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FTB - What do I need to get?
Hi there, As a FTB I am aware that I obviously need to get a mortgage. This is in hand. I have realised that this isn't the only thing I need to get though. My main question is when buying a house, what other things do I need to ensure I get?...For example, If /when the house is purchased, I will obviously need to get home…
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Newbies buying house to let (to daughter) all comments gratefully received.
I have realised after reading a countless number of threads on this board that we really haven't a clue what we are doing and would be grateful of any advice on pitfalls or if anyone could point out obvious things we have omitted. Thank you. We have had some money sitting in our bank for several years after paying off our…
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Renting whilst selling?
Good morning, We have our house on the market but as nothing is moving and are thinking of renting it out. I know we have to gain permission from our Mortgage lender but was wondering if we do rent it out will it affect us getting another mortgage when we find somewhere we want to buy and are still renting out the first…
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I'd like my own home, but can i get one?
Hi all, I am currently privately renting a 2 bedroom house for £595 per month, but i would really love to own a home. I am seperated with an 8 yr old daughter living with me. My income is £21,500 gross per year and i claim housing benefit and child tax credit. I've found the Homebuy website and was wondering what options…
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How much to offer over in Aberdeen
Guys, This is my first post but i have used this site many times before for useful advice. My question now is i am looking to buy a house in the centre of Aberdeen, it is o/o £300k, i have lost out on many houses recently offering as much as 32k over the valuation(there were 6 notes of interest), this one im looking at now…
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First time buyer stamp duty relief
Hi, I am in a situation that I am sure many other people will find themselves over the next 2 years. I own a house but I am looking to purchase a house with my girlfriend at some point in the next 2 years. She currently rents and has never owned her own home before. As the rules stand I believe if we were to buy together…
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moving into house got previous tenant with possible bad credit history
im not sure if that make sense, but the situation I am going to rent a flat that I understand their previous tenant might have very bad credit history. What can I do to avoid the impact on mine? Thanks:money:
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Lease renewal - likely cost?
I've been looking at a leasehold maisonette which has just under 60 years left on the lease. This has caused problems for other would-be buyers as lenders have been reluctant to lend on a relatively short lease, apparently. The EA says that the price reflects the need to renew the lease, and it is priced realistically. As…
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Private sale
We have a house to sell and have been approached by a couple who want to buy it privately. We have nothing in place as we haven't been in a rush to sell, waiting for the market to improve and the house will need substantial renovation before it is habitable. As we have no estate agents involved what do we need to do and is…
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Employing a builder
Were about to embark on having a 2 storey extension built. When it comes down to requesting builders quotes is it the norm to request a complete breakdown of their pricing i.e the figure for materials and a seperate figure for the labour charges, cheers
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Using the LIFT scheme in Glasgow
Those of you from Glasgow who have gone through the LIFT scheme, I'd appreciate any advice/recommendations you can make. I'm planning on applying this year (assuming it runs, of course!), and as preparation I've been researching online to try and find out what Advisers/brokers are best to go to, and whether any of the…
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Cheque received from managing agent, meant for me?
Here we go, a question of morals? I recently bought a flat which exchanged in December, and in which I now live. It's leasehold, and there are fairly steep maintenance bills to pay (it's a block of flats). The account was up to date until March 25th 2010, so I had a few months without needing to pay. However, I have just…
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Police broke in for a Drug Raid and won't pay for door repairs!
Hello, I'm sorry if this is the wrong forum, I didn't know where to put it - I've been a regular user of this site and have found it extremely helpful, and was hoping someone might be able to help me with this issue. I tried to keep the description brief, but its turned out quite long... I'll be extremely grateful to…
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Mortgages on properties with 'restricted occupancy'?
I dont currently own my own home so I am unable to free up any equity but I want to buy a holiday home with an 11 month occupancy restriction. Do you know any lenders that could help??? Thanks!
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Oh what a difference proper photos make!
I first saw this house on RightMove a few months back and thought that it looked like it had been built in a underground bunker because it was so dark and gloomy: http://www.rightmove.co.uk/property-for-sale/property-28576604.html It's just popped up again with another estate agent. I think this is a perfect example of…
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New pics on Rightmove!!
Right, a few weeks ago I put a link up on here to my house, and the consensus was, that rightly so, the pictures were shoddy! I got the agent to re-do some of them and made sure things were tucked away (ie no clothes out of wardrobes!). They're not amazing but a vast improvement I hope! My neighbour's house is still on the…
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tenant refusing to move in!!!
I am renting a property & a tenant was supposed to move in to it today (not that the letting agent told me until I called them this morning!). The tenant has signed a 6 month AST, paid the deposit & months rent and this is somewhere in transit from the estate agents to our account (minus the estate agent fees). As they…
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Help with relocating
Hi having tried all the universities in the South West to do my PGCE I have now applied to a London University. If I get in I will need to move myself and two children into the London area. I think I can get housing benefit due to being a lone parent. Does anyone know of any help I can get to relocate? We are currently on…
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Tenancy eviction and deposit advice
Hi all, my uncle is being evicted as repossession of the property is being sought. The owners of the property are looking to renovate the property. He has not damaged and is in not rent arrears! He does want to vacate the property though. Let me give you a few details. * He moved in to his flat late 98/early 99. * He paid…
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Chain or no chain/to buy or to rent?
Hi all, I'm a newbie here. I used to spend my time lurking around the wedding forum but with the honeymoon over things have got even more expensive. My husband and I need to sell up and relocate because of work and are in a dilemma - any thoughts you have would be greatly appreciated. So, to summarise we currently have a…
