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Hard sell from HIP provider
On Thursday I ordered a HIP from a HIP provider registered on the government website and chosen for their competitive pricing. I quickly received a friendly phonecall following my initial enquiry, where they tried to sell me their conveyancing services as well, a seemingly reasonable offer with the price of the HIP…
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Charges Charges and More Charges
Hi, I've recently signed a 12 month contract for my first flat with my girlfriend. I went through a letting agency who charged us a £130 admin fee as well as a hetfy deposit. We have not moved in yet however the landlord has requested payment of £20 to collect the keys the day before the contract begins and £40 to remove…
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Tenancy not covered by housing act - what notice do we need to give?
As an avid reader of this forum I thought we had all our bases covered, but now I'm unsure, after finding out the other day that our tenancy isn't in fact covered by the Housing Act of 1988 as our rent is over £25k/annum (:eek: I know but we're in Greater London...) This is the situation: we moved in in Sept -05, signed a…
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** Survey Results **
Hi all, we've had our building survey back on Friday and have had several reads through. The Surveyors have given a list of builders and companies who we can obtain quotes from. We'll be passing our solicitors the specific info they need to know. We're basically thinking any overhauling or items to be done before exchange…
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Tenancy deposit scheme
Hi, I've just discovered that my landlord only protected my deposit a little under 2 months after I moved in, and not within 14 days as required by the 2004 Housing Act. I know that if I'd taken them to court at the time, I could have been awarded up to 3x the deposit. I'm now moving out, and was just wondering if I am…
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Wolstenholmes, anyone heard about them?
I found on the net and their conveyancing quote appear to be quite competitive. See Wolstenholmes.co.uk Edited : 2/7/2009 ***** Bit the bullet and instructed them to take over the purchase procedure ***** I will report back in due time on whether they were timely and customer friendly or not. As of today, things seems to…
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Purchase under company or personal?
Dear everyone, I am new here and hope I can learn a lot of informations by sharing. I have got a question in mind but I cannot actually google it. Hope somebody in here would be an expert to help. I am a locum pharmacist, which has just started one year of working and are looking to purchase a flat. My parents will give me…
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Please help re renting, feeling desperate!
Hi If anyone could give me any advice I'd really appreciate it. I moved into a rented house last week and for a night or so it was okay and then the music from next door started and it hasn't stopped. It's so loud, and constant. Last night it started at 1am and went on until gone 4am. I went and knocked and asked them to…
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Do i now have a CCJ?
Dear all, I moved out of a property owing a couple of months rent which i thought would have been covered by the deposit. The landlord then decided that he was keeping the deposit for alleged damages and demanded the outstanding rent in addition. To cut a long story short, i decided to fight the landlord at court and the…
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Moving out for 1st time - phone line question......
Hi all I'm moving out for the 1st time ever and have a question about the telephone line. I want to get set up for phone and broadband asap. When I move in, what's the usual routine for the phone line? Do I call BT and tell them I'm the new tennant and they re-activate the line and I start paying - or how does it work?…
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Pros and Cons of Townhouses
Me and my wife have been discussing whether we need to buy a townhouse or a terraced house. Townhouse she said is too big (no children for now), requires more labour to maintain, difficult for older people and pregnant mothers, looks like a box, would probably cost more to maintain. I say that it is excellent value for…
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Starting point for offers
I commented on this yesterday under the sticky topic about the guide to buying, but thought this might warrant a topic of its own. I haven't seen much activity as of late in terms of what percentage of asking price is reasonable in today's market. Last year, people were recommending 10% as a general starting point, but…
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mine of landlords problem??????
Its the first time ove rented and only been in house few weeks the tv signal has always been poor , have a freeview box anyone we had a thunderstorm last night and tv was off since that ive not got any signal at all , when i turn freeview it says check aerial . they are pretty expensive to be installed is this up to me to…
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Capital Gains Tax?
Hello, just have a few question for all of you out there. I've been doing a lot of reading but haven't really been able to get my head around CGT and namely what you have to pay when selling a house that was bought on a buy to let mortgage? If taxes have been paid on any income earnt then would I have to pay CGT after…
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Deposit for New Home
We had been looking at a new home about 5 weeks ago but couldn't get an offer on ours in time and some one else bought it, we now have an offer on ours and by chance the buyer dropped out of the new build we originally wanted. I have just been to sign our commitment to buy and was suprised when then wanted a deposit of a…
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House Experts - is this dodgy?
I have just been browsing Right Move and come across this advert. How does it work, looks quite dodgy to me? Am I right to be sceptical?
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Mum passed away last week saturday....
....and left her house to us (her 5 children). The solicitor is currently dealing with probate. We have been discussing selling the house when probate is granted. What tax will we have to pay on the house if it is sold? I know that if we rent it we will have to pay income tax on it. Thanks
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Market turned?
It seems that my local agent covering SE London / Kent is very busy... Difficult to get hold of them, difficult to find a slot for viewings... They're a lot more upbeat than last year. As a bear, I've tried to dismiss as them trying to talk up the market, but the evidence is also pointing to them telling the truth...…
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Can I convert my entire loft space?
Hi, I live in a 2nd floor, 2 bed terraced flat in South Ealing. I know that I can convert the loft space above the main section of the flat but, as I have not seen any other such conversions, I was wondering, if at the same time, I am also able to convert the return at the back of the property by building a flat roof out…
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Financing somewhere you can't get a mortgage on
Hi there, I'm looking for some advice and hope this is the right place (sorry if it's not). Will try and explain this saga as clearly as possible!!! My disabled mum lives with me just now but has seen a place she wants to move to...it's a lodge in a holiday park so we can't get a mortgage on it. She's 62 so we have few…
