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possibly going to offer on a repo in Scotland
I can't decide if I am mad or just have a thick skin. We have been to see a repo, nice size decent area but is basically a shell. The selling bank has put a price tage on it of roughly 7% less that properties in fab condition have sold for recently in the same or next street. I calculate that to bring the house up to that…
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Predicament [Please Help]
Evening Folks, Feeling a bit :o ( Have put in offer for house earlier, awaiting until monday to find out if it's been accepted as it's a repossession. Now, so we are in a better position time scale wize, my parents are going to take out a loan for the house [approx 80k] which has all been approved etc [am very lucky my…
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Crazy Estate Agent rules..
Buying a repo and I put an offer in: £200K. Ring the EA next day to be told "We've received a higher offer which we are submitting on Monday". "Oh," says I:"how much?" "We're not allowed to tell you, only that there's been a higher offer" "OK, Can I put in an offer on Monday for £205K." "Sure" "Have you received any higher…
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Mortgage rejected because not using HSBC account
I might have done biggest mistake of my life. I got current account with HSBC, which i dont use at all. Its just inactive. £100 in this account from last 3 years and no incoming and no outgoing... I have got account with another bank which is my primary account and all pay goes in this account and all bills come out from…
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Is This House Habitable / Mortgageable?
Any advice or opinions would be much appreciated please on whether this house would be considered habitable or even mortgageable (sorry no photos): Conventional brick built semi-detached house, built circa 1920 and is more or less ‘as built’. There are two to three bedrooms, upstairs bathroom, two reception rooms, a small…
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Problems with renting - can anything be done?
Hi everyone, my sister is in a bit of a pickle. Her and her boyfriend started renting a 1 bedroom flat in London, on a 18 month contract. Then within a short while, the boyfriend cheated and ran off with another woman. He is now living with his friends, and has left my sister on her own in the flat. The bills are in his…
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5% deposit paid question
Hello to you all I am looking for some help regarding houses that state they are 5% deposit paid by vendor, or 5% deposit paid by a house builder - how does this work please, are you physically given the money or is it knocked off the price? Thank-you
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Anyone heard of Home Buyers UK???
I came across a company called Home Buyers UK. Apparently they offer to pay 10% deposit on any house that you may want to purchase. This 10% deposit is interest free and they only charge a £695 fee which is payable on completion. They also require you to use their solicitors which they say are competitive prices. Sounds to…
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Have just put an offer in...
on the repossessed 2 bed terrace i viewed earlier. Asking price is 79,950. Basically, one bid from someone else had earlier been rejected. So, we have offered 76k. Hopefully get recommended as I am FTB, no chain, want to exchange asap. There is cosmetic work to be done; new emersion thingy, boiler had leaked so ceil in…
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Vendor has chosen same firm of solicitors as us?
Firm say that different conveyancers can act for both parties and that they can take care to prevent conflict of interest. However both parties must be aware and not object. I am not sure what our position would be regarding monies paid if we objected or that it is something we should be unduly concerned about?
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any idea how long it takes
I have received the valuation report which was good just over a week ago but no offer letter yet, so anxious & very impatient? What are the procedures after the bank have send the report, any ideas please. Thanks
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URGENT ADVICE PLS! am I being conned?!!
Hi - thanks for taking the time to read this! I am REALLY stressed!!! :mad: I am in the process of buying a repo and the 28days to exchange have been and gone due to probs with the house (no NHBC or Architect cert & issues with the title) which have now all been rectified at our expense!!! The only thing that is left to do…
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Have accepted an offer but not found a place for us yet
Hi All, We have just accepted an offer on our property from a FTB. We havent found a place yet but are looking. The buyer has indicated to the EA that they are willing to wait for us to find somewhere. What's the best course of action next? Do we have everything ready but dont instruct solicitors until we find somewhere…
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Care Home Fees: "Deferred Payments"
Hi, My mother has recently passed away after being in a nursing home for the last 7 years, due to dementia. At the time of her going into the care home, because i was living in the house which my mom owned, i was allowed to stay living here until she passed away. Now that has now happend, the council have sent me a bill…
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Taking photo's when viewing a property
Generally is it ok to take some pics when viewing a property? I have two viewings tomorrow (see the link in my sig to help me decide which one to go for as it's both of these). They are both vacant properties, so there will be no habitants with their personal belongings etc (I wouldn't feel comfy taking pics of someone's…
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Fiance not on TA
Me and my fiance are looking to rent somewhere where bigger to where iam living now and wanting to move in together too. I spoke to my letting agent today and told them that he would be moving in to the house iam renting on the 9th june, they told me that he would need to fill an application form in and be credit checked,…
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stick or twist?
First post, but a long-time lurker, so please go easy. I have inherited a house which has been valued by a few estate agents for 100k and I have put it on the market for 95k. I have had one offer so far after 3 weeks for 90k Bearing in mind that there is no mortgage on the house and anything I get will be profit (apart…
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Stuck with housemate
I'm enquiring about a "hypothetical" (;)) situation that is really starting to drag... Quick outline - shared house of 5, plus one single spare room. No signed contracts but given rent book. Notice is one month either way. Landlords are brilliant :j Landlord goes away for a week, landlord's relative lets out the spare…
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Holding deposit
I have found a house(at last)to rent for 1250 pcm,how much should i put down as a holding deposit and on what terms should i ask for. ~Thanks~
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Help, advice please, selling and renting back
Hi I'm new to this but really need some help and advice from you out there!! I own a house but it is up for sale as we speak because my ex and I want our share of the money out of it. We were together 24 years but I took the mortgage over as I wanted to still live there with my son and daughter..... in the meantime I met…
