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Conveyancer never replying
I am in the process of selling and buying at the moment and I am having major problems with our conveyancers. They are a local firm of solicitors with a specialist coveyancing arm and they were recommended to me by a couple of people. I received paperwork from them and sent it all back but since then its all gone a bit…
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What would you do?
Three weeks ago we looked at a property to rent. It has been on the market since February, and had been up for sale for a year. We loved the property but have some reservations about the area and also lack of parking. Plus the garden is a complete mess so will need a lot of work. It is completely overlooked by flats and…
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What do EA's actually Do?
So our property has been on the market for two weeks, and in that time we have had two viewings. I spoke with the EA on Monday evening and he said, in regards to righmove statistics, we are in the top fived viewed properties on their books and he was disapointed that hadn't resulted in more viewings. The photos are good,…
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Single Skin Gable Wall Victorian end terrace advice pls
I have just lost 2 buyers because the gable end of my 1900 victorian end terrace has a solid single skin throughout its entire height with no cavity. On investigation I found out the Surveyor acting for Barclays put a £0 valuation on house and said no lender would lend against it and advised buyers not to proceeed. No…
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Property Deceased owner – A mess.
Hi, A few doors down there is a property where the owner passed away in 1992. The property is not maintained and lived in, hence it is a mess(has broken windows, moss growing and even Rats). The concern is it is also ruining the street and potentially affecting our property value. We have informed the council – What are…
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Guarantors - options?
Hi all, Long story short, my current landlord of 5.5 years wants to sell the flat and gave me 2 months notice approx 1 month ago. Since then I've found another place and after doing "referencing" they have come back to me saying I need a guarantor. I'm self-employed, earning around 22k a year. They asked for 6 months bank…
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Deposit problems
hi, i'm hoping someone can give me some advice. i rented a house while waiting for my new house to be finished and signed a 12 month tenancy with an agent. The agents only found the tenant and the property was managed by the landlord. No check in inventory done. Deposit protected. in the 10th month of the tenancy i…
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Mortgage from GE Money
Hello I wonder if you can help me please. I've had my AIP from GE Money (bad credit mortgage) I'm putting down a 40% deposit. Just wondering if anyone has had a mortgage via GE Money and how long it took to go through. I heard somewhere it takes 6 weeks to complete a sale on the house. Does this 6 weeks include the…
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structural / electrical surveys, who pays?
I've been asked to get 4 reports done after my full structral surevey so the bank can lend me the money they want: Electrical, structural, damp/timber report and roofing report. there is a cost for each, who pays? the seller or the buyer? can i ring the EA and tell him I cant proceed unless these costs plus any other work…
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New home checks, land?
Hi we're potentially looking at buying a new home and wondered what's the best way to find out if there's any plans on the surrounding land. The property itself is secluded (yay) by fields with some quarries at a distance. I've spoke to the local council for that area who informed me to go online and check there planning…
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Lease states we would be liable for all Adjudication Charges??
Hi, I'm just reading through the lease we are to sign tomorrow as tenants. I came across the following paragraph: ADJUDICATION CHARGES Should there be any dispute at the termination of the tenancy agreement with regards the return of the deposit to the tenant from the relevant operating scheme, the tenant will under all…
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Rental prices
HI all, I am just seeking some advice. We are in a position where we have to move out of our rental 2 bed room house , latest around mid summer (August - tail end probably) but our agreement with the LL is fairly flexible so we can move before if we find something that will suit or a bit later as they are wiling to be…
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Multiple buy-to-lets - own personally vs own Ltd company
My wife and I are considering investing in several BTLs with the goal of making this our main living to give us the flexibility in life we need, perhaps also with one development property a year (buy run down, and turn around in a few months). I'd be interested to hear from others running 3 to 5 (or more) properties…
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Would you do up a property or sell as is?
A work mate has asked me to get the views of the forum on the above question. They have a end terrace house (built in 1900's) which needs work doing to it. It is structually sound and has gas central heating which was installed in 2006. There is no mortgage on the property. There was a condensation problem which has been…
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Do you like Estate Agents......
Message deleted due to Googler's comment
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Broken Bath Screen
Last night my glass bath screen came away from its fixings and fell into the bath shattering and damaging the bath. Could someone tell me who is responsible for repairing this, the tenant (myself) or the landlord?
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Are spring and summer a good period for house searching?
I am a first-time buyer and starting to look around in Welwyn Garden City area (one more London commuter moving out). I have noticed there are few properties around 300K coming into the market since last month. Usually, do more properties come into the market during spring and summer? Are these a good time of the year to…
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Too risky?
We have finally received our mortgage offer and having spent 3 weeks living with my in laws we are desperate to move. All the searches have been done and the only thing revealed is potential chancel liability which now needs to be formally tied up in the contract. The house we are buying is empty and we are in contact with…
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council house tenant rights
I live in a council property and would like my boyfriend to move in but he owns a flat, he is unable to live in this flat himself as he is now on sick pay and it doesnt cover the mortgage. So was wondering can he move in without me losing my house :o
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Made an offer but Agent hasn't passed it on.
Hi, I placed an offer on a house today that I viewed today at 12:30pm, the Estate Agent when pressed said that he would put the offer to the seller upon his return to the office. As it turns out the seller happens to be a neighbour of my mothers and during conversation it has come to light that as yet the agent hasn't put…