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Certificate for testing electrics
Am I right to think before you put a house for rental you must have it inspected and be issued with a certificate? My friend daughter just bought a house and the survey points out that she should have the electrics checked and one lighting in the kitchen is not correct earthed and is not dangerous. I told her surely this…
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First house inspection in 6.5yrs
hi, i have rented the same property for 6.5yrs. I rent through an agency, and have never met the landlord. The property is (and always has been since i moved in) pretty shoddy, being a late 50s/early 60s quick build, eg no brick or plaster. Internal and external walls are fiber board, with woodchip inside and wooden…
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Renting out flat, what insurance?
Hello, I am about to rent my flat out. What sort of insurance would I need? I understand the service charge I pay to my maintanence company covers buildings insurance,ie insures the outside of the building, but what sort of insurance would I need for the inside of the flat? I will be renting out the property as…
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Urgent help - tenant check queries
Hello, I have found a flat that I will be moving in with a good friend in 2.5 weeks. It's absolutely perfect, and we've both fallen in love with it. We have paid the £200 holding deposit, and now the landlord is asking for the following; 1) Copies of the last 3 month pay slips 2) A reference letter from your employers 3)…
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New Build Valuation Lower than asking Price!
Hi, I am currently in the process of buying my first home from a large Fairview development in Crawley. Everything was going fine and smoothly until I got a call from my Broker saying the valuation had come back saying the flat wasn’t worth £175k but £155k, Now I am left sitting in the middle some ware with Fairview…
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Blueroom Properties Ltd / Countrywide - back-billing
Hi All, I am in what is pretty much a unique situation.. I think. I live in a stair of 12 flats, and we are in a block of 32 (12, 8, 12). On my title deeds it says we share roof repairs etc 1/32, makes sense to me. I've discovered since moving into my flat, that I am the only one in thirty two flats that is not owned by…
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boiler and cooker broken landlord nowhere to be found - help !!
anyone have any advice as i am worried sick i've posted before about my awful landlord who is hard to get hold of and is in massive arearrs on this property anyway long story short: my cooker went this week today my boiler decided it wasn't going to produce hot water any more my landlord cannot be contacted at all i phone…
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renting through agency: how low a credit score is accepted?
Hi all I have to find somewhere to live very quickly (week!) and I did find somewhere but they do a credit check and I've just checked my credit details online and it says I only have one star and a score of 543. if I pay £145 to the agency and then it's a no I will lose that money obviously and I'd prefer not to lose that…
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Gazumped! I want reimbursing for survey
Hi y'all, Long time lurker looking for your views/experiences, please. Looks like I've just been gazumped (yes, in this market!) 2 days after I had a full building survey done. The estate agent admits that they knew about the other offer 7 days before I had the survey done (which cost me £730), but chose not to tell me…
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finally.... got the keys to our house today.
:jFinally its happened picked the keys up from the EA today had a quick look arund the house that we have bought and it feels much bigger. So much space after our little bungalow we have been renting. Kids were running around the garden and the weather has been good. Just waned to say a big, big thankyou to all the help…
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Letting Agent Hidden Fees
Hello All, I was wondering if someone may be able to help me as I am currently in the process of moving from one rented accomodation to another and am having some difficulty with the Letting Agent who manages the property we intend to move into... Basically my partner and I have had to pay for two seperate credit checks at…
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Can I ask my solicitor to enquire about bats?
Hi everyone, I am looking at an opportunity to purchase a secluded detached property in a fringe-urban but predominantly country setting. It's a 3/4 acre plot, surrounded by trees, with other properties at least 200m away, Given the asking price, the main building is obviously in need of significant TLC and whilst I don't…
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At long last my flat is passed by building control!
So 3 years after the first brick was laid, my flat was finally signed off by building control. Hopefully I won't have to wait too long before I can move in! I haven't waited 3 years by the way! The previous buyers dropped out, I've just waited a year:j Very excited now that light is at the end of the tunnel.......
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House buying - when do they want the deposit?
Hi all, I have a question about deposits. Me and my girlfriend have a large deposit that we will be putting down on our new house, all being well. At the moment the money is tied up in a bond which matures at the end of June. On July 1st the money is 'ours' and hopefully will have transferred, or be in the process of,…
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Buy to let mortgage
Hi everyone - my partner and i have lived in my house for the last 12 years and rent her terraced house out - she is just about to pay her mortgage off and will continue to let her house. We are wondering if she or we could buy another terraced house to let but are unsure how to go about borrowing the money to do so. We…
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My first purchase experience -Just had offer accepted!
EDIT 'I'm going to keep this thread up to date on how the sale is going through, vent my rants, ask questions and use it as a diary so hopefully in a couple of months time I can look back and see it was worth all the stress etc. Hope you don't mind everyone, if you do, don't read and I'll just whittle to myself. :beer: I'm…
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3 months and landlord hasn't returned deposit
Wondering if anyone can advise on this. We moved out of a rented house 3 months ago and the landlord has repeatedly promissed to return our deposit but nothing has materialised. It wasn't lodged in a deposit protection scheme. We paid it to a letting agent but because they were working on a 'let only' basis they gave it to…
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mortgage offer letter
I have received mortgage valuation report from halifax about a week ago, which the valuation was the same as the purchasing price, just wondering how long does it take halifax to send the mortgage offer. would they have done the valuation if they not happy with the application. please advise :confused:
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Cheap rented room wanted north London
DS1 (18) has just been offered a job in Primrose Hill, NW1 and will be leaving the family home in Derbyshire within the month to take it up. It's a great opportunity for him but the salary to start is only £15k which means after tax and NI he'll be taking home about £1000 p/m. He needs somewhere cheap to rent, hopefully…
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Buying a Second Home with the Equity on the first house
My parents live in a terraced house in London, the mortgage has been paid off. They now want to live somewhere quiet and would like to buy a second home away from London. Is there a way of doing this without selling their home, could they use the equity on their first home? Would be grateful for any advice. Thanks Coreen
