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Valuing freehold
I own several buy to let properties - most of which are leasehold flats. There is one particular freeholder that is causing me problems and so the owner of the other lease and I have decided to buy the freehold. First of all how do you work out the value of the freehold? Assuming it went to a tribunal to determine what…
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Northampton/Milton Keynes
Were thinking od relocationg further up north so we can get on the property ladder. Places are cheaper for us up there. Was wondering if anyone can point me out some nice place near Northampton or Milton Keynes area? I have small children so need good schools,parks,open spaces etc. Our budget is 100k and we really need a 3…
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council housing
I currently have a 3 bedroom semi,that I am letting out. What I want to know is, do councils or housing associations look for propertys that they can use to re-house people? As I am moving abroad and would prefer them to look after the house, rather than an agent.
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Boyfriend not on TA
Hi, I'm currently renting a place privately through a LA. When I went to view the place, I was with my boyfriend, who the LA assumed would be living with me and quoted me checking fees for the two of us. I explained that he would not be living there (as he's living at home til he's sorted his finances out!) hence would not…
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Buying a house
Just after some stories from people about when and why they decided to buy a house, seeing as its such a big commitment? I bought my first flat when I was 20 after my dad advised me it would be a good idea to get on the ladder. However most of the time I've owned a flat, I've rented it out. So I'm not sure I'm any better…
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Letting flat through agent
Hi, I agreed that an estate agent would rent my flat for me fully managed for 15% of the rent (+vat). They have found a tenant and I'm meant to be out this weekend. I'm assuming the tenant is moving in next week, is it unusual that the agent hasn't contacted me to do things like inventory and whatever else needs…
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End of tenancy - moving out early?
Afternoon all, My tenants are due to be moving shortly, the tenancy agreement ends on 18th June. It now seems that they are only moving a few doors down - they've taken on a nwe tenancy on a flat in the same block as of 1st June. If my tenants want to move out early and I am happy with this - I will be moving into the…
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In need of an architect's advice?
RIBA chartered architects are giving up their time to benefit housing charity Shelter: you can get an hour's consultation in return for a min donation of 40 quid. You need to register with the Architect in the House Scheme any time up until 1 July 09, with consultations to be agreed before 30 Nov 09 (the architect will…
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Where to get a HIPS?
The estate agent said a HIPS pack would be about £400 but online (HIPSdirect) they're about half that. Are they so standardised that I should just go for the cheapest or are there other things to consider when shopping around? And how long should they take? Thanks, Jim.
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Deposits on exchange of contracts (new builds)
Having just been through the process of buying a new property I thought I'd offer some advice about deposits on exchange of contracts. We exchanged contracts a couple of months before completion and my solicitor advised that we should hand over the deposit (10%) as 'stakeholder' and not 'agent'. Handing it over as…
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letting agency - credit checks affected by low credit score???
Hi I wanted to go for this room that is £480 per month inclusive and I just rang to ask what I need to do to get this room and they said I would have to pay £200 holding fee while they do the credit checks/refs. but I've checked my credit score and it's low! (got one star and a score of 543 - a fight with a credit card…
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Very Happy announcement!
I would like to announce to the world or anyone reading in this forum that our house has just been completed and im going to collect the keys. Its not just a house this is our home. Im only 22 and im proud to have a secure job and a home!!! All this doom and gloom needs some cheering up! The credit didnt beat me but it…
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Tenancy Deposit Schemes
Can anyone recommend the a good company to go with for this? Any advice. I have to arrange this ASAP as I have a tenant moving in on Wednesday and want it all done straight away for peace of mind for both of us, so intend to draw the letter up etc this weekend. Just not sure which is the best and cheapest way to do this?…
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Lender revoked to earlier offer
Hi For the past 3 months i have been in the process of buying my first home. I was offered a mortgage from the RBS to what was not the correct offer as to what i was informed. My IFA and Solicitor worked it for me to get a revised offer which was happy with and i have got that in black and white in my hand dated 22 April…
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Viewing a house tomorrow :oD
:j Am going to view the house i was talking about tomorrow, on the market for just shy of 80k. [2 bed terrace, good location, last sold in 2004 for 82,500] Have done sums and had discussions with parentals, and we think it's at least worth a look. Have also been looking online at Natwest morgage offers for FTB. [90% LTV,…
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My frustration with ownhome
I thought I would tell you all about our frustration with this scheme. I applied in february by sending our documents, copy of passports and original wage slips to joseph rowntree housing assosiation by recorded delivery. After I noticed on the internet they transfered all ownhome applications to my4walls I called the…
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would you give a roofer the details of a survey?
structural survey camre back with extensive problems with the roof of the property we are hoping to buy. have arranged for some roofers to go round, would you give them the detail of the survey or not?
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Property prices up this month, says Nationwide
This thread is to discuss the following news story: Property prices up this month, says Nationwide
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Buying a fire damaged repo
Hi, I'm hoping someone may be able to shed some light on this for me, will a mortgage company offer mortgages on a fire damaged repo? The damage is to the roof. The work required is potentially a new roof and work to the upper floor. Structurally is sound. Thanks, 0writer
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question about house purchase.. thoughts please..
morning all, we are in the process of buying our first house. i think the chain is about 4 people long as far as i can work out. It is all going through and nobody has been chasing us, now suddenly we hear that the top of the chain is going mental as they want to move ASAP and they are thinking 2 weeks... aaaagh.. we cant…
