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It really is one thing after another with this house...
Some of you may remember our issues with the boiler and then the washing machine in this rented house.. Those issues have now been rectified but now there are another 2 which have become evident this weekend (why is it always 8pm on a saturday night when these things become evident??) Last night Mr707 went to get some ice…
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Boiler exploded (sort of) advice needed!
I have a serious problem with my heating and hot water and would appreciate a bit of advice regarding property owners responsibilities. First some background; Two months ago I had a problem with water coming through the ceiling of the one bed roomed maisonette that I rent. This happened when the ancient boiler was heating…
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rent a room scheme- over £4250 limit?
Hello, Within about five/six weeks it could be time for my lodger to lodge at my new place:rolleyes: I've been discussing bills with him and what services I would provide and we've settled on a price of £85 a week. However the rent a room scheme £4250 annual limit works out as a maximum of £81.73, how do I make up the…
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Can I evict my Mum?
Horrible and emotive situation here with any advice welcome. Just over a year ago Mum sells and moves in with us. She wasn't happy where she was (Dad died in '02) and she had not spoken to my sister in 2 years. We were looking to move ourselves and move further away. We were also in process of adopting 3 children. She…
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housing association property who has keys!! exactly!
I moved into this property 11 weeks ago and was given three keys. At that time I remember saying "this is all the keys yeh?" of course was the reply. So! how is this possible. I went away for a couple of days and when I got back and opened the door the first thing that caught my attention was. How did this box that was…
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Repo flat - how much to offer over advertised offer?
Hello all, I have seen a repo 2 bedroom 2 bathroom flat that I would like to place an offer on. The EA is advertising that an offer has been received for £78,000 (it sold in Dec 2007 for £162,000). Would a cash offer of £80,000 be enough?
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Lease Extension and associated costs
Hi, A year and a half ago I looked into extending the lease on a flat I own and rent out. I put it off at the time because of the upfront costs, but I am now in a position where I can realistically think about moving forward with it. As a bit of background, my flat is rented out, has a lease of around 85 years left on it,…
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A question I really should know the answer too...
Hi! I've found a flat I want to buy in Aberdeen and I was planning on making an offer through my solicitor on Monday. I have an AIP from HSBC (and also from RBS for a previous property I was gazumped on, although I don't know if that has expired) and I was wondering if I'm meant to make the formal mortgage application…
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Part Exchange against new builds
Hello, I've been reading the forum for weeks and picked up some really useful tips so last week I went to see a new build which was priced at £259,950 and ask them to value ours in part exchange. They have come back with a decent valuation on ours, £195,000 which is exactly 75% as per their maximum allowance for a part ex.…
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Fencing Height
I am wondering how high a fence can be at the front of an house ? Any help would be greatful Thanks
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Help on Lincolnshire as a place to live - please?
In a recent post I outlined how I am trying to help an ex employee look at buying a shared ownership house anyhwere in the UK. He has enough for a 25% share. After looking in some detail I have found the more affordable places in Linclonshire -- Louth, Gainsborough, Sutton on Sea, Skegness, Ingoldmells, S!!!!horpe, Wragby,…
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Bit of advice please...
Hi, Have posted similar sort of question prior but I think its got all mixed in another thread so here goes... A three house chain, where two of us have got their mortgage offers and still waiting for the third.. Can the solicitors do all the groundwork, paperwork, enquiries etc whilst awaiting this offer and then as soon…
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Which of the 3 surveys should we use? Would YOU choose?
Hi, The house is a 1935 bay window semi detached which is an estate and has been lived in by the same lady for the last 50 years so it is 'dated' but in good condition. Polystyrene tiles on kitchen roof have to go obviously! House details are here ----> if this gives any help!…
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Bought a house with 2 mates and now we need a way out.
Hi i'm new to this and am i a bit of a pickle. 2 years ago when we were all free and single, myself and two mates got a house together but decided that a mortgage was the only way to go as its an investment. 6months later the market crashed and to date we have £30k ish negative equity on the house. coupled with that we all…
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Question About A New Mortgage?
Hi, I am wondering if I go for a new mortgage and the current home I have is on a mortgage on someone else name, but I am living in it what are the chances of getting a new mortgage? Will the bank investigate my previous stay for the last 10 years etc? Thanks.
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Survey done, roof, electrics and heating probs
Hi there, Excuse me if my post isnt in the right place, im new here. We had the survey done on a house we were hoping to buy. Its come back saying that the flat roof by the attic conversion isnt satisfactory, he wants the wiring looking at and the central heating. We were expecting the boiler to be queried so arent too…
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New Hip Legislation
Just been told by the Estate Agent, that under new HIP Legislation, if an EA wants to mark a property as under offer, they will have to put the offer on the website, if they dont mark it as under offer then they dont have to do that, as a result they are not marking any properties as under offer. Not heard this before, and…
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Benefits of Homebuyers' Survey over Basic Survey?
Hi all. What's the major benefits of taking the Homebuyer's report over the Basic survey? I have received a basic survey back and it is incredibly limited as you would imagine (obviously just there to satisfy the lender and 2 pages long). However I have heard that the Homebuyers' is a bit more comprehensive but not much…
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How many names can be on a deed?
Hello Just wondering if anyone knows the maximum number of names that can appear on a house deed? My family want to buy a property but there are 4 people who want an interest and I'm not sure if it's possible to have more than two names on a deed? Thanks in advance for any anwers... Cheers JJ
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Energy Performance Certificate
My tenants have been in situ since before the EPC came in. They are about to renew for another year. Am I right in thinking that I do not need an EPC until I have totally different tenants?
