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Reducing house price
Hi, We are thinking of reducing the price of our house due to lack of interest. Would you recommend doing a straight forward price reduction or adding a money incentive (eg. 5% of deposit paid on completion). Are there any cons to offering such a deal ? Many thanks in advance
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Outstanding property
Makes me smile. http://www.rightmove.co.uk/property-for-sale/property-22711123.html Mirror in lounge - what is it reflecting? Carpet in bathroom. Tres chic. And also it's Two/Four Bedrooms... C'mon lets have a giggle at some amusing estate agent speak: This EA "is delighted to present arguably one of the most outstanding…
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Moving into rented house for first time - what fees/costs are there?
We are relocating fron Kent to Nth Yorks in the summer. Just accepted offer on our house. We are a family of 4 so will be looking to rent a 3 bed house for up to 6 months, during which time we will hopefully find a house to buy. We have never rented so do not know what fees/costs to expect. From what I can tell they can…
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terminating tenancy agreement
hello we're in the process of buying a house and we're renting at the moment. the tenancy periodically renews itself every 6 months. i pulled out the letting agreement to check what notice we're supposed to give once we definitely know when we're moving. the rent date is on the 14th of each month - we were hoping that we…
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Insurance for house with mine 'entry' within 20m
Has anybody got advice on how to search for an insurance policy for a house which has a mine entry within 20m (Next doors garden). My mortgage provider has told me I must flag it up on an insurance policy but it doesnt appear on the search screens. One company just rang me up and then ran scared when I mentioned it,…
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Conveyancing Help
I have just had an offer accepted on our first house :) :) does anyone have any reccomendations for solicitors in the Bury/Bolton area? Thanks
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Offer vs. asking price advice
Please could I have some advise on the 2 properties in the Greater London borough: (1) Semi-detached with an asking price £475,000 – recently been renovated to a high standard. My worry is that the highest sale price in the road (and it is a long road with many sales) is £355,000 in November 2009. Not sure of the condition…
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Vendors now reluctant to sell?
Hi, We have had an offer accepted by the vendors to buy a very nice property (initial accepted offer was £8000 below asking price, and subsequently re-negociated and accepted at £9000 below the asking price due to some minor work needing done and the valuation). We are currently ready to move (first time buyers) and have…
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under valued property
I was planning on selling my house expected value £180000 had home report done giving a value of£155000,cant sell at that price! the house along road looks the same mine is bigger, no major faults on either, mine 99m2 the other 81m2,the smaller one home report value £165000 asking £170000, how can that be and can i do…
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BTL Mortgage Deals
I am look for mortgage product for a 75% BTL mortgage. Whats the best deals out there? Fixed if Poss and low Fees. The best i can find is 5.50% Fixed 2Yrs and £1650 Fee Does that sound good?
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Selling house, best places to advertise?
Hi all, We have finally come up to selling our house which is a new built we purchased at the top of the market in 2007. Our equity of course has dropped but is still positive. Selling at around 230-240 mark, the estate agent fees are like 4k + vat which is a very hefty chunk and will actually be stripped from our equity.…
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Help! Will I be able to get a mortgage?
Hi I really need help as to whether I am going to be able to obtain a mortgage! Some background info - I own a house jointly with my now ex partner, we only moved in in October (this is our second home together) However due to him wanting to go see other people we are going our seperate ways. The house was bought for…
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Mortgage Broker stuck abroad
Hi, We've had our offer accepted and so want to get the ball rolling ASAP. However I called my mortgage broker and the office say he's stuck abroad due to the volcano in Iceland :( Just wanted to find out how this might hold the sale up? We want to get things sorted ASAP as the house needs some work and we have a baby due…
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Change of use commercial to residential
Have seen a few commercial properties over the weekend that would make a cracking house. Has anyone had the usage changed on their properties, Is it nigh on impossible or feasible? Any pitfalls to know about?
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Bank not accepting full asking price.
Hello, Looking for some advice. Myself and my girlfriend are first time buyers and we have found a house which is a repossession, it is on the market for £69950. So after getting the deposit together we put and offer in for £68000 which was turned down as the bank were holding out for the full asking, we tried £69000 and…
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DIY Home Move - Insurance
If you decide to hire a van and not get a company to move home what do people normally do about insurance for your stuff while in transit? Is it something that should be covered by your home insurance, obviously you need to check but is it usually covered? If not then where would you go to get insurance for everything…
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How do I find the Owner?
Not sure if this is the right thread, but here goes. We're currently having a problem with a neighbour who has moved into a privately rented property nearby, He very often parks either across or in the end of the back entry to our properties, this affects quite a few residents who use the backs for access to their garages.…
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Vendor moving after completion?
Confusion reigns! We exchanged on 9/4 with completion date of 23/4. EA said vendor wanted to hand over keys directly on the day and to arrange with her. Called her (elderly lady) and she couldnt give me a time, apparently her solicitor had told her to make a provisional booking with the removal firm, but she wasn't sure…
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Deposit reduction for items left in fridge
Hello, hoping someone can give us some advise on ‘fair charges’ being taken from the deposit on the house we’ve just finished renting. This probably seems a bit petty compared to some of the horror stories that you hear but we recently moved out of the property and stupidly forgot to empty the fridge before we left. The…
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Buy to Let - Mortgage rates
I have a BTL property at an LTV of about 60%. The mortgage deal I am on at the moment is due to come up next year, and I was wondering what people thought likely to be happening to BTL rates, and whether they are going to be so high that I ought to start thinking about selling. Any thoughts / help much appreciated!
