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House buying, renting & selling

Archives for July 2010

Negotiating rental price?
Hi guys, Me and the OH are starting to look at places to rent for the first time and were wondering how negotiable the monthly rents are? We're looking in the Birmingham city centre area where there seems to be an over supply of properties so were wondering how much could we offer without being laughed at? I've read…
Council question--could we sue ?
Over the years we have reported several problems to our local council concerningbad tenants,vandalism,throwing items from windows (up to 12 floors up ) and more besides,we have all this on record including witnesess,my question is this,if someone is injured due to something getting throwen from a high window could we sue…
Big problem - new rental property fell through. Homelessness imminent
HELP We are supposed to move out of our current property on 4 August. We had originally found somewhere to move to but not the new property is no longer being let out, leaving us homeless. What can we do? I know that the property we are in has not been let to anybody yet. Do you think it would be cheeky of us to ask if we…
When do we get keys?
We are selling our house and using the profit to help pay for a new house. We are wading slowly towards signing the contracts and have been told that we should be able to move a couple of weeks after signing. My question is: On completion day, when do we get the keys to our new property? In other words, do we only get them…
any tips on where to sell property??
Hello, We are trying to sell a flat but after 6 months, it has not shifted. We have tried the online agent route, the local agent route and even started our own website! Anyone have any good tips of where best to advertise?? Thanks SB
Impact of a loft conversion and single story extension on value
Hi I have recently purchased a 2 bed, 1 bathroom, Kitchen and Living Room semi detached bungalow in Fareham Hampshire for £205000 (It was on the market for £225,000) I now have planning permission to raise the hip and add a front and rear dormer to give me two extra bedrooms and an additional bathroom. In addition the…
How do you get a mortgage for a property abroad?
Hi guys, Does anyone have any advice on getting a mortgage for a property abroad? I would like to buy a small flat in Amsterdam quite soon and am starting to research how to go about mortgaging and also to find out whether you can legally buy in Holland. I work in the UK amd have a property in the UK that i rent out. I…
Is this feasible
Dear MSEs, I have come across a studio flat that is split across two levels by a structural wall. The lower level has the WC and a Bath/shower and wash, with stairs leading to the studio and kitchen. The overall floor space of the upper level studio&kitchen combined is a box 15' (4.6m) by 16'(4.9m) rectangle. The kitchen…
Buying a new build - is this correct?
Speaking with sales advisors on a new build today (both barratt and elan homes sales reps) who said you will need 20% deposit to put down so it will pass the mortgage survey, they said that all sites now ask for this Is this true? I understand you need a good deposit to get a good mortgage rate but not as a requirement for…
Packing service for moving house
Not quite house buying, renting and selling! I am moving house - one rented to another I have no holiday time left and I am single. I don't want to burden my friends and whilst I only live in a one bed place I have a lot of stuff. I also have stuff like beds that need to be taken a part and reassembled. Washing machines…
NLA scam notification - gumtree et al
The National LL Association (NLA) website is carrying the following info : "SCAM - URGENT NOTICE – 26 JULY 2010 National Landlords Association has been informed of a new scam whereby tenants are being asked (at the NLA’s request) to send large sums of money in order to secure rental property in the UK. The scam also…
Guide to Fair Wear and Tear - mydeposits
Both Ts and LLs may find this guide from mydeposits.co.uk of interest: See here
Letting- Agent or no Agent
Do you use a agent to let your property, or do it all yourself? I currently use a letting agency, they take care of everything for 10% a month.
landlords
does the person who owns a property have to be the landlord or can someone else be. also does a landlord have to register with anyone?
Second Time Buyer Advice Needed For "Upsizing"
Hi all, Thanks for reading. I bought my flat on a 75% shared ownership scheme 5 years ago, just me my big TV and my 4 guitars. 5 years on and the GF is living here now and we have one on the way... We need a bigger place! Currently we pay £720.00 a month in mortgage & rent quite comfortably. I'm in a predicament as I think…
Council Tax
Hey all, Not sure if this is the best forum to put this in. Sorry if it's not. We bought and moved into our first house in November 2009 in Glasgow, Scotland. When I called up to register us for paying council tax, he told me the band rating and we then started paying the required amount. I just got a letter through…
who will buy
I have bought my council home, I have a mortgage for £45.000 to pay, home worth approx £90,000, I want to be mortgage free, who would buy my home and let me keep staying in it for rent ? just want rid of my morgage for peace of mind !!! help..!
Indemnity Insurance - Building reg
I need help. I am buying a house and my solicitor’s have asked me to take out indemnity insurance because the seller dont have building reg certificate for removing the wall between kitchen and dinner. The seller also converted the shed on side into utility room. 1) - I don’t mind taking out the insurance (obviously) at…
listed cottage
having just accepted an offer on my flat, me and my gf having seen a gorgous cottage in our ideal area. however its listed and after speaking to a number of people, i'm getting advised to stay well clear. mainly because of the restraints over improving the property. its ideal and in our price range, but been a 2 bed we'll…
No Viewings why?
Hello I am wondering if someone could please give me any advice on why we are not having many viewings. I put my house on the market about six weeks ago and in the second week we got 3 viewings and then one person came back and viewed it again then we had one more the next week, now we have had nothing. I'm really keen to…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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House buying, renting & selling

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