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Advice on putting in a low offer-updated, rejected :(
I've seen a house I like up for £369,950. Its a 3 bed semi and I think it may be overpriced as a larger detached version across the road was recently up for £349,995 which we unfortunately missed out on. I called the agent and she said that the owners were going through a messy divorce and wanted rid of the house asap. She…
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Offer placed and declined. Advice needed!
I am currently interested in purchasing a house with an asking price of £100k ( dropped from 110k ). I have a solicitor and a Slip of paper provided by HSBC saying they would be happy to lend me x amount on condition of being able to prove what i said to them. I just made an offer of £90k, which i got the response that…
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FTB survey back
Hi all, we have got our survey back for a house where we got an offer accepted for 149k (asking price 160k) which we think is good value. 3 bed detached in a nice area. Main summary was: "This property is considered to be a reasonable proposition for purchase at a price of £149,000 provided that you are prepared to accept…
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Cheapest EPC
Fridays Property Lawyers have got the cheapest EPC according to which? magazine. Couldn't find a link on the which site but the paper copy had it in. It said £47 inc VAT in the article but I just checked thier site and they're doing them for £32 + VAT now. Couldn't find any EPCs that were cheaper
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Inherited a share of a house, but want out. HELP!!!
Hi to everyone, Back in 2008 my father died without a will and the Probate Office awarded me, my two siblings and my mother 25% equal shared ownership of the house my father owned. As it was the matrimonial home we all came to a mutual understanding that my mother (who resides at the property) could live there for the rest…
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advise needed of what to do next
hi we have had our 2 bed first time buyers house up for sale since april and so far we have had only 5 viewings. all the people loved our house but they all were not sure of their mortgages. Anyay contacted our estate agents stating that to why we have had very slow progress. We are with two agents which is duel agency…
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Buying a garage - solicitor wants 10% in fees!!!!
Hi all, I'm just after some advice on saving some money whilst trying to buy a garage! The garage is en bloc and thus only about £10k and we already own one of the garages in the block. However, the conveyencer wants nearly £1k in fees and searches!!! That's 10% of the purchase price!!! Any hints on where I can save money?…
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Parents being evicted
Hi All, i lurk alot here and im after some advice. I'm currently living with my parents with my partner, I recently found a letter which was an eviction notice for in a couple of weeks time. :( To set the scene, me and my partner dont have any savings as we are paying big amounts towards a loan we have to try and get it…
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Advice / feedback on buying your freehold
We own our flat leasehold and along with the other three flats in the building are keen to look at buying our freehold. Our leases need to be extended soon anyway and we're unhappy with our management company so this seems like a good option to take control and invest in our property. We've had some useful info from an…
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Moving in with partner
Hi all, Hoping for a bit of advice. I'm currently in receipt of Employment and Support Allowance (ESA) and am awaiting on disability information due to me having sciatica and spinal nerve damage as well as arthritis. I'm 23 and currently living at home with parents but me and my partner are wanting to move in together. She…
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Repo Stinks
Viewed a repo flat about 6 weeks ago, looked fine, smelled fine. Went for another look the other day and it stank! Any ideas as to why this may be? The estate agent reckoned it could be to do with the drains or something because the water had been cut off for so long
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Help Needed.
Me and my girlfriend moved into my moms house 5 years ago to help her out as she was struggling to pay the mortgage and we wanted oput of our flat. Since then my mom left to live elsewhere but let us stay here while we paid the mortgage every month. We have 2 kids and another on the way and as i only get ssp if im off sick…
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Should be exchanging contracts next week!
Just heard from the Estate Agent and I should be exchanging contracts on my first home next week. :j What happens after exchange?
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How to negotiate rent?
Hi, I am looking to rent a 2-bed house but am not sure whether the rent is usually set or if it is negotiable? If the rent is let's say £850, what would be a "good deal"? Thanks!
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Ex buying me out of mortgage
Hi I need some advice My partner of 11 years split with me 6 months ago. We have a joint mortgage for 4 years and have always paid 50/50 for it and all house hold bills. He has now decided to buy me out and put in his name. The mortgage is approx 95k and had two valuations of house of 99,950. plus he would want to keep…
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Tenancy agreement rules
Good morning I've lived in my present rented house for 8 years, had a tenancy agreement from the landlord at first, then another in 2006 when she put the rent up. I want a more recent agreement as this one isn't acceptable for housing benefit purposes so am about to ring the landlady. I'll probably end up typing it up…
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Sold the house but nowhere to go!
We put our house on the market 2 weeks ago expecting at least a few of months before it sold if at all. 9 days later we were shocked when we got an offer from FTB's that we accepted. We were expecting to be chain free as we had friends moving abroad for a year and we had the option to use their house while we were looking…
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Shared Ownership Hell
I'm just after some general advice from people on here and what they would do in my situation. Basically I bought a shared ownership property (50% @ £62.5k) at the top of the market in city centre Manchester that I can't sell. It has been on the market almost 2 years and had a total of about 8 viewings. The price started…
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Joint Tenancy - What rights
In a joint tenancy I know that if one tenant defaults, the other tenants are liable for their part of the rent. but, should the LL just take it from the deposit of the remaining tenants, or does he have any obligation to try get the money from the defaulting tenant first. Or, should the remaining tenants, lose the deposits…
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Udervalued Property
We are selling our home & have a sale agreed at our asking price of £75k. We are selling privately so arranged a valuation prior to deciding our asking price. Our prospective buyer has agreed to pay the £75k but the survey requested by her bank has returned a figure of only £63k...!Our buyer is still happy to pay the £75k…
