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House buying, renting & selling

Archives for April 2010

Paying a holding deposit before exchange
Hi all, Quick bit of advice please. We are selling our flat and are very close to exchange - both us and the buyer are highly motivated and everyone is happy. We have not exchanged because our useless freeholder is being slow with the license to assign. On the probability that we should exchange this week we are going to…
Shared Ownership Property?
Hi there We are thinking of buying a shared ownership property which has come onto the market nearby. The house is not new, and the current vendors bought it from the housing association at %50 equity share - it is this share that is now up for resale. I realise we will have to pay rental and servie charge on top of the…
Have leafleted (looking to buy), what next?
Ok, after finding looking for a property through estate agents very frustrating - very little in the way of "large family homes" available in our area, at the moment, for our wide/generous budget... - I have identified a few areas that I am particularly interested in and have sent letters to the owners of about 50…
vendors lost corgi cert and refusing to pay for gas safety cert?
W're first time buyers, and we've been informed by our solicitor that the vendors have lost they're corgi cert, and can't obtain a duplicate from the engineer...and they are refusing to provide an indemnity policy or pay for an engineer to check the system and provide a gas safety cert...where do i stand with this? Do they…
Opposing app for planning permission
Our freeholder wants to build 3 flats on top of our block. I have looked at the plans and the flats are tiny, with virtually no storage place and barely room to swing a feline. I have ulterior motives (too long to go into) for opposing their application for planning permission, but I also honestly feel that these flats are…
Building survey - plain wrong!
Hi there, Had our survey done for HSBC via e.surv. The valuation came back as £65k less than we were offering. Had to pull out as the numbers didn't then add up with our mortgage. Spoke to the agent yesterday who is also selling our place. She has just told me that the place went back on the market, and 2 WEEKS LATER the…
mystery charge
a relative died recently...she was 93....her house has no motgage or loans in the last 20 years and no record of letters or payments to such things...however a mystery charge is showing over 24 years old...can a loan be valid for so long when no statements or updates were ever received or other information could it still…
No Freehold
I am currently trying to finalise the purchase of a leasehold flat - but at the eleventh hour I am told the Freehold has been sold on to a Managing Agent who has gone bankrupt - no one seems to know who actually has/owns the freehold - help what do I do?
Interest on money held by solicitor
Dear all New here so sorry if this is in the wrong place or I do not give enough info. Can anybody help? I have just purchased a house. The money was telex transfered to our solicitor on 20th February due to anticipated iminent completion. Due to problems the completion was not done until 25th April.(65 days) The amount…
my rented flat is being repocessed....
Afternoon all I need some help as I cannot get hold of my landlord. I had a letter sent today (addressed to the occupier/tenant) that reads as follows: Dear sir or madam Our client: Bank of Scotland Borrower: Mr ********** Property: **************** We are instructed to act in re-possession proceedings relating to the…
like chancel repair liability but not quite - first time buyer :-)
Hello there! Happy Bank Holiday to you. I am looking to purchase my first home and have hit a stumbling block. I will try to be brief :-) The situation: There is a new development of 2,700 properties The houses will sit aside a large country park (also to be built by the developers) The developer will gift the country park…
Not proceeding with mortgage: any refund of brokers fee due?
Hi - I have found a problem with the place i was planning to buy. I may pull out. But I have paid an up front mortgage brokers [your move] fee of £299 to arrange the mortgage. I may not buy another place [various reasons] - anyone think at least part of the fee should be refunded as the mortgage wont be taken up?
End of tenancy deposit
Hi wondering if anyone can help, I handed my keys back to my old landlord on 28th april met him at the property and he said as there were a few marks and stains on 2 of the carpets that he would need to pay for these to be cleaned so would take it out the deposit i agreed as i admit there was some marks. Anyway today I…
Buying New Builds
Hello, I am looking at buying a new build, but I wanted to know what the rules were about making "offers". Is it the done thing to make an offer under the asking price, or do you always offer the asking price? Thanks for any help, Hannah
Our new rightmove advert
http://www.rightmove.co.uk/property-for-sale/property-25755610.html We are now with a local EA, who has given us a good valuation of our house and is confident about selling it soon enough. Feedback, comments, advise all appreciated. Many thanks T
Refusing Viewings
I posted here a few weeks ago, requesting advice about the inept letting agents giving us notice to leave (wrongly) because they don't acknowledge a Statutory Periodic Tenancy. I managed to sort that to suit us, and now we will be moving out on 22nd June. The letting agent has just text me, saying they have arranged a…
Would you bother?
Hi all, we sold our house (subject to survey which was done today) a couple of weeks ago to a first time buyer. We came down £14K in total from our asking price. We were told by our EA that they would expect their vendors to find something "within about 2 weeks" :eek: So we have been looking at everything in our price…
Foriegn Students
I am about to rent out a room in in my house on an ad hoc weekly basis to foriegn students through a local language school. Do I need to inform my mortgage company and/or insurance company?
Rental question
Hi my friend has a cottage which is up for rent. The agents have just taken a holding deposit but not done the references yet. My friend has since decided to let it privately to a friend, but wants to know what will happen with the agents and the holding deposit for the other people thanks
Rightmove Link - opinions
EDIT: I can't seem to post links as a new user, how many posts do you need before you're able to do this?? My property has been for sale for a month now with 2 viewings but now offers so far. Feedback being pretty much all positive, just viewers have purchased other houses due to 1: better location for them and 2:…

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