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Short-term Rental Query
Hi all, I've recently been offered a job in my company's head office and I may need to move in about 4 - 6 weeks (the start date has yet to be confirmed). My wife and I have just put our house up for sale (she's moving in with her parents until I learn how to drive, long story) and I need to rent a place on a short-term…
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subsidence claim: how long?
I found a buyer for my house 3 months ago. All was going well until she decided towards the end of the procedure (!) to have a full structural survey (she had another survey done earlier that was fine apart from a bit of damp). The surveyor basically said the house was a good solid house but mentioned a crack on the…
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hi
we have just ended our tennancy in our rented house ,but the landlord after inspecting. the house wants to keep 260 of our deposit for repairs we reported damp in the house over the months,and in feb on the usual inspection.no one was sent to investigate the damp so we carried on filling the cracks and painting the areas…
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Period of Notice for a Lodger
Hi, Can anyone please advise. I'm currently lodging with someone but have decided to move out. We agreed that my period of notice would be four weeks. I took this to mean four weeks and not four weeks from the date i pay her the rent money. I understand it's normal to give a months notice if your a tenant as most tenancy…
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Everything has gone pair shaped
I'm at a point where I don't know what to do. I accepted an offer on my property at 215k (originally on for 230k), put in an offer for 165k on a property I fell in love with, now everything has fallen through. I''ll be a cash buyer as no mortgage. I'm currently not working, signed off sick with depression and have no…
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To buy, rent, part own- My life story
Hi all, If you guys could give you opinion about situation... from all your broad experience. I am trying to decide between carry on renting, buying with a scheme or buying with a mortgage. - I currently have no property and am renting an apartment in central London, very close to my work for about £850pm. I walk to work…
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Shared ownership - is this correct?
So let me get this straight. I can pay from 25%-75% of the property. For a £300,000 apartment, I have to mortgage anywhere from £75,000 to £225,000 Let’s say if I agreed to a 50% shared ownership – I take out the mortgage of £150,000 (repayments would be about £800) The govt/council own the other £150,000; I also pay rent…
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Rent payments
If a tenant stays in a property after the agreed rental period according to the date set within the tenancy agreement, (in this case 1.5 weeks) how much can they be charged legally ?
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Bank Statements
Hi everyone I need to supply 3 months bank statements for my mortgage application. I am having a terrible time trying to get the things to print off a full statement (I am on internet banking) I do seem to be able to download the transactions to excel however. If i did this and printed it off would that be accepted by a…
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Party wall complications ?
Im near to completion on a house purchase. After reading a few horror stories about party walls i thought i would enquire. The house i am buying, the side of it is on the boundary of the property, i.e to access it i need to stand on next doors land. This is fine i dont have a problem with it. The thing thats made me think…
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what happens on completion day?
I haven't even exchanged yet - so I'm a bit premature, but I wondered what sort of time you get the keys to the place you are going to move to? What happens on 'completion day'?
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Any views on part exchange?
We're doing up my old house to sell, (currently rent in a different city) it will be ready to be valued after this weekend, we've seen some new build houses in the area we like which offer part exchange, the plan is to get a couple of estate agent valuations before looking at the new houses - if we don't like them, that's…
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Spending 30% of my net take home pay on rent - excessive?
How much % of your take home pay do you spend on rent?
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Barratt Homes - Best avoided?
Hi all, I am looking into Barratt's new development, St Andrews by Bromley-by-Bow, close to the 2012 Olympic Park. I've heard some nasty stories about Barratt homes, that their build quality is shocking and best to be avoided. These stories seem a few years old, I was wondering if they have improved since? The development…
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Completion Day
Hi We have just completed today :j. How do i work out what my first mortgage repayment will be? My bank said today that they will send me a letter next week to confirm the amount but can't tell me over the phone and that the first repayment date will be July 1st. We brought the house for £95,000. £20,000 deposit put down…
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How much is garden land if we were to purchase
We have a small area next to our property which is 36 foot x 25 foot. The council are asking £30k for this and i think this is too much. You cannot be allowed to build on this land so is only really ok for garden for which we want to add to our garden. Can anyone give me their advice on this please
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Final Mortgage Payment when Selling
Hi all, Quick question I'm hoping someone can help with.. So I am in the process of selling my house at the moment (fingers crossed it all goes smoothly!) I will be ending my mortgage as I won't be buying another house for a few months ,, and the bank won't let me keep / transfer it anyway. I have an Early Repayement…
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Secure deposit county court application: Letting Agent or Landlord?
Hello, This is my first post and good advise would be much appreciated. I am a tenant with an Assured Shorthold Tenancy Agreement and my Letting Agents have failed to protect my deposit in a secure deposit scheme. It has been 6 months since my tenancy agreement began. I am making a County Court application under section…
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Decisions decisions
Hi all my partner and i are in a bit of a quandry and would appreciate any advice or suggestions as i dont have a great deal of knowledge about the housing market. My partner currently owns her own property with a £70k equaty in it, however the house is a little on the small side with only two bedrooms and doesnt have a…
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Repossesed Transaction Gone Pearshaped.
Hi everyone, I just wanted to run something by you guys here. I was in the final stages of completing a reposessed house buy today when it all went pearshaped. Once the estate agent was informed that the completion was on the cards in the next day or two he magically informed me of a potential offer :mad:. I phoned him…
