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Help! Current account/mortgage question
Hi I am wondering if anyone can help me. I'm trying to get my finances in order so I can get an mortgage agreement in principle. I am closing unused credit cards etc etc. I have been with my bank (Barclays) for 11 years, and although I have used my overdraft every month, I have always stayed within the agreed limit.…
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Need to complain about our estate agent
We have a sale going through on our property which is due to exchange and complete on 3rd July. We emigrated to Australia in Jan and our house has been left empty and in the hand of the estate agents. My parents who live 20 miles fro our UK property have been keeping an eye on it and removing items which we did not ship…
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apartment service charge
I live in a purpose built newly built block of flats, which is managed by a company called Mainstay. They are supposed to charge me around £600 per half year for maintenance on communal areas, but have recently had a bill for this year half totally £754. The past 3 invoices have been followed weeks later with a request for…
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Upstairs dancing on Flat Roof
Hi All We live in a purpose built flat with one on top - our landlord extended the flat with a flat roof (big lounge for us:). My Neighbour to the side came to advise the amount of 'stuff' on the flat roof - we know upstairs 'feeds' birds by thowing out all her bread/ left over food onto the roof as several birds miss…
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Buying by 'Tender'
Anyone got: * any advice? * tactics used by agents? * average % needed over guide price to be succesful? We have seen some grassland advertised at guide rice of £10k per acre. Hoping to used it for horses.
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Deposit protection
I'm not sure where we stand on this? According to our LA (who don't manage the let, only draw up contracts) our LL had no obligation to register our deposit as we moved in in Sept -05. However, the 1-year AST was last renewed in Sept-07, does this change anything? In Sept -08 we chose not to renew the contract which hence…
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todays the day tennants moving in
We move out of our house today and we have tenants moving in on monday, they have signed 6 month agreement and paid the deposit and i will be having their first months rent paid to us on monday, when they move in. I think i have everything covered but thought i would just double check on here that i have done everything…
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Three Weeks into my House Purchase!
Good Morning All! Just thought i would update you on my house purchase now i have some time to do so :beer: Basically, in process of buying 2 bed end terrace in lovely ickle cul-de-sac, got it for the bargain price of 84k [was 113k 12mnts ago, and is fully refurbished inside!]. Long story but nrly sold to rental company…
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Question on HIP
My offer is accepted. I asked for HIP before 1 week but the EA is like its not complete. So how can they market property? EA said, they only need to complete "certain" part of HIP to market. (not being specific). I think i should not appoint solicitor until i get HIP to view? Am I right? Also what are the exact rules…
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is this freeholder harrassment?
Thats the question and what rights does the leaseholder have. Im posting this for a friend with a small family. the family is the leaseholder with over 100 years unexpired in a block of 3 flats. the other two flats are let by the freeholder. as a result the freeholder is around much more often than usually; almost once a…
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bellways new house purchase
:confused: any ideas thoughts. hi i am negotiating with bellways at present about a new house purchase on a px deal. I told them how much i would need for mine. plus I would give them full asking price for there's but if they would pay the stamp duty. They offered me £15,000 pounds less than i actually wanted for mine but…
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finding out how much a house sold for
I have googled this and found hundreds of websites i dont know where to start looking .I know the postcode for the house ,the house sold last month but when i put the postcode into these websites the address is coming up but the sale is showing for 2006 and not the price of the sale that it has just sold for . Does anyone…
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Geting your deposit back...............?
Hi everyone, when renting, how does the process of getting your deposit back work? does the landlord pay it into a scheme and then if everything's ok with the property then he returns it to you, if there are problems then he'll make the necessary reducttions from the deposit? thanks for any help Luke
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Where can I obtain HOUSE DEED copied to my property online?
Im after some websites which provides the house deeds to our property.(at not too high a price) Does anybody know any legal websites which provide you with copies of your house deeds for a fee (these websites are sometimes used by solicitors), where you enter the house number and street. (these websites are sometimes used…
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Exchange Time?
Hello All, I was wondering how long it takes solicitors to do their bit till we sign on the dotted line. I received a phone call from a "progressing agent" for E.A explaining that it needs to be soted out by the end of July as vender is going into hospital and past that point it may not happen at all. Any experiences? Kind…
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Should we lower the price?
Am after some advice please. We've had our house up for 3 weeks now and even thought estate agents reckon about 36 people have requested details we haven't had any viewings. There is a similar house in the street up for sale that has been up for a year and won't budge on the price. They've had an offer of a couple of grand…
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check out clean up
we have had a letter through from our LA to say that when we leave our property in a months time they expect us to have paid for steam clean carpets, oven to have been professionally cleaned and if we have pets we should have the place fumigated professionally too! when we moved into the property, there were cat hairs all…
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how much notice to landlord
hi all We have signed a 6mth lease contract which finishes at end of Aug. Are not going to extend as we have bought a house. I have looked through the contract and cant see anything about notice. I dont want to say anything too early as the contract says I have to allow access for prospective new tenants to view and I do…
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suggest me an offer
Dear All, I have viewed this house which is in a nice area. The asking price is 219k reduced from 230k. Inside the house is awfull. If I buy the house almost everything inside the house needs to be replaced. They look so old and cheap. But I like the area and desperately looking for a house to buy in that area. Problem is…
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Enforcing A CCJ Against A Letting Agency Director/landlord
I have decided to repost this case with a clearer description of events and my questions regarding them. I should apologise, however, for any still present lack of clarity and also for the length of the post: I am one of four tenants who were awarded a CCJ against the person who countersigned our tenancy agreement claiming…
