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getting a mortgage on a property that needs underpinning
me and my husband have really decided to go for this house but the estate agent has told us we wont be able to get a mortgage because it needs underpinning. we really dont care as it is a 5 bedroom and we wont be looking to sell it in the near future or at all. we are prepared to put up 50% deposit and save up for the…
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Surveyor missed crack?
Hi all, Should a homebuyers report have picked up on a visible external crack an external wall? It's a crack that runs from the corner of an upstairs window to the roof line. It follows the mortar line (no bricks are cracked) and no wider than a few mm at any point. It's a Victorian terrace. Had the survey done about 2…
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Ending a tenancy agreement
HI I really could do with some advice. I have been privately renting a flat for 2 years we had a 6 month agreement which has not been updated so I guess its just rolling. I want to move out soon and Im not sure how much notice i have to give, In the agreement it only says a reasonable amount of notice?! also my landlady…
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Are EA's allowed to give out vendor solicitor details to third parties?
An elderly relative has had some neighbour problems: she lives in a terrace with a right of way out the back, but the next door neighbour has blocked the right of way by putting up fences and raised decking, (there are gates, but the raised decking may be difficult to negotiate esp in winter, and the step-up-step-down…
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In need of advice
A bit of background, we (myself, husband and 2 children) have been lodging with family for over 2 years. We both work full time but due to childcare costs money is tight (our combined income as one salary would not take us into the higher tax bracket) and we have been unable to save anything. We also have a bad credit…
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How much this property worth if it was to be sold?
Can anyone please point out what would be more or less the value of such a property: http://www.telfordhomesmicrosites.com/floorplan_highcedars.cfm?id=2335 I would appreciate if you can post more or less what would be the real value of such a property (3 bed, Wanstead) ? I am asking because I have no clue how to check it…
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Property Information Form Queries
Hi Guys, We are filling in the TA6 here on a dreary Sunday and a few questions have popped up. When we purchased our property there was a brick build outhouse building being used as a workshop. We gutted the building leaving only the brickwork and put on a new roof (same height and material as the old one), double glazing…
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Are Estate Agents open tomorrow ?
Hi Guys, Could you tell me if Estate Agents will be open tomorrow? Thanks :)
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Negotiation on price after survey been done
Hi All, Although im not in this position yet, Id like to get some perspective on what others have done after the results of the survey have come back. Even if nothing major comes back, have you still been cheeky and tried to knocked some money of the agreed price? A property I have seen hasn't had a tap done to it for 20…
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capital gains tax on selling a second home
Hi My husband and i both had properties when we got married in 2008. We both moved into my property and last september we let my husbands property. We are hoping to sell both properties next year. Can anyone tell me if it is correct that we would pay capital gains tax on the amount the property increased in value from the…
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Shared ownership mortgage with defaults
Hi, Looking to get a mortgage for a 25% share in a property valued at £355,500. We have £6-£8,000 for deposits and fees. Mortgage Requested: £80,000 Our yearly joint income. Salary One: £25,000 Salary Two: £7,540 Extra Income: £3,600 The only problem I have is that there are 3 defaults on my file from 4-5 years ago of…
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Boxes for moving house.
Hi all, What's the best way to get boxes for moving house? We're currently getting some from shops (cardboard boxes as they are putting stock onto the shop floor, but they fold most of them) and also buying a few sturdy boxes. Also, requested some from people at work and friends. However, if I wanted more what's the best…
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House Moving: Changing utility suppliers
Hi all, We are moving house and on the Legal Society legal form we specify our provides for gas, electric, water and telephone/broadband. The same applies to the owners of the house we are buying from. 1) Do we simply tell our utility providers that we are moving house on a specific date and let them sort out the meter…
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estate agent misrepresentation advice
When a estate agent is advertising a 2 bedroom apartment are there any rules on what exactly is classed as a second bedroom? Does a broom cupboard not actually capable of fitting a bed in count as bedroom no. 2? Should rooms be of a minimum size to qualify?
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Saving for a deposit
I have read a lot of mse posts initially I came across the website when I had my debt LBM. I have cleared all my debts and now a fervent money saver. So far I have saved £6k for house deposit. I want to track my saving journey and house buying in the future. Forthcoming bills to pay yearly are car mot, possible repairs,…
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Letting Agent Rant!
Hi All This is just a rant really, to see what other people experiences have been. I have a property that I have let out for the last three years. I terminated my last tenants tenancy agreement because they never paid on time and they wrecked my house so much that I had to gut the place and start again. I was too lenient…
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Buying on New Build Estate
Hello I am currently looking at buying a new build house direct from the builders and there is a number of blocks of flats on the site (quite near to the house plot I am looking to buy) which have been given to a local housing association to manage and are general needs rented accomodation. I wondered what peoples thoughts…
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Really need some help
Basically my boyfriend who has just finished his first year at University is stuck in a very lengthy, long winded housing contract. However, he has been told he failed and it has to go to an exam board to see whether they let him restart first year again. This contract was with 3 other people for a student house share from…
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How much to offer?
Hi, I would love some help please. We are going for a second viewing on a house tomorrow which has been on the market for less than a month. The vendors are moving due to job relocation however told us that they are not in a massive hurry to sell. The house is currently on the market for £180,000 and the last house to be…
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Purchase very slow, time to look for other houses?
Just after some advice. We sold our house early april and the sale went through nicely. We than put an offer in on a property on the 21st of april and it got accepted. (we knew there was no forward chain) Since than we arranged the mortgage, the searches were carried out, an independ survey was done. So all the work on our…
