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Tax exemption on relocation package running out
Is anyone in the same boat? I moved job due to redundancy in Feb 08 and was offered a generous relocation expenses package. But apparently the HMRC rules only allow such expenses to be tax exempt up to the end of the tax year after the job change, i.e. Apr 5 this year for me. Our house has been on the market for ages and…
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Stamp duty- two adjoining properties
DH and I are hoping to buy a house which is currently on the market as two separate flats (its a victorian house that was converted into the two flats in the 1970's). Both flats are owned by the same family, downstairs by a brother and sister, upstairs owned by just the sister. We would be paying £130k and £170k…
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Can a vendor really accept as many offers as they want?
We're having a bad time buying a house (we've been gazumped recently). We've just found a new property and put an offer in a week ago. They accepted and we have moved ahead and engaged a solicitor and started to sort out survey, searches etc. Today we found out that they have accepted two offers and will take whoever is…
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Shall I, or Shall I not?
Hello, I'm a first time buying looking at shared ownership. My wage is only 18k basic, plus i get overtime I take home around £1,150 a month. Plus another £100.00 for the overtime I found a 50/50 shared ownership house with 2 beds and a garage. The 50% for sale is £55,000. Plus, the house is a leasehold. The best mortgage…
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Renting privately - damp
Hello all you lovely moneysaving experts I wonder if I could ask for the benefit of your collective experiences about renting privately. Basically, we live in a really nice area of Manchester, in a former council block of flats. The flat itself is lovely and spacious, and we were really chuffed with the landlords - great…
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General Inspection?
I received a letter from the letting agent today (dated 5th March, posted 2nd class) saying they are coming to do a general inspection of the property tomorrow at 11am, but don't worry about staying in as they have a set of keys. Me and hubby both work so neither of us will be here anyway, but what will the general…
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Gas/Electricity in rented prop.
I want to change my gas and electricity supplied from British Gas to someone cheaper (not hard). Should I ask my landlord in advance? Does he have the right to say no? Thanks.
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Housebuying Novice- Help! New Build
Hi Apologies if there is already a thread dealing with my queries but am new to the board and housebuying so pretty clueless. Having lived in mod married quarters all my life I know nothing about house buying. We've seen a new build that has come down £20,000 in the last few months and it's size, location and price is…
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Washing machine problem
We reported a washing machine problem to our landlord which turned out to be a coin in the sump and a bit of paper wrapper round the filter. Is he right to bill us for the labour? If so, can we tell him to take it out of our deposit at the end of the tenancy. Appreciated.
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Land registration
Hi. Im in the process of buying a house and the solicitor is asking for an extra £100, as the property is not registered with the land registration (built 1960). Is it common for a property of this age not to be registered and is this a fair cost? Thanks
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A question about Fees for all those who are selling
I was mulling this over on the drive home from work today. If you are selling/on market at the moment would you prefer to pay a fixed fee or a percentage of the sale price? If you were/are paying a fixed fee would you consider paying a proportion of it upfront if the total amont was significantly cheaper than other agents…
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No access to parking space as developers still building - what can I do?
Hi, I bought a new build house 9 months ago. It came with 2 spaces (they cost 4.5K to buy although mine came with the house). I have the land registry plans to prove they are my property. There is one space outside the house and the other is round the corner from my house. The 2nd space is currently inaccessible as it is…
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First time renter in plymouth area
Hi, It may sound like a stupid question, but I've been unable to find an answer to this question. I'm looking into renting a 1 bedroom flat in the Plymouth area and I'm trying to work out (roughly) what the utility bills will cost, i.e council tax, water, gas, electricity? Please can anyone give me a rough idea? Thanks for…
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Bidding Strategy
House advert says 'offers in excess of £100,000' Just put in our first bid of 90k Im willing to go upto £97,500 for the house This is how i planned it Bid 1 90k (Today) Bid 2 94k (Wednesday) Bid 3 96k (Friday) - gives them the weekend to mull it over Bid 4 97.5k Final offer - if all else fails Is this the correct way to…
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Crap legal person
To anyone who needs a solicitor when buying/selling a house DO NOT use the company we used, we went for a cheap conveyancing firm through the internet (quoted price £350 all in to sell our house) and it has been nothing but trouble. Get a personal recommendation from someone you know or pay a little bit extra to get a good…
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sharing house, moving boyfriend in and rent
hey im a student at uni at the moment and will be renting a house with 3 friends next year, i live far away from home so looking at maybe my boyfriend moving up to uni and moving in with me and sharing a room. the house was rented to us at 58pw for the 3 big rooms, and 50pw for the tiny room. im going to talk to the…
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protecting deposit
Hi All, My partner and I are just about to buy our first house together basically I'm paying the mortgage while she is putting down 40% as a deposit. How is the best way to ring fence her money so if in the event of us separating she gets her deposit back before splitting any profit? Would a charge on the property be a…
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Not sure we're going to go ahead with purchase
The survey - which arrived a week AFTER the mortgage offer - has highlighted some unexpected problems, despite the valuation being ok. Our offer was on the basis the house didn't need any work done. Most of the issues are minor but some could end up being really expensive (such as a strong likelihood of problems with wall…
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Has anyone drawn up their own contracts?
I've read that one way to get the edge on other sellers is not to use an estate agent and sell your house DIY style. I read too that there are contract forms to download off the internet which apparantly are kosher and bypasses nasty solicitor fees. The whole idea of course is so you can sell your house cheaper than the…
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preview new house
Just had a call to invite us to preview our new house and meet site manager, what actually happens on this day. Thanks
