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Inspection by letting agent
Hi all, I am a tenant renting now for the second time and it seems that I am having some issues with the letting agency I have gone thorough this time One being an unscheduled inspection which I had not been informed of only found out as a compliement slip was left as I wasn't in on the particular day - it was quite a…
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Investors
ANY WANT TO INVEST IN THIS PROPERTY CONTACT ME?…
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Buying privately?
An opportunity has arisen and I am unsure as to what to do. A neighbour has casually mentioned that they would like to sell. They've had an EA value their property and have asked (knowing we've thought of upsizing) whether we'd be interested in buying. We've been to have a look around. The house is the same age as ours (10…
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Is my estate agent pulling a fast one?
Hi, Just wanted some advice on whether my estate agent is operating in the correct manner or not. In short, I have a shop that has been up for sale/rent for quite a long time with an estate agent. We have now found someone to rent it with the option to purchase for set price in a years time. The new tenant is getting a…
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long term renter, thoughts on refurb
Hi there, Basically have been renting same property for 9 years. In that time, our landlord has carried out urgent repairs/replacements but has generally neglected the exterior of building and internal decor etc. We have pointed out things that need doing when we have letting agent inspections or when they occur but, for…
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What are the landlords responsibilities?
Hi, first post so sorry if this is somewhere else..... We moved into our rented house 6 months ago having sold our property to relocate (We're currently saving for a new house to buy). The situation is this, on moving in we realised the soil pipe wasn't properly installed so raw sewage was leaking onto the side access. I…
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Credit Score dramatically changed????
Help, My credit score was 'Fair' at 751 and overnight changed to 421 and I know thats very bad, the worst in fact. The only change I can see in the report on line is Barclays have recorded a '1' highlighted in yellow for Sept 09 stating a missed or late payment. It wasn't missed or late and I doubled checked this with my…
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Flat V house - how do the sums add up?
Ok, I have 24 hours to decide what to do, help would be really appreciated. I have seen a 2/3 bed flat in a nice area at £175k. Maintenance is £1800 pa with ground rent of £150pa. Maintenance is hight due to lift and caretaker. Lease is long:101 years. I have also seen a 2 bed semi detached house at £225k in an equally…
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Royal Mail vs Post Office redirection
Hi all, We're moving soon and I was hoping to set up a redirection service with minimum fuss- I won't be able to go to the Post Office this week and we move at the weekend. The Post Office and Royal Mail seem to do different services, at the Post Office you have to go in with 2 forms of ID for each resident and do it…
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Selling then renting before next property purchase - Credit rating effect?
My partner and I are looking to bail out of our current property very soon and are looking at renting once we've sold to give us time to find somewhere we would really like to live next. My question is, how does short term renting affect our ability to get a mortgage from a credit rating standpoint? Would this only be wise…
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Credit Rating and getting a mortgage
I will be moving soon (buying my first place) and need to get a few things - washing machine, tv, etc and was planning to buy them on credit, stick the money away for a year and earn a little interest. However after recently speaking to a friend who tried to do the same thing, he said getting a mortgage severly affected…
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Query on Offer Accepted
Hi all Just wanted a bit of advice. A property was sold some time ago but has just come back on the market again recently. The EA said it was because the previous purchasers could not get the finances. Me and my partner viewed it a few weeks ago and put in an offer of £195,000 (was up for £205,000) and was told by the EA…
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Are houses selling more quickly?
I'm intending to retire and move from the North West to the West Country. Started looking at Devon properties seriously 2 weeks ago. Found 2 that I really liked-one with some drawbacks, but the other, at 80K more, ticked most of the boxes. Unfortunately, this one had no chain so was looking for a quick sale, whilst mine…
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New House - Doesn't have an address
Hi all, I'm in the process of buying a new house. The house is 1 of 4 new homes, and all of the houses are on a private road. Because the house is on a private road it doesn't have an 'official' address. I understand to get an 'official' address I need to apply to the council. However, I can only do this once I have…
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Decent offer first day on sale from only viewer - what should I do?
Put house for sale on Friday, wanted no viewings for 2 weeks while did some decorating but agent insisted I allow viewer who was due to go on holiday. So 16 hours of manic de cluttering and cleaning and not a lot of a sleep later this morning viewer went round with agent and immediately then offered 8% below asking price.…
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Do i need a NHBC certificate???
Hello, I'm just in the process of buying my first house!! :-) the solicitor rang me today saying the certificate supplied by the seller does not meet conveyancer requirements, as there is insufficient evidence of the building being signed off by the regulators. The home we are buying has just reached 10 years old, and the…
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Is estate agent contract valid when one owner doesnt sign?
I am trying to untangle a contract from a national EA. They only sought one signature on the contract. The estranged wife is refusing to sign the other part. The HIP has been done and they want paying if the house isnt marketed. Also, in the contract they only took a gas bill as ID. I am certain they should have used more.…
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Girlfriend is selling house but .....
My girlfirend and I have separate houses, mine is in my name only and has no mortgage. Hers has both of our names on the mortgage as she could not get a big enough mortgage on her salary alone. She now wants to sell her house but is worried that she might end up having to pay tax on the sale as its not MY main place of…
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Buying under market value (equity deposit?)
I am buying a property from my nan. She is moving abroad. Agent came round today and said he would market it at 240,000 and i have agreed 200,000. I have to sell my place which has 30k equity, is there any lenders which would view the extra equity as deposit?
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Absent landlord - extend lease or purchase freehold
Hi. I purchased my lease in 2004, and was informed by the solicitor just whilst drafting the contracts that the landlord is absent. The person I bought from was told exactly the same, and they arranged for indemnity insurance. I understand that the landlord has been absent for around 10 years. Myself and another…
