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ex bankrupt rental
Hello all, A couple of weeks ago I asked about people's experiences with Homelet. My husband and I found a house yesterday and we have made an application. Because I was absolutely bricking it I asked them to do the credit search on me immediately under my nose so I could see if I got declined. And low and behold - I got…
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Repossessed House - Electricity and Gas Supply
Hi Hoping someone can help me... My partner and I have bought our first home :dance: we get the keys on Friday. I called the electricity and gas supplier to tell them that we will be responsible for the supply come Friday and to inquire as to how we go about reconnecting the supply. I was told that they hadn't disconnected…
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Is it safe to buy my first home near London at this time?
My wife and I have been renting for around 10 years and would love to buy. We would need to go for a 95% morgage as do not have enough deposit for anything else and looking at 2/3bedroom house or flat in South/South East London. Biggest fear I have is ending up in negative equity due to the ecomomic issues, and also have…
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single person living in suburbs
The maisonette I bought several years ago is out in the suburbs, has a bus route outside, 30 mins to rail station and 5 mins to local amenities. It is close to my parents house so I've been in the same area for most of my life. I work the other side of town and get a lift, its a 20 mins drive, but some weeks I cannot and…
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Requesting confirmation of an offer put forward
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what are my options
have just got married and my wife has just took me to view our dream house, problem is we have only just put our house on the market! is there any possibility of borrowing money to put down as a deposit on this new house until our house sells. ours is on the market for 115k and looking to purchase a house for 165k we have…
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Can I afford to rent my own place?
Hi all New to the site and would really value any advice you would be kind enough to offer. I'm 26 and still live at home with my parents but am looking to move out into my own place. Unfortunately, I don't really have anyone I can bounce any ideas off as to if I can afford to go through with it, I am regularly told how…
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First Time Buyer - Self Build???
Hi all, Me and my partner are first time buyers currently living with our parents. We have been given the opportunity to buy some land from a family member (obviously cheaper than it should be) and we would love to build our own house! My dad is a builder and we have contacts to do plumbing, electricity etc etc, and sort…
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Offer Received Adviced Needed Help!
Hi This is the first time I have posted so please help! We are selling our house independently and we received an offer today. We are a little bit baffled by the offer we have receieved and have just wondered if anyone has any advice, heard of it etc.. etc... We have been offered our asking price on the property (yippee!)…
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Maintenance Charges
Hi We have a flat that is out on rent. This month the landlords solicitor has written to tell us that we have been paying incorrect charges for ground rent. We have been paying 4.6% on the 2-bedroom rate and they are now claiming we have 3-bedrooms so should be paying 5.3%. The property was advertised as a 2 bedroom with a…
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failure of the eu will bring houses down
and heres why http://www.youtube.com/watch?v=zXelujXXwH8&feature=watch_response :beer:
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peosession offer accepted help
my offer was accepted of a repossesed house how long do i get to pay the money to vendor as i have still to find a mortgage lender i do have the deposit , under scottish law rules , stressed
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house prices scotland
Hi I wonder if anyone knows a reliable website which displays house prices in Scotland as I have found that the actual free house price register i.e Registers of Scotland are not displaying all the houses sold in my area only the ones that have sold for inflated prices as of 5 years ago. I have found the same with the…
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Rented flat being repossessed
Hello all I have scoured the internet to find the answer to my question but haven't found it, so apologies if it appears elsewhere and I missed it. We've received 3 letters from a solicitor stating that our flat is likely to be repossessed. Everything is managed through a letting agent which has tried to reassure us but I…
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Don't any solicitors bank with Natwest?
Given the computer issues at Natwest, I was expecting a whole raft of posts "My house purchase/sale has not completed because my solicitor banks with Natwest", but nary a one. Friday is a big day for completions, so how come it's all gone smoothly?
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Land reg. plan does not show house
Two relatives are about to start selling an inherited house. Land registry shows both of them as owners but the associated plan does not show the house, although all other plots on the plan have property outlines shown. The house was built in 80s by relo's father after he bought the plot, was building regs. signed off etc…
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About the 'Prescribed Information'
I notice on the DPS website that they are having problems with registering deposit payments coming from bacs payments over the last few days, it's only of concern to me because I paid one into it 6 days ago and it still shows as 'pending' What does worry me slightly is about the PI. I have filled out and sent the papers to…
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Renting from parents
Hi everyone/anyone, My Mum has just inherited a house and is happy to let me and my friend live in it for free. I am working full time and my friend is a full-time student. We will pay bills. Do we need to set up some type of formal tenancy agreement? Does something need to be provided to HMRC to show there isn't a rental…
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Strange behaviour from vendor?
I put a final offer in for a house on Thursday and they said they would consider it. Their agent rang me today to say that the vendors are not answering calls and that he has threatened to take the house off the market?? A bit strange although I'm guessing they must have done this before. Anyone else had a similar…
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Do I really need a solicitor/conveyancer if i'm just selling?
I've just accepted an offer on my house and I wont be buying another one at the same time. Getting off the ladder for a while! Looking at the next step, instructing someone to act on my behalf, has got me thinking, do I really need to pay someone else or can I do this myself? Presumably most of the work of a conveyancing…
