-
What would you offer, Propery in Scotland
Well we have a few interested parties in our flat :) so now time has come to start to look about for what we want to move too. We have came accross this place http://www.blackadders.co.uk/Property-Details.aspx?mode=Details&propertyID=9153 I know the area reasonably well but haven't yet viewed the place. Home report says…
-
What can we do? SO fed up - we were due to complete and exchange today
and now we're back in limbo because of all the debts secured on the house by the previous owners. We've been going back and forth for 3 months solving various problems and were finally getting somewhere; all the searches were done, had signed and returned our contract, money in Solicitors Bank Account ready for today, and…
-
Any guidelines to making offers?
Can anyone tell me if there are any guidelines when making an offer on a property? I don't want to make insulting offers but I do want to be cheeky and see how little I can get away with...obviously the smaller the mortgage I have the better!!
-
Lease extension on flat
Flat purchased in 2000 and rented out since then. My lease is 99 years from 14 November 1989. Freeholder is Local Authority with a Head Lessor - I have an underlease. I understood none of this when I purchased the flat and my solicitor didnt even mention it. The lease is now 79 years and I would like to extend it to…
-
Where to get a new build snagging list?
Hi. I have been reading about snagging a new build and I will be doing it myself. I was wondering if anyone knows where to get a ready made snagging list from. Over on the www. snagging. org site they seem to have one but it either costs a tenner or you have to pay via a trial subscription site. This must exist out there…
-
How can I warn others?
To cut a long story short we put an offer in on a property (house 1)after it came back on the market due to 'chain falling through' our offer was accepted we got to the point of exchange (we signed) but the vendor wouldnt sign- we subsequently found out (throught he grapvine/other EAs) that the property had had 2 other…
-
Death of Prev Owner - Opinions
If you were buying a house and you discovered the previous owner had died by suicide - would that affect your decision to buy it Also, would you feel it is something your solicitor or conveyancer should have told you about (assuming they were aware of the fact) It is not a legal point, and if the title had already been…
-
Difficult decision
Our house is on the market just now. It had plenty of viewings, all very positive feedback, but no offers. We are currently overseas, in a rental, and are looking at our options. The area our house is in has a definite selling season, and TBH if it doesn't get an offer in the next month it's unlikely to sell before the…
-
Objection to Lands Tribunal application for modification of restrictive covenant
I need a good specialist property solicitor who can help with my objection to the next door neighbour's wish to overturn a covenant & build a 2 storey extension in the front of his house. I have the benefit of a restrictive covenant which I believe prevents this. The neighbour asked me to lift it a few years ago, but I…
-
What can we claim against tax???
Just bought our 1st flat last night in an auction!!!!! Aaaaaaaaaaah!!!! Now it is half one in the morning and I cant sleep. Can anyone tell me what I can claim against tax as expenses. The flat is really nice but we want to freshen it up: paint everywhere, clean carpets, maybe have to buy fridge freezer and microwave - not…
-
Broken Windows
I'm a landlord and my tenants have only been in my property for the last 5 weeks as it's done through the Council, I have no deposit and they pay in arrears. On two week, they said that the sink was leaking (even though I had lived in the property and everything was working fine when I left) but we got it sorted. Now I've…
-
lending £20k
need some financial advice please. We have £20k which is in an Isa. If we loaned this to our daughter instead of her taking a £20k mortgage and for her to pay us back over 10 years, she would pay us back obviously the capital sum and any interest that we would lose over those 10 years. Our ISA is 3% and we would be happy…
-
should i be paying for a credit check if i am paying 6 month rent in advance
Hi, I am renting for the first time, the agent has asked for £225 holding fee which will be used then for credit checks and admin fees, do i need a credit check if i am paying rent upfront?
-
Land Registry Title Register
Hi, I was wondering if somebody could explain what the following would mean on a Title Registry under charges 2 (21.03.2005) REGISTERED CHARGE dated 23 December 2004. 3 (03.01.2008) Proprietor: LLOYDS TSB BANK PLC (Co. Regn. No. 2065) of Barnett Way, Gloucester GL4 3RL. I presume no 2 is the mortgage but am confused by…
-
Private renting contract
Ive got a friend whos interested in renting a room privately and not through the estate agent itself. its directly through the owner. Now my friend said the owner wants to draw up a contract so the minimum stay is 12 months. my friend may not want to stay in that house for that long. what would the consequences be if she…
-
Buying house with tenant
Hi, We are looking to purchase a buy to let. We have seen a house which currently has a tenant in it, but is in a good location etc. She told us that the company selling the house bought it off her 2 years ago and she rents it back as she needed to release the money. She wants to continue to live there which would be fine…
-
Should survey have picked these things up?
Hi, We recently bought a house and had a homeowners survey carried out on the property. Nothing was brought up by the survey. Since we moved in we found damp on the chimney breast in our upstairs rooms and damp on the floorboards from a leaking pipe. There was also an extension that had been built 2 years ago and we…
-
Difference between lodging and renting
Hi, we are looking at a house, which as a bathroom and two bedrooms in the roof. IF everything goes well with the sale of our house (fingers crossed this time!) and purchase of the new house, one of our friend's is interested in staying in the roof, having one bedroom, a small living room and bathroom to himself, and…
-
lump sump
my husband and I are getting a good sum of money from the sale of our house next week, we want to get instant access and monthly interest, any tips?
-
nightmare flatmate past 12 months...has she ruined my credit rating
Eleven months ago my flatmate of one year moved out of our lovely 2 bedroom flat. I then let a work colleague move in to the spare bedroom. This last year has been nothing short of a nightmare with her. Because my last flatmate moved out I put all the bills in my name - apart from the council tax which is in joint names.…
