-
Selling house to daughter at reduced rate or 'interest free'?
Hi, I wonder if someone could shed some light on this please? If a house was owned by two brothers (after being left to them in a will), can they sell it to one of the brother's daughters (who is 18+) via an interest free loan? Many thanks, Susan
-
Proof of deposit - internet bank vs paper = ahhhh!
My mortgage application is going through and understandably the lender (Abbey) wants to see two things... 1) proof of my deposit 2) that it be in the account from which the deposit will come, and the mortgage be paid This is fair enough, I just need to transfer money over from each source (savings, ISA etc). However my MA…
-
House on Landfill
Hi me again, just found out that my potential house is built on a landfill the last time the landfill was used was dec 1977. These houses on this estate are all ex council houses too, so should i look for anything else. Should i withdraw my bid?
-
Splitting Up and financial mess with mortgage&debts
Hi, a bit about my situation. I left my OH a month ago and we have a property together which neither of us can afford to own on our own. Our mortgage payments are high as we did a self cert mortgage last April and could just about manage it. (silly to take out in first place I know!) So, we bought house April 2008 for…
-
Renting Dilemma
Hey, I've been trying to rent out my old home. We put it on the market at £400, which was in context of recent deals done on the neighbourhood (sadly well below what we'd have got 1-2 years ago, but what can you do). It was on the market for over two months with a very worrying lack of offers, when last week an offer came…
-
Problem with lodger, what to do?!!
Right, I will try and keep this as brief as I can, bear with me! I rent a 4 bed house, its my name on the tenancy, mine alone, but with my landlady's blessing I sub let 3 rooms to friends. Now, one I have lived with for over 2 years, one was a "friend of a friend" and he's fine, no problems, the 3rd is a friend of ALL of…
-
Advice needed regarding First time purchase
Hi, I am visiting a house tomorrow (semi) which i really like the look of. From the pics it looks in very good nic with very little (if any) work required. The house was purchased by the current owners in 2004 for £166k. Another semi (dont know about its condition) on the same road was bought in the summer of 2007 for…
-
How long to build a house?
Does anyone know how long it takes roughly for builders to build a 4 bed detached with garage? Thanks!
-
Vendor removing fitted carpets!
I've had an offer accepted on a house, it's been a bit of a battle with the vendors who have tried to squeeze every penny out of us. We've never met them because they've been relocated through their work and are currently living in a rented property paid for by the company the husband works for. After making a few offers,…
-
Will my credit history prevent me from renting?
The situation is i am hoping to rent on DSS 1 ) I am going back to college and hoping to rent or a few months on DSS 2) I have an agency who will accept me for a flat on DSS with a guarantor(i have my parents as guarantor) so ok there 3) Now i have a really bad credit history, still in debt for my CC to bank and another CC…
-
Campaign is launched to help evicted tenants
This thread is to discuss the following news story: Campaign is launched to help evicted tenants
-
first time buyer
hi just been looking at house prices next too my work as for im sick of commuting and running away from parking wardens when i want to drop lil one off, i know we cant buy now as for oh is still an aprentice (finishes in aug) , iv looked at morgage payments and they would work out the same as my rented council masionette…
-
House reposessed- where now?
I have already posted this on BR board and was sent over here, so here we go... Sorry if in wrong place . Ok so i have lurked for a long time but now need some advise. In june 2008 we had a possion hearing and i was agreed with the judge to let us stay until the 23rd August. We vacated the property on the 1st of august and…
-
Offering Prices, how much % off Asking Price?
I know this would have been asked before but i how much do you normally try and knock off a house price? for example if you saw a 3 bedroom house for around 200k how much would you try to offer them to buy? thanks
-
Places for people - any experience?
We've been looking to buy a house for a while, and have a good 10% deposit saved. I've just seen a house come on the market under the 'places for people' scheme at 50% ownership, for £73k, £185pmth rent. It's in exactly the area we want, the estate is very nice, close to the main city rail station (so always desirable) and…
-
Assured Shorthold Tenancy Agreement??
Dear all, I'm sure this is something that has come up in the past but i couldn't find any postings covering it and am new to the site. I'm in the process of renting out a property on behalf of a friend living in NZ. I've found some potential tenants and am in the process of obtaining the appropriate reference but will…
-
Deposit issues and Share Ownership
Hello, I am trying to buy a house with my fiance and to utilise the East Midlands Homebuy Scheme for First Time buyers. We dont have much of a depoist, £500 so far! My fiance works full time, I only work part time. It will take a while for us to save for a deposit, as we are also saving for a wedding next July. Would you…
-
How much would cost on top of house price
Just want to work out how much would cost on top of the house price for a new build... This is what we worked out, but I'm sure we must missed something out... Valuation fee: £350 Solicitor: £700 Stamp duty: £2000 3 pieces: £1000 dinning table and chair: £500 2 beds: £1500 carpets: £1000 Fridge/Freezer: £800 TV: £500…
-
Advice - landlord vs estate agent
So, we are the tenants in this sorry affair. We have hit our 12-month anniversary of our tenancy agreement. We live in a 2-bed flat in Golders Green. Our landlord has decided he does not want to pay the estate agents their commission which they are quite rightly owed. He wanted to tell them: a. to draw up a new contract…
-
This can't be true, can it? A Dishonest Estate Agent!!!
From Mortgage Strategy website.
