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How to be a desirable buyer?
I'm planning on putting an offer in on a place that's going to 'final bids' this week and want to make myslef as desirable to the seller as possible. It's a probate sale so it's a solicitor and beneficiaries. Okay, I've exchanged on my current place so that's a dead cert or my buyer forfits the £30k he's put down as a…
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Are First Time Buyers selfish generally?
If you are a FTB are you one that: 1. ignores the fact that there might be a chain of people who are all emotionally involved and have their own timescales and wishes - but in fact you think you are the most important 2. leaves your survey until the last minute showing yourself up as really wet behind the ears 3. chooses a…
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When to have a survey done? Price negotiation for any faults found
I have agreed a price for a 3 bed semi. I'm a first time buyer wheras the vendor is an experienced buy to let investor and so obviously far more knowledgeable. I have noticed some problems with the house such as damages to the front wall and other minor aesthetic issues. I understand that to have a full structual survey…
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Rent stopped being paid
I rented a flat to a friend of a friend, and on that basis did not offer a contract of any sort, I just collected the rent each month by standing order. The guy moved out a few months ago, and when I finally checked my account I see that he stopped paying 3 months earlier. Given that there was no official rental agreement…
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Dont they want to sell?
Found a property on rightmove today, liked the look of it, good area for us commuting wise SO phoned the agent and asked if there was a chain involved as we could do with moving quickly etc Apparently the vendor doesnt want to move quick (well not as quick as we could do with) and he has a erc if he moves too early (though…
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buy to let insurance
Hi My current buy to let buildings and contents insurance was done to 'professional/working (non-family)' for the type of tenant (this is the category that my last tenants fell into). My last tenants have now moved out and i am now looking for new tenants. My question is if i find new tenants and i have to end up changing…
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Estate Agent query/problem??
hi all would really appreciate advice. my house has been for sale since end of jan and we have had 3 viewings?? other houses in the same area have been sold {have been on the market less than mine} for around the same price i am looking to sell mine for. i am just worried as we have olny had the three views and ea doesnt…
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Scottish couple, advice on seeking return of deposit.
Hi all, Me and my partner were renting a flat in Glasgow through an agency. We moved in on the 1st of October 2005 and moved out on the 1st of April 2006. When we moved out there was a delay in getting receipts for council tax and bills. Once these were received they were posted on to the letting agents. Due to moving…
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How much can i borrow
Hi there. I have been saving for the last few years for a big deposit for a flat. I have managed to save £50,000, and my parents have said they will lend me around £25,000, so i should have a deposit of £75K. The problem i am facing is that i want to buy a flat which are generally selling for upto £200,000 - i would need a…
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Which prospective buyers get to cherry pick the EA's properties?
I'm about to throw in the towel in ever buying a new property. I have no idea why but there MUST be something about us which causes EA's not to take us seriously. The ONLY properties we are offered are those who are overtly overpriced, have been on the market for yonks and/or don't even remotely conform to the…
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Hi, anybody good at maths??
Hello. I (we) have a bit of a problem. My nans house has just been sold - she died last year aged 103 - and the money from the sale is being divided equally between my mum, her sister and her brother. £64,000 each. The problem is this: To make the house sale-able, my auntie spent £5,500 on upgrades, my uncle £4000 and my…
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Rental Advice
Hi all! I am looking to rent a house later this year and was wondering if anyone could tell me what income, agents generally take into account, when assessing whether you can afford to rent a property. I am self-employed, and have only been so for 7 months. My income is building slowly, but is not a lot on its own.…
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Urgent! Please help MSE test new Stamp Duty tool
Hi folks, Following the stamp duty changes in the budget we've builkt a quick calculator to help people work out what they'll be paying. If anyones got 2 mins to check it out and report back if there any problems with it, that would be fab http://www.moneysavingexpert.com/mortgages/stamp-duty Thanks so much guys Dan
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Boyfriend wants to move in
I'm a gay male and my boyfriend is keen to move in with me. He works closeby and in London so would only be looking to stay in my house for 4 nights a week and then spend the other 3 in London. I own the house outright and am seeking advice as to what his "rights" would be regarding residency in the house. Does it make a…
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Need to completly renovate a bargin property.
Hi all, We (me and the wife) have been incredibly lucky and been offered a large semi detached house for £40k. The house is perfectly habitable (and has been until recently) however given the bargain price we can pick it up for we'd like to do quite a bit of work to it. In short we'd like to complete renovate it building…
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Renting and tenant checks
Hi, I've just signed up to rent a flat with my boyfriend, and we're waiting on the references to come back, one of which is a credit check. I'm signed up to Experian Credit Check and my score there is around 850 which is catogorised as 'Fair' and I was able to get a credit card a few months ago without any problems. Out of…
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Finding accomodation after relationship split - tips wanted?
Hi all I'm here on the trusted forums, as i need help from all you thoughtful and resourceful people as i am in a bit of a mess. My long term relationship split up last week - wont go into details, but the upshot is ive had to move 100 miles back to my original home town and am currently sleeping on friends and family's…
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sample letter of notice for a tenant..and some questions!
I was hoping you helpful people could give me some advice! I have lost my tenancy agreement (sorry, misfiled it somewhere) I am on an assured shorthold tenancy (Scotland) and once the six months was up 9which was a year and a half ago) i'm assuming it runs on a monthly basis. My rent period is 1st of the month to 1st of…
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how to work out value
Be gentle -newbie.xx Looked at a house last week and I know what was paid in 2004 and 2007. How can I calculate roughly whether the house is worth the asking price,as its just come onto the market and seems at the top end .(obviously I know I could eventually get a survey/valuation.)My husband refuses to view it because he…
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Unfinished House - 1st/2nd Fix costs?
I have seen a house thats being sold as seen. Its complete on the outside as in watertight but the Estate Agent says "there is no first nor second fix work carried out nor internal joinery and is not plastered. There are no electrics or plumbing to the property and some internal wall have not been completed" I have not…
