't lie about my job, but we're worried they might reject us and keep our "holding fee" if they feel they've been…
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Domestic General Insulation Ltd- rented property
Hello, Our tenants have been approached to obtain free cavity wall insulation by Domestic & General Insulation Ltd & I have to sign a form to give my consent. The tenants receive a benefit meaning they can get this work done free apparently. Has anyone had any problems or indeed any good feedback from this company? My main…
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Are new builds really that bad?? Everyone is warning me off them
As title says, everyone I know has told me not to buy a new build as they say 1. It will not be worth as much as I pay for it. 2. There are usually a lot of problems with new builds (shoddy work when being built) I've looked round 2 new builds and both looked very lovely. In fact I thought they were better value than some…
