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"You're Out On Your Ear - Legal Action Letter's In The Post"
I rent a one-bedroom flat in London through a large rental agency. I've lived here for 2 and a half years and never met the owners of the flat. I pay £900 a month for a flat where the current market rent for the flat is really at most £800. I'm on a standard AST lease, each lease lasting 12 months and I've renewed twice so…
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Letting agent wants to enter property
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Yay - finally some good news with our house purchase
We have just had a phone call from the EA to say that the 1st charge on the repossession we are buying has decided to lift the charge on the property. Up until now the 2nd charge had issued the repossession and accepted our offer but the 1st charge hadn't actually agreed to anything. This means we are nearly there, just…
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caveat emptor
I sold my house and when the buyers got in they suggested the boiler was not working (even though it was serviced when we left). Their solicitors have contacted my solicitors to say they got a bill for £460.00 and please can I as the client issue my instructions. Where do we stand and do they have any remedy at all?
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Leaving property - inventory checkout
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Court’s order of property transfer to a sole name after a divorce?
I have been divorced since 2006 but the property bought at the time at the marriage, is still in my and my ex-husband’s name. My ex-husband has been living in the property and I would like it to be transferred to him or to myself in case we are not married and do not live together. I keep receiving bills, even though I do…
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Mortgage just to get somewhere better?
If you had the choice, would you rather live in an ok property (one that was adequate for your needs in terms of space and condition etc) and be mortgage free, or have a mortgage of about £100k to get somewhere nicer (eg more character, more space)? Is being mortgage free worth it if you would still hanker after a 'better'…
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Level of Mortgage on a Buy to Let
Quick question for those more knowledgeable than me! When purchasing a buy to let is it better to have the smallest mortage possible (or no mortgage) or the largest (so as to take advantage of tax relief)?
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Under offer?!
Hi! Can someone shed some light on the following please. We've had our offer accepted by the vendor, and we asked them to take it off the market as our condition. Now they are saying that the prperty will show as under offer provided survey is commisioned within 10 days, but it will not change its status now even though…
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What if?
Hi all, Well it lloks like our offer on the property might finally be accepted, but we were told this is due to seller being ill, which I imagine can bring the whole new set of problems? We don't know what the illness is, or indeed how serious it is, as we've been dealing with sellers relative from the very beggining, as…
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As a tenant, do you need to register for tax?
With the inland revenue?
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Quick question from a potential new LL
Hi guys, Hoping I could pick your brains. I was wondering what the best way to approach my bank is to get a Certificate to Let? I would prefer to phone due to work but I was wondering if I may get a better response from going into a branch? I really want to get the certificate rather than go for a BTL. I have just over 25%…
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Are you an HA or Council T? your views sought...
The Government has published a consultation paper, “Local Decisions: A Fairer Future to Social Housing” , outlining its proposed reforms to social housing tenures and allocations. The consultation date closes on 17 January 2011. The reforms will then be brought in through the Localism Bill . Summary of proposed revisions…
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Discretionary power to pay LHA direct to LL - in return for reducing rent
30 November 2010 – Housing Benefit reforms will restore fairness to broken system Ministers today reaffirmed their determination to drive private sector rents for Housing Benefit recipients down, and stop taxpayers paying over the odds by announcing discretionary powers for local authorities to make direct payments to…
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Have you had trouble getting refunds from David Wilson?
Hi, not sure if anyone else would have had a similar problem to this, we made an offer on a new build David Wilson home, but our sale has fallen though. When we paid the reservation fee (£500) the sales woman said that if we had to pull out we'd get a proportion (she said at least £250) back. Now, they don't seem to be…
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Buying by a Busy Road
Ok We’ve had a nightmare of a time fining a house to suit us. Two adults and four young children; 5 and under. Our list of “wants” includes: Good area Good schools Quiet Large House Large Plot of land Affordable!! Like most people we are on a limited budget, but have actually offered on a total of six hours in as many…
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Is it illegal to take down a smoke alarm?
We have two mains connected smoke alarms in our house and the other day they started going off with increasing frequency from 2.30am to 5.30am when we finally disconnected them. (We did investigate for a fire and try changing the battery; also they had been refitted just a few weeks before by the electrician.) We reported…
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Pre completion questions
Hope to exchange today with completion Friday next week. Just realised that I need to know about the service providers (gas, electricity) for the place I'm moving in to, and other useful info such as where the stopcock is etc. What the usual way of finding out this info - asking the EA to get the details or is it by some…
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Leaseholder woes! Major Works bills...
Hi, I've been having a bit of a nightmare over the later year or so in relation to the purchase of our leasehold flat in April 2008. When we started our searches it was discovered that there were outstanding bills from the housing authority for major works, which was finally agreed to total no more that £18,500. At first…
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Opening / moving bank accounts just before getting a mortgage
I'm not sure whether this is the right place to post this, so please feel free to re-direct me if appropriate! I have held my current account with Lloyds TSB for about 7 years but I am thinking about changing, because of a bad experience a while ago. I also hold a couple of savings accounts which I have opened over the…
