moving into house got previous tenant with possible bad credit history

vinchu

im not sure if that make sense, but the situation I am going to rent a flat that I understand their previous tenant might have very bad credit history.

What can I do to avoid the impact on mine?

Thanks:money:

RAS

Since this will not have any impact on you, there is not a lot you can do to avoid it.

make sure you are on the electoral roll and buggins is not. Return all mail to sender.

Both standard procedures.

sequence

It won't impact your credit rating in any way. Credit history re linked to the person not the house (or flat)

vinchu

the experience from my friend is that when they try to get a mobile contract from, they got refuse on the ground that the previous tenant got bad C/H

are mobile ops running things differently?

cheers

Glendarroch

I would order your credit reports from all the providers after you've moved in (or before you do something that would involve a credit check), and make 100% certain that they haven't accidentally linked you to the previous bad tenants. Although it is by name credit's linked, there's always a chance of human error when records get updated, and things could be accidentally connected to you. As already said, make sure all bills etc are in your name, and the council records and electoral roll are updated to show you live there and they don't.
The first time I got my report, they'd attached all the information for my mum, my dead grandfather and also my uncle (after he left his wife and moved in briefly for 4 months). Another time a previous owner showed up. It's easy enough to get corrected if that happens, just a matter of contacting the credit agency the report came from, and confirming that you are in no way financially connected to the person, and that they no longer live there. Hopefully that would sort everything out.

N79

As indicated above there is really no need to do anything unless you and the previous T share a surname which increases the risk of the two credit files getting tangled.