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Moving tomorrow, key doesnt work!!!11111
Hi I am moving out of a private rental tomorrow (long story posted before about situation with landlord) Anyway new tenants are moving into the address i am living in now on saturday. i have a house to move into tomorrow. i received the keys on tuesday, and today went to the house with dd to clean etc got in no problem.…
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Reema Hollow Panel House Buying
I need help!!!!! I am trying to buy a Reema Hollow Panel House built in 1956 - it is valued at £75000.00 and i need to lend £40,000.00 I have tried numerous banks and building society and cannot find anybody to willing to loan on a prefab house. Does anyone know of any lenders :(
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Help - Large Caravan In my Drive
I’m buying a house which has a large allocated private space in the back of my house car park which is big enough for 3 cars. When I viewed the property about 3 months ago there was a very large caravan parked there belonging to one of the neighbours, taking up 2 of my spaces its wide and its very long. I thought it might…
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To rent, or to buy? (with quite a twist in the tail ...)
Ok, so this is a complicated one ... hope you're ready to wrap your brain around this scenario. My wife and I married last summer, however I work in London and she in Birmingham. She owns a house there, but also has a flat in London which she was unable to sell when she got her job in Birmingham some years back - and so…
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Restrictive covenants on new builds.
I am interested in buying a new build but we are not quite happy with the downstairs space (everything else is perfect) so we would like to be able to install a conservatory to use as a dining room. My only concern is whether or not that would be allowed? I have searched on here for info about restrictive covenants and it…
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Landlord won't return deposit, won't give reason why!
Hi all Looking for some advice. I moved out of the property early March and my landlord still hasn't returned my deposit or given me ANY indication of why they have kept it. After 2 months of phonecalls to my old letting agency (who work on behalf of another company-my landlord), I was getting nowhere despite being…
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Lost our buyer a day after our offer was accepted!
Well, after hard negotiation with the seller, just got our offer accepted yesterday, was told today that our buyer changed her mind. She decided to buy opposite house which is 10k cheaper. Sign... Have to start from scatch again. This process is painful. Wish I had nothing to sell!!!
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buildings insurance before sale completion
Hi all, Am about to exchange on a house purchase and thought that everything was in place to exchange having bought buildings insurance to start from the proposed completion date. However, our sols have today told us that this isn't sufficient and that we have to have insurance in place from the date of exchange (i.e.…
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First time buyer's repossession/valuation nightmare!! Advice please.
Ok, so we have been very lucky in that me and my husband have found the ideal house for us in the area we want to live in at a good price - however, it's a repossession... We managed to get a mortgage agreed in principle for 5k more than the offer we made, which was accepted well under the asking price. Because it is a…
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Help with final stages of the buying process
Hi all, Hoping for some feedback on 'what happens next' as this is my first purchase and i'm a little lost. My partner and I are in the process of buying a property - we found somewhere, offer accepted, mortgage approved, searches done, contracts signed (Without a completion date yet!) - so basically we're 99% of the way…
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Equity as deposit
Hello everyone I would like to move house and just wondered if I can use the equity in this house as a deposit on my new house. Would I still need some sort of cash deposit? Many thanks
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Service Charge
Scenario ====== A four flat property with separate owners. Each owns 1/4 of freehold and also a lease. There has never been a service charge in place, however the building need repairs sooner rather than later. How would we go about establishing a service charge - as in the paperwork involved - as we are keen to have an…
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Renting question
Afternoon all my tenancy is up on the 15 august if my LL wanted me to leave could they give me notice on the 15 June for two months notice or would it have to be on the 15 of august . Thank you
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LL's or Letting Agents - Help needed re: unusable garage!
Hi everyone I've only really ever lurked on this board, so I hope someone out there can help a relative newbie please!:) We rent our house which has a garage. When we viewed the property originally we were told there was storage space in the garage loft. We have since found that although the garage is boarded out, the…
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Help with Output from Homebuyers Survey
Hi, We are in the middle of a house purchase and have just received the homebuyers report which identified some issues with the services. I am pretty ignorant regarding the trades and was wondering if anyone could advise on what I should ask for from the trades? I think basically the surveyor is saying that all of the…
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Fees incurred when selling
Guys, I'm just after clarification on what fees I'm going to incur when selling my house? I've mentally accounted for the shortfall in my mortgage, if a price is agreed that doesn't cover my outstanding mortgage. Estate Agent fees and reduced Solicitors fees as I'm only selling at this point. At this time I'm in no…
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bad credit history and little or no deposit
Hi Sorry if this is in the wrong forum or has been asked before but I would like some advice. I currently pay £900 for my rent and have never missed a payment. I do have quite a bit of debt around 18,000 between me and my wife and am currently on a debt management plan with cccs. The thing that annoys me is that I pay my…
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Flat is share of freehold AND leasehold??
Hi, The flat I am currently seriously considering is share of freehold, AND leasehold. I'm not sure what that combination means. :( The remaining lease is 66 years, bought as 99y in 1977. The vendor is saying that because it is share of freehold the lease doesn't matter, but surely I need the lease to get a mortgage? I'm…
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Intermediate Rent
Hi We have recently moved into a new house on the intermediate rent scheme (pay reduced rent and save save save for a deposit :) ) When we originally signed up we were told that we had a period of between 2-5 years to save up a deposit and the house will only be sold as and when the HA assess the market conditions to be…
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Non paying tenants
My mother and her partner have a property. Three months ago they let it under a short term tenancy agreement for six months total. The tenants are claiming housing benefit, to 'top up' to the agreed rental price had agreed to pay an extra amount also. Long story short the tenants have only paid 'the top' portion once and…
