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Buying off plan risks
Hi all, I'm intending to buy a property off plan (est. 16 months to completion) within the next week, but was wondering the risks. It's fairly unlikely I'll lose my job since it's been very stable, even through difficult times. Apparently the contract is not assignable, but I was wondering what could be done in the event…
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Home buyers report for private sale
Please can someone tell me if it is necessary to get a Home Buyers Report/Survey, we have a small house for sale in England, not on the market yet but empty, someone has rung us and said they are interested. Thanks Twixeey
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LA never protected deposit, what can we do???
Hi My partner moved into a property prior to April 2007 but had paid her deposit scheme monthly due to being on benefits at the time, she was paying her deposit past April 2007 and she also signed tenancy renewals every 6 months and was charged £25 each time, and this took place after April 2007. I have spoken to the LA…
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£15k mortgage?????
Hi, looking for advice on where\who to find £15k mortgage on a £175k property. My problems is im looking for this finance but all mortgages i see have £1500 booking fees. Im looking to borrow this then 1-2 remortgage and fix for 5-10 so parting with this fee seems a little harsh.
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No money down deals
Are No Money Down Deals Illegal,dubious or legal?and if the latter, what are the pitfalls? All thoughts gratefully received!
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Deposit Problem - please help
Hello In 2007 I moved out of a house I was sharing a couple. They moved into another house and I moved in with someone else. The deposit was refunded to one half of the couple. For the past 2 years I have been asking for my share and to no avail. I contacted the estate agents who gave the amount of money I was due and also…
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Barclays BBBR 5th March '09
Barclays pledges base rate help to savers and mortgage borrowers Following the announcement today from the Bank of England's Monetary Policy Committee that the base rate will be reduced by 0.5 percentage points to a new historic low of 0.5 per cent, Barclays announces that it will be protecting all of its retail savings…
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HELP- can we challenge mortgage retainer?
Hello- I am new to this site and would really appreciate some advice, My fiance and I are first time buyers and had an offer accepted on a house November last year. It's a 2bed house with garden in SW London that was on market for £275k and we had offer of £245k accepted, so were very pleased (or so we thought)! There was…
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Selling Privately - 2nd Viewing
Hi, Following on from my previous post, we are selling our house privately. I asked before how long I should wait before calling them after the first viewing, but they called me three days later to arrange a second viewing. The second viewing was on Tuesday and they brought their mum, they were very positive and aked what…
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how cheeky an offer is realistic?
hi all, looking for a bit of advice. i've seen a house i like, going on monday to get mortgage offer in principle and been told what my wage will allow, only problem is i dont know what to realistically offer. house is £70k, down from £90k nearly a year ago, needs work but its all do-able. what is a fair offer? btw i have…
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New Builds
We've had an offer on a new build accepted but now the sales lady is trying to use pressure tactics. She's saying that the offer is only open until lunchtime Saturday and so we have to come in on Saturday morning to pay the reservation fee. What do you think of this? Just a bluff?
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Planning permission
I'm a first time buyer and i made an offer on a house. My solicitor and surveyer have both said that the loft conversion has no planning permission. The vendor has offered me a reduced price and an indemnity policy to cover it. She says it was built 15 years ago but there is no proof of this. I am not sure how i stand with…
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First time buyer offer help
Hi all, first post but been browsing for awhile! Tonight I've got a second viewing of a place I'm really interested in buying and so long as I don't find anything untoward later, I'll be looking to put an offer in shortly after. The house is up for 'offers around £84,950' and the estate agent has already told me that he's…
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Negotiating rent??
I started renting a flat 6 months ago when rent prices were pretty high - with the interest rate now dropping to 0.5% - is there any scope for asking my landlord to lower the rent? Even though i am only half way through my contract?
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Extremely worried over old rear extension !
Hi - PLEASE !! can someone put my mind at rest? We bought our detached house over 6 years ago. The house was originally built and lived in by the builder himself around 1970. I understand that he himself in the mid 1980's first added a small extension to expand the size of the kitchen, and soon after added a rear extension…
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Extremely worried over old rear extension !
Hi - PLEASE !! can someone put my mind at rest? We bought our detached house over 6 years ago. The house was originally built and lived in by the builder himself around 1970. I understand that he himself in the mid 1980's first added a small extension to expand the size of the kitchen, and soon after added a rear extension…
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Proposition for my LL - Thoughts please
I'm looking for an opinions / suggestions on this idea. I currently rent a small house which is great in summer but downstairs is freezing during winter and I'm not prepared to stay for another winter in the same conditions. We have central heating but the problem is that the house is quite open plan and the internal porch…
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blimin letting agents !!!some are rude!!
just having a bit of a rant so excuse me!! we have been renting a property through a letting agent for 6 months and the tenancy agreement ends tomorrow.we dont like the road we live in and have drug users next door with people constantly knocking day and night for their drugs.also the neighbours rant and rave all hours and…
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HIP announcement - now includes PIQ - anyone seen one?
I just saw an announcement on direct.gov which related to the April 6th HIP date, but which also said that: "From April 6th, you’ll be able to get a copy of a Home Information Pack for any property you are interested in as soon as it comes on to the market. In addition, the HIP will now contain a new Property Information…
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ARLA and TDS?
Am looking for a new place to live on rightmove and have just seen this statement at the bottom of a listing.. Is it true and is it actually worth the paragraph its written in? **WARNING TO ALL TENANTS ** Are you viewing properties through agents who are not ARLA registered! From April 6, only regulated letting agents and…
