How much would cost on top of house price

wsharp

Just want to work out how much would cost on top of the house price for a new build...

This is what we worked out, but I'm sure we must missed something out...

Valuation fee: £350
Solicitor: £700
Stamp duty: £2000
3 pieces: £1000
dinning table and chair: £500
2 beds: £1500
carpets: £1000
Fridge/Freezer: £800
TV: £500
Curtains and blinds: £500
deco (wall papers, paint, etc..) £1000
wardrobes: £1000
alarm system: £500

If you could share your thoughts on this would be great.

Thanks

skintlass

New builds often don't include a fireplace .

sarah_elton

Removal costs
Washing machine
Pots, pans, plates, cutlery, etc

Maybe:
Dishwasher
TV
Coffee table/bookshelves
Wardrobes
Bed linen and towels
Lawn mower
Garden furniture

This list could go on and on - depends on what you've got already. It's also possible to start out very cheaply with use of Freecycle, second hand shops etc.

Bit confused by decoration costs - half the point of a new build is that it's all freshly decorated so what's the point in replacing that?! You should also be able to get the builder to throw in carpets.

blunt_crayon

you've allowed a lot for furniture!! if you can afford it then good for you. if you're looking to save a bit of money though then ebay is great for second hand stuff. i don't like the thought of having anything absorbent second hand... but we got decent quality solid pine chest of drawers and a solid pine wardrobe for £70, and that's served us fine for the past few months. we'll replace it soon enough but stuff like that kept the initial cost of moving down when we had to buy loads of stuff for our first unfurnished place.

also good for moneysaving look at getting ex-display stuff - we got 32in LCD tv for £220 from ebuyer - especially furniture, as you can often take away things like sofas on the day, whereas from a normal store you have to wait like 8 weeks, plus it's much cheaper than new!

getmore4less

Start with freecycle, small adds and charity shops

People give this stuff away.

Spend time in the place to work out what works then replace stuff over time.

A new materess is about all you need to get new.

Go to family for hand me downs on the bedding and soft stuff(use what you use now).

Even the white goods seem excesive FF £300 should do it if you cannot find a second hand one.

orb_3

New build will most likely need TV aerial & phone line installation. What about lampshades?

R

QTPie

If it is on a development, check whether there is an annual service/maintenance charge (there often is for upkeep of private road, lighting any communal garden areas, trees etc).

Buildings insurance (if you have rented before then you would/should already have contents insurance).

I don't know if it is a requirement of a mortgage or not, but we have joint life insurance on the value of the house: so if either of us dies, the mortgage gets paid off (if your partner dies, it is one less thing to worry about at a very difficult time).

Microwave? If one isn't built in.

CURTAINS/BLINDS. If you have curtains, then you need to allow for the curtain poles etc.

Light fittings (in a new build you will just have bare bulbs). Some developers may include recessed halogen lights in kitchens/bathrooms or they may be an optional extra when buying off plan.

Bathroom fittings: toilet roll holders, towel rails, mirrors, shelves, bathroom cabinets.

Bathroom/kitchen flooring - standard in some deveopments (ours included kitchen flooring, but not bathroom flooring).

Check what the garden includes? Turf? Very small patio. Ours was very basic (our house was just over £320k when we bought it). We lived with the tiny patio and really rubbish turf for a year, then had it landscaped. Often the garden is something that can wait.

As to how much these things cost, then that will hugely vary: can be as much as you want or as little!

If you live in a hardwater area, then a water softener may be a good investement (keeps shower screens and sinks looking nice and prolongs the life of boilers, hot water cylinders, washign machines and dishwashers...).

QT