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Council Tax Question - A classic what went wrong tale!
Hi thanks for reading my first post and sorry its such a lengthy one! :eek: but i think the questions here will apply to many others. I purchased a brand new flat from the developer which went through, with the help of a lawyer of-course, without any problems on most part. 2 months down the line I decided to rent the…
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Would you live somewhere rent free in exchange for being a caretaker?
I recently saw an advert for a rent-free 1 bed flat in a country house in exchange for doing caretaking work. The main house was empty during the week and the holiday lets required some basic work like turning on the alarms and locking up when not used. This is in a beautiful countryside location with woodland surrounding…
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Ending a Short-Assured tenancy early
Kinda long-winded question for you knowledgeable folk so please bear with me! Basically, myself and my OH rented a small flat (private let through a LA, we havent had direct contact with the LL), planning to stay for 6 months.. there has been dampness/condensation problems since the beginnning. There is also a crack along…
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Capital Gains Tax on the home I sold in 2008
Hi, I'd really appreciate some advice before I return a tax form that HM customs have sent me going back to 2006 titled -"possible undisclosed income from let property and gains from the sale" Basically 1) In 2003 I Purchased a property in Swansea and lived in it until 2006 2) In 2006 my job moved to Surrey, so I rented my…
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considering renting place out, what do i need?
Other than permission from my mortgage lender, what else do i legally require before I rent out my maisonette? i'm guessing gas safety cert, and some sort of electrical regs check? Any help or advice greatly appreciated
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Tenants Rights
Hi there, I need some advice regarding landlords insurance. I've been renting a flat for the past year and i've had a issue with damp. The landlord hasn't insulated the concrete floor sufficiently and layed wood lament directly on top, Due to the cold weather thoughout the winter we've had condensation building up under…
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Living in Ipswich?
Anyone had any experience of living in or around Ipswich ? Need to be closer to North Essex for my work but house prices seem to reduce dramatically once you get into Ipswich.
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Buying Freehold
Guys I posted the other day about a detached Coach house (flat on stilts) that is being sold leasehold the lease is 990 years remaining so along time! The flat doesn't connect to anyone else so don't have to worry about shared freehold etc. only 2 other parking spaces under the flat which I will also buy.(they are visitor…
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Would neighbour's smashed window put you off dream house?
Hi, My girlfriend and I are first time buyers with a healthy deposit and a mortgage offer in place. We recently found a lovely house. Demand for it was high so we put an offer in that day, which was accepted mainly due to our position as first-time buyers. The vendor is moving into rented accommodation so there is no…
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Gas man not given me safety certificate
Hi I rent out a property in a different city to where I live. I arranged for the annual gas safety review and found a local man from the Gas Safety register. We spoke on the phone and arrange for him to go and do the gas safety review. I was not present but my tenant was and let him in to do it. Before the day he went I…
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3k electrics worked needed - selller not budging
on our survey we got told told to check the electrics had an electrical survey done and it need 3k worth of work to bring up to a reasonable standard spoken to seller about either 1. knocking something of asking price 2. doing the work himself before we exchange 3. giving us an allowance on completion so we can do the…
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Conveyancing question
I've received a conveyancing quote from my solicitor for a house i've had my offer accepted on. i attempted to use this solicitor before on a previous property and i have received a new quote for my purchase which is as follows legal fees (to include ULS refferral fee) - £395 + vat Land registry dealing fee - £80…
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Renting a flat in Copenhagen
Hi All, I know this forum focuses on UK moneysaving, but I need help! I'm going to move to Copenhagen on July 1st for a year - I've been offered a one year post there. I'm desperately trying to find a flat to rent there, but so far encountering some difficulties, so I was hoping some lovely person/people here might have…
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Should we still go to court on section 8?
I did update a previous post, but my update might of got missed so I have started a new once since it is a different query. We had given our tenant 2 months notice, but he did not move out and he stopped paying the rent. We filed on a s8 and the court case is next month. The tenant finally left a few days ago and we did…
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Equity in house abroad?
Hi all Myself and my younger sister were recently made beneficiaries of half of a house in France It won't be sold for approx another year and a half, but I was wondering if there is any equity in it at present, that could used to borrow against? The house is worth (absolute worse valuation) €230k, and this is split 4 ways…
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Would you sell if mortgage owe is higher than house value?
Hi all, Hope you're all well. Me and my husband are first time sellers and could do with some advice and opinions. Basically my husband and his sister brought a flat together about 3yrs ago and about a year ago his sister decided she wanted her own place so left my husband and I with the flat and mortgage to pay. We both…
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help i'm confused - buying & selling
hi, we are in the process of selling our house and buying a new 1. we have paid for the HIP doc (£381!) and the 2 houses we are interested in have the HIP docs. HOWEVER, we have been told that we have got to pay out just under £400 for a survey on which ever house we want to put an off on. i'm confused as to why. i thought…
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Posting leaflets to induce a sale
Hi guys, I've sold my family home and know the area we wish to move to. The stipulation on the sale is that we need to vacate by the end of June as the buyers have an expiring mortgage offer... However, we have viewed most of the available property in our target area and nothing quite fits the bill. So we'll find somewhere…
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House on market.. only one viewing
Hello! We are selling our first house and it on the market last week, so far we've only had one viewing and no word of any more! Its in a first time buyers scheme where they buyer will only buy 80%, its in a nice area, very well presented and a really good price for what it is.. I expected to be flooded with viewings.. but…
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New Landlord, Need Advice
hi, im a new landlord and wondering what insurances i need on a new build apartment im about to let? i pay huge servcies charges and was wondering does this cover building inssurance? also do i need any additional cover like contents insurance although i am renting it unfurnished? last but not least any idea who picks up…