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Gifted Deposit and Solicitors
How is a contract drawn up with a gifted deposit? Can anyone with some experience help please? I have just received a final contract with a statement of account. House purchased for £120k with 5% gifted deposit from vendor. Got a mortgage offer for £102k (10% from me and 5% from vendor) with house valued at £120k. Now the…
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Haart - Estate Agents (Positive's and Negative's)
Looking at the possibility of instructing Haart as our EA and just wanted a bit further info on them in general... Many Thanks
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Is anyone still looking at houses to buy?
Hey Just a quiery really, I know a lot of people said the market had slowed early (Nov time) so just wondered if anyone out there is still seriously looking at houses? Not online as I do that religiously everyday anyway!!! But booking viewings with the view to offer?? I know its slow so just wondering? We are looking to…
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Post exchange question
Exchanged today at last - woohoo!! Now I'd like to go order some furniture to try to get it delivered before Christmas, but the thought struck me that if my current account drops by say £2k before completion, might that cause alarm bells for my lender before they release the money at completion? The drop in money won't…
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Renting tips
Hi everyone, i am hoping to move in Jan with my 2 yr old son to a rented property to be clsoer to my mum. I have found my perfect house so have my fingers crossed it will still be available when i need it! I have never dealt with a letting agency and dont really know what to expect. Will they credit check me? I currently…
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Property Starting Offer + Survey
Hi all, Since it's the first time buying a UK property the confusion is great as well. Having decided on a specific property, my main concerns are the starting offer value and the condition of the property. The property looks like it is in a very good condition, but I think that a survey is still needed in order to make…
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Greenbelt Land
A local farmer has offered to sell a piece of land - a long thin strip of about 0.2 acres. The land is part of a dirt track over which various properties, including mine, have easements. Those properties, other than one, do not use the track as they have other accesses. The land is in Nottinghamshire. Development is…
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hip-save.co.uk Court Action
I located the original thread titled "Hip-save trying it on ???" Please ignore this thread, thanks I've now received another email (see text below) since I did not respond to the one sent last week that demanded I pay £16 for partial delivery of the hip. Do I need to take any action ? Will be harassed by the collection…
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Warranty on conservatory
If I bought a house that had a conservatory attached that was only 2 years old, would I be able to claim for problems on the warranty? Does warranties transfer to the new owners?
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Solicitors
Dear moneysavers, We've been looking for a good solicitor and have nawwored our quotes to following few, and are now wandering if anyone has any experience with either firm? RMNJ Conveyancing Solicitors in Wirral Hanover Solicitors in London NBM Solicitors in Chelmsford Richard West Freeman Christofi LLP in London The…
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Which survey?
It looks like we might be getting on that property leader after all, just awaiting for the EA to get some finer points confirmed with the seller.... but it is happening :D So now we have following dilemma: Which survey should we do - just ordinary lenders survey of home buyers report? Is the extra cost justified and why?…
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Cornerstone solicitors
Hi all, Has anyone used Cornerstone Solicitors in East London - what was the service like? Would you recommend them? Thanks
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Giving house to daughter (Scottish Law)
My spouse's mother has passed away and left her house (along with everything else) to my spouse, her only heir. It is a 2 bedroom bungalow and it is ideal for me and my spouse to move into as we live in a 3 bed semi and I have problems getting up and down the stairs. So we are moving in to it. That will leave our present 3…
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Late survey
Hi all. Advice welcomed please. I am selling my late Mother's house with no forward chain, and have a cash buyer (also with no chain) and we agreed a price about 6 weeks ago. All has been going well and we are about to exchange contracts and complete - on the same day. However, I have now heard from my EA that at this late…
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solicitor wanting more money after completion!
Hi We completed on a house about 2 weeks ago (bought at auction). Today my solicitor told me that there is now another £38 outstanding as payment for the the local authority search. He said he hadn't put it in the cash statement he sent us before completion but the vendor's solicitor who had done the search in advance,…
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Reservation fee- Scotland
Can anyone advise me if it is legal for a letting agency to charge a non refundable reservation fee by an incoming tenant. Thanks
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Planning - Green Belt & Street Scene
Hey guys, I know there are a lot of clever people out there so please may I run this past you all. Ok not the most money saving issue on the planet but overall this could save me a bundle. I’m looking to have built a two bay garage in my front garden and submitted the plans etc. My local council took one look at it and…
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Sold house, nowhere to go...monthly rental?
I have recently sold my house, and the buyers are looking to move in early in the new year. Our vendors pulld out of the sale, and at this time of year we have struggled to find something suitable to move to, I am really pleased to have sold, however due to the time of year, and the fact that there isn't anything great to…
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Buying at Auction and Charge Against Property
Hello Have been watching a bit of homes under the hammer and am trying to get my head around understanding charges against property. Programme I watched saw a couple buy a house which had been repossed by a lender and there was a charge on it. The show was all panicky saying they were taking a risk. I thought the idea of…
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No corgi certificate and selling home!!!
Hey all I am selling my home and we have no corgi cert as when we had it installed we were a little strapped for cash! now we are selling it we need one!! or do we? what are the alternatives? i know building regularization is an option but in Bournemouth they want £273 for the privilege........ Please help Thanks Pete
