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FTB - are we being paranoid or being messed around by the agents?
Hi there As first time buyers my husband and I have been actively looking for a 2 bed flat in London for about a month now. After a couple of bogus flats and refused offers we found something we liked a lot last week. The vendor showed us round and we built up a rapport - she seemed honest about its pros and cons…
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Part Rent Part Buy Crisis! Advice Please!
Hi, this is my first post so bear with me....................................................................................................................................................................................
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Estate agent issues
Hi just after a few opinions really: Nearly 8 weeks ago i put a offer on a house which was accepted, however after 5 weeks my solicitor had recieved nothing from the vendors solicitor, after visiting the agent i was told that the house was in joint names but they had seperated over 20 years ago and could not contact her.…
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Tenant problems
Hi everyone, this is my first post! I live in an edwardian house which has been divided into 3 flats. I have bought the freehold and am now responsible for the maintenance etc. 1 of the leaseholders has paid his service charge but has deducted monies for items which are not part of the service charge (as set out in the…
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Help Buying My Rented Property
I have rented my home for almost 2 years and at the end of my current lease (November) my landlord wishes to put the property on the market. She has expressed her interest in us buying it and has said we will get first refusual. At the moment she has no idea of the current market value, recently saying she expected to get…
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Housebuying etiquette
I hope it's ok to post this here, since it's not strictly money saving, but I've been reading these forums for a while and know there are people here with the experience to help me. Myself and my fiance are looking into buying our first home. We're fine on the legal side, mortgage stuff, everything like that but we're…
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Exchanging next week but no definite completion date
Hi My husband and I are buying our first property. The sellers are moving into a new build which is still not ready. We will be ready to exchange next week but have been told that they cannot give us a definite completion date but at the moment it is looking like end of August/early September. In addition to this we have…
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Leasehold flat: non payment of service charges / landlord shutdown of TV system
Hi all, Quick question on a situation involving a leasehold flat. Basically the leaseholder is being a somewhat delinquient and not paying their service charges (which unsuprisingly their lease stipulates needs to be paid) The lease also stipulates the landlord will alllow free flow of utilities gas water electricity etc…
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Repossessed house.
Hello Everyone, I was about to exchange contract this week and someone came with hire offer. Seller went for new offer. I knew that was the case so not going to complain about it. My question is, I have already paid for government searches, house survey and valuation. Do you think I can sell this to new buyer and get some…
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Agents inspections
Are agents allowed to let themselves in with a key to do inspections (after giving notice in writing) or can we insist on them not coming unless we can be there? We have no intention of being awkward but after being given a window of three hours this morning and my husband taking time off work because we have two pedigree…
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Mumblings of Negative Equity Mortgages ...!!
Towards the end of the crash of the late 80s/early 90s, some lenders were looking at negative equity mortgages, allowing people to port their NE to a new property. They're sniffing round that pot again: http://www.irishtimes.com/newspaper/pricewatch/2010/0628/1224273456053.html Damn that's a long article! So I didn't…
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Property for Sale by Owner
Which are the best sites? I want one which advertises on Rightmove.
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HELP, are we stuck in our house?
Hi, This is the situation and looks like we are stuck in our house. * Bought brand new house at peak in 2007 * Now need to relocate abroad * Value of the house is at least 10% down as per HPI * Tried selling the house at original price, didn't sell. 10 weeks on the market and no viewings because the builders around here…
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How long solicitior keep draft contract?
So we are buying a house. Repossession. FTB. Anyway I just wanted to know what kind of timescale between our solicitor recieving the draft contract and them passing it to us to agree it. Obviously they want to make sure its right but how long should that roughly take? I just need to know to see if our solictors are being…
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Buying Parents house
I no long need advice on this thank you for your help.
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Lease Extention Timescales??
I am a FTB and buying a flat/maisonette that is having the lease renewed before I buy. They issued the Notice in late April and there is 4 days left till the dead line for the Counter Notice, but they have yet to hear anything from the Housing Association I am aware that if we do not hear anything they will have to apply…
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Help! Own house with ex-partner...
Hi, Long time lurker, first time poster! Apologies if this is similar to other threads. I have had a look and haven't seen anything *exactly* like this. I bought a house with my ex-partner (we were never married, we don't have children). Both our names are on the mortgage. We split up and I moved out, she told me that she…
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the letting agent wants my gas and elec account numbers
why do they want my account numbers, isnt that private? i got an email from the letting agent asking me which supplier im with, what their telephone number is and my account numbers.......
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Estate agent still wants fees despite collapse of move
We were about to sign for a new house and the sale of our exisiting house, when our (already creaky) marriage finally collapsed... The estate agents claim that we still owe them the 1% of the agreed sale fee (reduced from 1.5% as a 'goodwill gesture') ie £2k, even though the buyers did not sign the contract on the sale…
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Rent to buy
Hi Has anyone heard of or used the rent to buy option for key workers? My daughter is a teacher in the North West and desperately wants to get out of her rented shared house. any information would be greatly appreciated - she seems to think that it ends soon. Thanks