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council tax- Amount per month?
Hi there, my flat purchase is going along OK and I am hopeful of a Mid-End July completion date, anyway back to the main story. I've found out the council tax in my area is £1,015 for a band A (which the flat is) If I started paying the council tax at the beginning of august then how would it be calculated to work out my…
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Do I need to inform mortgage company if renting out house?
Thinking of renting out my house and moving into one of my dads properties for a couple of years. I have got a fixed mortgage. Do I need to let my mortgage company know? What are the implications of this? Will I have to change to a BTL mortgage and will there be charges? I'm unsure what to do. Any help is appreciated…
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council house swaps
hi, justw ondered if anyone knows of any good site were you can find mutual exchanges for coucil houses. Im currently in lincolnshire, but need to move to newmarket suffolk. We desperatly cant afford private rents so need to swap our council house. We only pay £51 rent for a 3 bed house. Any help greatley appreciated.
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Need peoples opinions - just had a phone call form the buyers of our house...
Hello, We accepted an offer after our house had been on the market only a week of 76k (it was advertised at 79k) in March. We were aware that the buyers were waiting on the governments home buyers scheme (for their 10% deposit) so we knew that it could take some time. Anyway, at the beginning of June we were informed that…
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Landlords - try ringing your agency as a prospective tenant
We are attempting to rent in the Barnstaple area - we have sold our house, completion is at the end of the month and we plan to rent for 6 months as we will be new to Devon and want to take our time deciding where to live. We have been surprised at how disinterested rental agencies are - we are serious potential business…
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Moving in with dad...?
Hi all, thanks for taking time to read my post. I have a few questions... Brief history... Dad (disabled claiming long term incapacity benefit till july when he turns 65 and gets state pension) rents from local council 4 bed house, mum passed away in March, dad still pays full rent on the house and has 25% off his council…
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Cheapest Way To Move?????
Could really do with some help and hopefully someone will be able to offer me some advice!!! Im due to move soon from Manchester to Essex, I was going to hire a van and my friend was going to drive it for me (i dont drive) i found one for £49 for 24 hours, which i thought would be great the only downside to this is that…
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To pack or not to pack...
(added this to another thread of mine, but realised title wasnt appropriate) Now, pessamist solicitor, still says dont start packing as it could still fall through...The search is the last item that we need before exchange, and this is being done on Tuesday,,, (absolutely everything else is in) there are three of us in the…
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moving house?
we bought our first house 2 years ago and have about 4 grand equaty in the property we are thinking of moving and have been down to our bank who are more than happy give us the 130,000 we need for the houses that we are looking at, the only problem is they are asking for a 15% deposit, now we have been looking at houses…
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Can I rent late fathers flat with probate grated?
My father died August 2008 and left a flat for me and my brother. I applied and was granted probate and tried to sell it with no luck. I am now going to start renting it out and was wondering if as executor that I would need to transfer the title deeds into mine and my brothers name or could I still rent it under the…
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Buying a partners share of the house....
Hi All, I hope you can help, I'm trying to work out if I can afford to buy my partner out of a joint owned house. Does anyone know how much the process costs? I realise I will need to pay 50% of the equity, but I need details of other fees and how long the process takes... Thanks very much
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Repossessed Auction Property Tenant Not Paying
I have recently bought a repossessed property at auction and am due to complete on it next week. The tennant who is currently in there is now 3 months in arrears which means that as the auction was only a month ago then the tenant had defaulted well before the auction but the auctionners did not inform anyone of this. The…
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Tenant did a runner with 2 months rent unpaid
One of my tenants did a runner yesterday, leaving the rent for May and June unpaid. I'd been in touch with him previously asking him to sort it out, and he kept saying it was a problem with the bank and that the money would be in my account asap. It never turned up, so I told him it'd have to be in my account by Friday…
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Changing the deeds?
My boyfriend and I are buying a house together. I have sold my house, my credit score seems good, salary is high and I'm about to pay off all my credit cards. My boyfriend's property just won't sell, he works as a contractor and has quite high credit card debts. With both of us applying for the mortgage we are battling to…
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How often should the landlord visit?
How often is normal or acceptable for a landlord to "inspect" a property he is renting out?
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Re mortgaging with house on the market?
Hi, our house has been on the market for 18 months with little interest. I have recently applied for another fixed rate mortgage with a different lender. I was told that they could not offer me a mortgage whilst my house was for sale and I had to take it off the market. I initially agreed but planned to put it back on if I…
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Buying cheap land...?
There was some land for sale locally a while back that didn't have any planning permission until 10 years had passed...didn't take the opportunity at the time I found out about this by word of mouth...Anyone know how to find this type of land? I think it would make a decent long term investment Also...is it still possible…
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selling with adult children who refuse to leave
Hi I would like some advice on my mum-in-laws current situation its quite long winded so here goes; My husbands mother lives in west sussex and has a big house in which she wants to sell and buy a small bungalow. At the moment she lives there with her 30 year old daughter and two sons one being 26 the other 16 with special…
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Is it safe to put money in client's account with solicitor?
I am just wondering whether at exchange instead of the 10% deposit, I give the solicitor's the full amount and ask him to put the rest of the money in the client's account. The money is getting little interest in the banks, at least I know it is safe there. Is that a good idea? It will also save me from transferring money…
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Question for those that have managed to sell
I was very happy to complete and exchange early this week, we have temporarily moved into rented and was curious to know, those of you that have managed to sell also or are selling, how many of you have moved or are planning to move into rented, to sit out the market, if so, how long are you planning to wait?