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Renting my property question.
I got left part of a house with my brother and have been trying to sell it. As it hasn't sold yet and my friend who has sold his property and can't find no-where would like to rent it from us. I have decided that I would not be prepared to take it off the market for less than 6 month rental from him as its not worth the…
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Handing back the keys to spanish house - help!!
Hi My sis and husband have had to return to the uk due to severe health problems from Spain. They have rented out their house put there is a shortfall every month and are considering giving back the house to the bank, How does one go about this please, they own some land that is not selling also, will the bank take this…
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Buying advice needed
Hi Folks, posted this on the mortgage forum first, but seems like their not very chatty on there! (0 replies) Hopefully someone might be able to advise on here I'm trying to find out if I should be able to get a mortgage comfortably. I know some of you out there might be able to advise. Our situation: My wife and I are…
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what to offer on a new build ?
it says list price 280k now only 249.950k (lol) there going to px mine but i still wanna get money knocked of there house jst wondering what to offer as a starting point ? Other houes in area are going for 230k but these are not new builds the builder is persimmon Appernetly there wanting it of there books and buyers in by…
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Service Charge Arrears issue
Hi all, Apologies if this is not posted in the correct place but I was after some advise regarding a Service Charge issue. In January we received a Service Charge Invoice from CPM on behalf of our management company for £85.19. I sent the remittance slip back with a cheque for the full amount and thought no more of it.…
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New home seller has changed selling price, where do I stand?
In a nut shell, agreed a price for a new build property and paid a reservation fee. Recieved a phonecall 5 days later from the Sales Director of the builder saying that they couldn't sell at the agreed price!!! Hi all, after some advice. I reserved a new build property last Friday (Good Friday). A price was submitted…
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General Mortgage Advice for First Time Buyer
Hi, My mum is in the process of trying to sell my grans old house and I would to be given a chance, I said if I offered her £100,000 would she accept that from me before going to anyone else. However, I've had some problems recently. Basically, I am trying to remove fraudulent defaults/debts from my credit report, my true…
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"no deposit" house? does it mean what it says?
:money: :money:
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Issues on Homebuyer Survey
Okay, just had the homebuyer survey back and there are a few issues that have been raised - predominatly these are: 1 - need to lag pipes 2 - flat roof on extension (outhouse/backroom) needs some improvements and improved guttering (none in place at present) 3 - Improve insulation (currently loft not adequately insulated)…
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Oh Look! Another First Time Buyer!!
Evening Ladies and Gents, My reason for posting is obviously to get some advice from you lovely people. Some of it I realise is common sense but I thought I'd put this out there anyway as I'm on a week off and stewing on things a bit... My situation is as follows: 25 years old and been renting reasonably happily till about…
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Anyone Self-Employed and applying for mortgage?...
Is anyone else here self-employed and applying for a mortgage?? We are currently in the process of getting our mortgage approved, but keep getting delayed having to send in extra documents back to the lender. The bank just called now, and asked for us to send off the original child tax credits documents to them! I don't…
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Could someone please explain buying process
Hiya, Had an offer accepted yesterday £11000 below asking, I had a look at the house today and it says sold STC still view. Im not too happy firstly that people can still view and outbid me, is there anything I can do? Do i have the right to say something? Secondly as a first time buyer I dont have a clue what happens…
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Buy to Let
Hello I'm new to this area of the MSE forum! What are people's opinions of Buy to Let mortgages at the moment?? Are they a good prospect, and reasons as to why they are/aren't??
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Panic over rental credit checks
Hi Ok long story short my partner left me and now i need to move into rented accomodation. The agency has advised that i would need to be credit checked and now i am in a panic. They said its £200 to do it as i am on my own. Now i have a good job... been in it for 2 and half years, getting very good money. BUT my credit…
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Shared freehold
Hello everyone I'm a newbie, so forgive me if this topic has been raised before, but I'm wondering if anyone can give me thoughts on whether to take up my freeholder's offer to buy a share of the freehold. Currently I have a long lease (I extended it last year to 180 years) on my flat, which is one of two flats in a…
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Help with Mortgage Valuation Report
Hi, I've just received the mortgage valuation report from the surveyor and they confirm the value however they say that although damp proofing work has been carried out indications of dampness and timber decay persist (it's an old house conversion). It then says that reports and estimates should be obtained from…
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Adverse possession- but why??
My husbands grandmother died 4 years ago with no will and no deeds to the property could be found. Her house went to her next of kin, her only surviving daughter. She immediately decided to give this house to us as we had been looking after her empty house while she was ill and had in fact been living here. We had to…
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MyChoice HomeBuy - Key Homes East
Hello, I was just wondering if anyone has any idea what the current backlog is for applications to Key Homes East under the MyChoice Home Buy scheme? I think the application was submitted around 31st March and last thing I heard (last week) they were dealing with post received on 12th March and this week have asked for no…
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House Prices in 2000
Hi Can anyone tell me if there is a site that would tell me how much my house was worth in 2000? Sheila13:rolleyes:
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What does no chain mean?
Ive seen this on a couple of house sales and i have no idea what that means. can anyone help me with the explanation? thanks
