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Help on housing
I currently have a house with approx 10k equity. if i found a part exchange deal on a house which is 100k and had a 90% mortgage available to me would it be possible to do a deal. ( i have no money in bank). Therefore my question is would the housing company pay me for my home which would leave me with no mortgage and 10k.…
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Solicitor Negligence? Nobody told me they were going to build a bridge...
I am going to seek legal advice, but thought I'd see what the chaps here thought about the situation. So I bought a house September last year, in a quiet residential area. I specifically moved from a noisy inner city street to a small suburb of Edinburgh, with green field views from my window. Now I was very happy with my…
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Worried about condition of wood floor of rented flat
Hello. Can I get some advice? I rent a flat with my partner and toddler. The flat has a parquet wood floor that is very soft and unsealed. This means that if they get wet they stain easily which is impossible to get out, even if I wipe up straight away. They also get dented and scratched easily. Having a child means that I…
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who is the recipient of notices
hi, i'm selling a property and have a question from the buyer which says ... please let us have the name and address of the recipient of any notices under the terms of the lease and details of the notice payable. what does this mean - i've read my lease and can't see anything corresponding to it. I own the lease but i am…
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What to offer?
Looking at a new build, of which there are only 3 left of this type (large semi). There are a few smaller ones left in this development. The price is £215,000. What sort of offer could I get away with considering: 1. I have a large deposit 2. Mortgage is more or less arranged 3. No chain. Is £185,00 cheeky and an…
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Still trying to sell
Hi all I am getting so frustrated. Our house has been on the market since August. We have had loads of viewings. It is like living on a rollercoaster. We had a viewing at 10.00am today and have another at 10.00am tomorrow. Tomorrow's viewing is a second viewing. We put our house on the market at £136,995 Nov reduced to…
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How to start with construction of my dream house?
I was wondering if anyone knows of a good resource to find contractors? I have been looking online and all I have seen are sites where you have to describe the job then wait to get called from a contractor or if I find a directory type of site there is a limited number of contractors in my area, but I know there are many…
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Can you trust the EA?
We are currently house-hunting and found a place we really like, we saw it on the weekend and again yesterday and are seriously considering making an offer. It is on the market for £210k and the estate agent has just called saying that he wants to be honest with us, and the vendors have said they will not accept less than…
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Can he force her to sell her share to him ?
[FONT="]My daughter's boyfriend has decided to end the relationship- they have been living together for 3.5 years and have been 1.5 years in their present home- they have bought this house together at 250000 and have a loan of £120,000 on a joint mortgage I think its tenants in common. He put down 70% of the deposit…
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stuck here as guarantor has ccjs!!
hi all.im sooo fed up this morning and have hardly slept.we applied with a different agent to who we are with now for a property.we paid 172 pounds for our references etc.these came back fine apparently but the new agent rang yesterday to say our guarantor isnt acceptable as she has ccjs so now we are stuck here.dont know…
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Should I buy or stay put for now? Help please!
Hi everyone, I'm in a bit of a dilemma and would be interested to get people's opinions before I make a decision. My current situation is that I own half of a property worth £160,000 with a £60,000 mortgage (ie. £20,000 equity). My sister and I bought this house from my mother as she was struggling to keep paying her…
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High EA fees when selling
Just had our first valuation on our property last night. I wasn't there for it, but my fiancee saw the ea. Firstly, the fees were fixed at £2300 :shocked: (payable on completion) Secondly, she reckoned our property could be put on the market at 105-110K (but we couldn't expect to achieve this) So from this, I have the…
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housing assoc
I have a house which has been empty for a few months now and my letting agent, although showing a few people around has had no success so far in letting it out. A friend has suggested I look into housing assoc which although he tells me pay a lower rent - they do have long term tenants and look after the house. Has anyone…
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letting agent wants first months rent?
I have had a letting agent come to my house and when i asked him the fee he said they take the first months rent and that is for 12 months, but if the tennants leave after 6 months, they said i will have to pay again. He said they set up a standing order after the first month, and then the tennant pays me direct, is this…
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Landlord let himself in.....
I live in a rented flat and my landlord lives in the flat (servants quarters) above me. He's a retired engineer and it's great whenever something breaks or needs doing because he's always happy to fix things. However, he wanted to come and do the annual gas safety check but gave me less than 12 hours notice, I said that…
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What does STMS mean?
I can't find a definition anywhere of what STMS means, anyone on here know? It appears on numerous estate agent details after the acreage so it will say for example "land extends to 9 acres (STMS)". I'm assuming it is "Subject To ..." but subject to what? :confused:
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How much Deposit
After having a thread earlier regarding deposits, thanks for all the advice, i am getting £595 month, how much deposit should i take, and is it the first months rent in advance . Sorry 1st time Landlord !
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History of a particular property...mouseprice?
Is mouseprice the best tool or researching a particular house? Just popped an address in and they have no record of this one.
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problem with deposit and letting agency - advice needed please :)
hi, was just wondering if anyone could give some info on this situation. basically i have moved into a student house ( halfway throught the tenancy) and the room im in has some damage done to the room. The girl who was responsible for the damage moved out before the girls got back in one day, told the letting agency she…
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is it usual for motgage companies to withhold money before completion?
had survey done around christmas on a possible house purchase. The mortgage wanted to withhold £5000 until certain work was done. In the end we pulled out due to the nature of the work involved. Now waiting to hear about a second mortgage application, and although I don't know the details, they have done the same, withheld…
