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Party wall agreements
Hi there, we're currently in the process of buying a property that has planning permission for a two storey extension. The extension won't be immediately next to a party wall on either side, but we've been told that we'll still need a party wall agreement to excavate for the foundations. However, the neighbours on one side…
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Trafford Surveyors - Homebuyers Report (Manchester Area)
I am currently considering having a homebuyers report completed by Trafford Surveyors. Does anyone have any experience of them? What's your opinion on them? There quote is competitive and they seem to have plenty of experience. Is there anything that I should look out for with them? Any advice appeciated. If anybody can…
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There must be a solution
Just wondered ifanybody as any advice about our dilemma. Unable to sell our property when we moved to a new area of the country we had to rent out our own house and live in rented accommodation ourselves. We have tenants who would like to stay long term in our own house but are stuck with paying £900 a month rent which…
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Agricultural Workers Occupancy Condition
Hi Everyone , Just wondered if anyone could help. I/ we have seen a house with is just within our price range. However it is being sold with Agricultural Workers Occupancy Condition attached to it. What we were wondering is, Whats the minimum that needs to be done to comply with this. It has 3.5 arces and we did in the…
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Gas Safety Certificate/Offer of Indemnity Certificate
Were currently selling a house which had a new central heating system 18 months ago. Our solicitors asked us to provide a 'Gas Safety Certificate'. I found all the documentation given to us, including a Gas Installation Checklist, which had some figures about the supply, details of work and checks, siganture and CORGI…
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The Best Mortgage Deals - FTB
Hi, I have been looking around on the net for a good deal for a 90% FTB mortgage. The cheapest one I have found so far is with Santander. I was wondering if there are sites I can look at for other deals, and was wondering if anyone has any ideas. Thank you.:)
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Conveyancing solicitor recommendation London
Can anyone recommend a good solicitor in London for buying a flat? A friend recommended one but their quote was £895 for a 250k property plus all the searches etc on top. I think thats a wee bit steep!
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deposit for mortgage
I am just in the process of applying for my first mortgage, the property i am looking for is around £190,000 , i have a 65,000 deposit. would this be a generous down payment in the current climate?
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Buying a property pre-auction
Hi all, I'm considering a house which is "FOR SALE BY PUBLIC AUCTION (UNLESS PREVIOUSLY SOLD) Guide Price £60,000 - £70,000" Now, it's a bit of a vague question, I appreciate that every seller is different, but what sort of offer do you usually need to make, to get the property pre-auction? To my mind, if they estimate…
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Rented flat - who should pay for the plumber?
We've lived in the same privately-rented flat for seven years. The landlord is a pretty decent guy. We don't bother him too much, and he leaves us alone. Our kitchen sink has stopped draining. We tried a plunger and various chemicals, but it's more serious than that. We've taken apart the trap pipe under the sink and tried…
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Ways around being disqualified for being on housing benefit?
I have been in a place in the city centre for 2 years now. When I first moved in I didn't tell them I was on benefit till we were drawing up the paperwork. When I said it they were like 'ohhh ahhh um we don't accept benefit'. After a bit they say they accept it with my mother as a garauntaur but they did so with marked…
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estate agent selling enhanced marketing pack?
Hi, Just after a few opinions on this. It started with the estate agents saying if we had the HIPs pack done by them we would get a free enhanced marketing pack which included :- a featured property with bigger pics on rightmove instead of a normal ad a glossy brocure instead of a plain one 100 glossy colour fliers that…
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Are me and my partner first time buyers?
Hi, If anyone could help that would be great! My fiance has a shared ownership property, (he owns half of it) but I have never owned a property and we are looking to buy a house this year, are we classed as first time buyers? Thank you Sam x
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Leaving tenancy 1 month early
Hi all, i need some advice i am leaving my tenancy 1 month early as i have found a new flat to move into. i have tried to find new tenants for the flat but havent had any luck. is the landlord also obliged to look as well? the reason being is he emplys a local agency to look after the property. they came and viewed the…
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empty mortgaged property
I hold a mortgage for my flat but over past few months have been living with my boyfriend. I am quite happy having my own home for security purposes. However, my mortgage company contacted my recently to check my permanent place of residence etc. I am concerned now that i am doing something illegal, my flat is empty at the…
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Advice, buying a flat in a Peabody Estates
Hi there, I'm looking to buy a first property at the moment, and am considering buying a flat on a Peabody estate. Is there anything specific about Peabody estates that I should know about them before I consider buying? (aside from the usual things to consider when buying) The two flats I have seen are being sold (although…
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Selling whilst owing maintenance fees
Can anyone tell me what the situation is re selling a property whilst owing maintenance fees? I can't seem to find anything about it in the covenant. Surely the maintenance company can't stop you? The money you owe is not secured on the property so they would just have to chase you for it surely? Am I right in thinking…
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buying house with possible flooding
I have found an ideallic property close to a river, but it could be a blessing in disguise. Does anyone know (Environmental Agency ?) how I can find out if the property has been flooded in the past ?
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Rented Home Mold And Repair Issues
Hi And Good Afternoon to all, Hope I have managed to post this in the correction section. The problem is I live in a Housing Association rented flat with my 8 year old daughter who has mild asthma and despite constant phone calls to report problems Iam still at a loss to cut a long story short. Every wall in the house has…
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case study: compiling my own DIY HIP home information pack
Property is a 2 bed flat in Kensington, leasehold. I had a quote for £415 and another one for just £265. I would like to compile my own quote as my sister has just become a qualified energy assessor and can carry out an EPC for me for free. She says there is a registration cost of the EPC so I have to pay that. I think she…