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Buying my first place! Adivce needing on everything!
Ok so im in the position now that i think im earning enough that this will be a serious thought in the near future! My savings are not amazing so i think we will have a pretty shocking intrest rate to begin with but overpaying what we can(if we can, without penaltys) then we will soon manage fine 2 years down the line... I…
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Can a bathroom not have a toilet ?
This is probably the silliest question of all... I had a viewing today of a studio flat but due to enormous pressure to find a place before my final year uni course starts, as soon as I saw it and viewed it I just signed it. Here I am back at home wondering if i saw a toilet in the bathroom ? I distinctly remember a small…
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deeds not mortgage
I was just wondering if it's accaptable for someone on the dfeeds to not be on the mortgage. My bf is between jobs atm (as moving accros the country) and therefore does not have an income to help with the mortgage application. Cheers in advance
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tree on private property overhanging communal parking
we have a small area of communal parking for 6 or 7 cars in our cul-de-sac and a tree from one of the houses that backs onto it overhangs loads, and drops leaves, twigs and all sorts onto our cars, whats the laws regarding getting it cut back? Do we ask the owner nicely? (A real chavvy family none of them work) Cut it back…
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Blocked drains in new house - known to previous owner
Hi Not quite sure where to post this, as it's partly DIY, but I'm really annoyed more in connection to it being a house purchase issue. I'm partly venting, and partly wondering what I can do. We got our keys early August, but didn't move in till later in the month. There's a downstairs bathroom that badly needs refitted,…
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Refused rental due to the fact I am on a contract!!!
Hi everyone Massive help needed as I feel a little hard done by.. well massively. I found a flat I wanted to rent through and agent and was told to pay £100 non refundable for a credit check. I expressed my concerns as I was not on the electrol register at my current place but was assured this should not be an issue if i…
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head or heart?
We've just accepted an offer on our current home, and are looking at one of two possible properties to make an offer on. One property is a conventional estate house, would need work (kitchen/bathrooms) but we possibly could add a bit of value with a conservatory/extension. It's at the end of a cul de sac and very quiet The…
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Notice for leaving when Tenancy Agreement ends
Hey! I am looking for a bit of advice, I am wondering as to if you have to give notice if you plan to leave when the contract expires? Today I called the letting agent and said that we would not be renewing our contact and would be leaving at the end of our Tenancy agreement, they said that this could be a problem because…
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House Survey Results
Hi I am in an unusual situation of swapping houses-through an estate agent-purely by accident. I have had a survey of the house I am buying but the person buying my house has not as they don't need a mortgage. I am having an estimate of the work that needs to be done but was wondering what kind of legal obligation the…
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Rental agenency charges the water bill after check out
Hi, I lived in a flat for 30 months and recently moved out.I have paid all my utility bills (electricity &Gas) without fail during my tenancy. Now i have got a letter from the rental agency that they charge £400.00 for the water for 30 months. Since i lived in a flat the water and maintenance was charged to the Landlord…
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Issues found in survey, FTB please advise
Apologies for sending long message but being FTB i'm really worried with the survey result. My surveyor has suggested there's nothing major to worry about and you can leave these things for next 2-3 years as they're norm for 80 years old house. What do you guys suggest, if i go for all the fixes it's gonna take at least…
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Management fees - shortfall in accounts 2009
Hello, I am wondering if anyone can help. The company which manage the apartments we live in has sent us a demand for £85 due to a shortfall in accounts for 2009. As this happened to anyone before and is this legal? We have been owners there since 2008 so have been paying service charge since moving in. Any help gratefully…
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What should we do?
Without posting a link to the house in question (well, you never know who might be reading this:)), I would like your advice. We have sold our house and have the proceeds of this and also some savings to draw upon. However, as we have both recently retired, we need to think of the future so would not want to spend more…
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Mortgages, bad credit, renting out arrggghh!
Hi, first time here so please be gentle! Myself and my partner are so confused at this point that I'm hoping some of you knowledgable and helpful people will be able to give us some advice! In a nutshell, my partner and I had two houses between us, we wanted to sell both properties and purchase a property together: I am…
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Inherited house but with debt
I've inherited my mother's house in her will but it has 10000 debt attached, 5000 secured against the house. I want to keep the house but can't pay the debts off. Are there any good firms that will buy equity in it, or what should I do? I'm on Incapacity Benefit and DLA. Cheers for help in advance
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Call Me Callous if you like....but maybe i'm not.
I'm Martin (52) my Partner of 5 years is Jackie(52). Jackie comes to stop very weekend as we share a Disco and Kids Party Business.We both have secure full-time jobs during the week. I want us to live together and have wanted that since the first year.Jackie loves her independence and has an unusually strong bond with her…
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resedential lease
Can anyone point me in the direction of a blank lease for resedential propery can be printed of for free ? Thanks
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Furniture left in repossessed property
Would you keep it? The house is in a good state of repair but a friend has scared me a bit, saying she'd get rid of it all and then deep clean and practically fumigate the place! Its sofas, dining furniture, wardrobes, drawers etc. Basically everything except the bed.
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Offer rejected
Hi, We were interested in a 1 bed flat recently put on the market at £290k which seemed optimistic as no other flats on the road has sold for more than £270 since the peak in 07. We put in an offer at £250 which has been promptly dismissed with the agent stating that the vendor had been advised by 5 valuers that they could…
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Problem tree/bush on neighbours property
I have a problem. Outside my back window next door has planted a bush and a conifer. These have been there before I owned the property. When I moved in there was as issue with the drains caused by root damage, which I paid for even though the drains are on his land. The leak caused substantial damage in the cellar. The…
