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Tenant vs Landlord
Can anyone help ? I moved into a private rented property in September last year ! During Nov and December i had 6 engineers out to fix the boiler as it kept going off. All engineers reported the boiler was old and needed replacing but my landlord would not replace it. I have recently received my gas bill (for 3 months)…
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Sold House - What next
Finally sold the house. Got viewings booked from now until Saturday. Questions and thoughts. Our buyer is FTB. We have a transferable mortgage but need to complete new application, paperwork should be here tomorrow. How long roughly before we move, assuming we put in an offer on a house on Monday next week. Should I start…
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Difficulty in affording the deposit as first time buyer. Would like some advice.
Hi Due to the current situation as you know LTV's have dropped and therefore made it harder for first time buyers like me to afford a deposit. I have savings but not enough to afford the deposit. I would really like to get on the ladder and have my own property to live in. I've looked into the goverment half loan half…
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Manchester Flat for elderly couple?
I have a couple, I am trying to help, as they wish to move to Manchester to be near to family that are moving there later in the year. The couple have a car but feel it may be their last year or two for driving so are looking to be in a spot with easy public transport and to be able to get into the local shops including a…
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buy-to-let to standard mortgage
i have a scenario I need advice on. 1. Two properties (one is buy-to-let) 2. Sold the live in property moved into buy-to-let 3. no profit made 4. Do I have to change mortgage. I will lose tracker!! 5. When I go to sell is there a capital gain, or do I just switch to standard mortgage to avoid that? Are there any pitfalls…
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Looking for New Office
My name is Cameron Sharpe CEO of TheRelationshipCompany.com. I am running a dating website. Am planning to open a back office and looking out for some good space with fully furnished office in US. If you have any information and want to share with me. My email id is…
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After 3 months trying to sort out a mortgage...
... we've finally got confirmation that the mortgage company are ready to release the funds today! The relief feels so good!
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House Prices Fell 2.3% in January - What Does this Mean?
According to this article, house prices fell 2.3% during January. I'm wondering whether these prices will continue to fall or if this is as far as it will drop. I'm considering investing in property but want to do it at the right time. I've spoken to various people in the past and they were thinking that property would…
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Meadow Cottage lerryn Land slip/subsidence
Can anyone tell me how much it costs to underpin a 10m lenght of wall double storey?
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Jumping through hoops to go interest only
I had a GMAC mortgage, which I originally reduced from 30 years to 19, that was sold to Webb Resolutions last year. Because my flat is in a block that requires about £35,000-worth of work, per flat, to it within the next 12 months, I need to save money and fast. So I today called up Webb Resolutions asking to change my…
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Council ignoring planning Inspectors decision
If a house extension has gone to a hearing by a Planning Inspector who has granted permission for it to remain, subject to it being reduced in size within 3 years of granting permission, and this does not happen, can council enforcement department decide not to enforce this condition? Is enforcement optional in other…
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Estate agent contract- HELP PLEASE!
I was hoping someone with some legal knowledge may be able to help me. I am selling my flat and am about to sign a contract with an estate agent. The contract is 'Sole Agency' for a period of 6 weeks. The problem comes in the fact that a neighbour who I told about my plans to sell has shown interest in buying the flat.…
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Sold our house but cant find what we are looking for!!!
Good morning, Just looking for a bit of advice - I have never sold a home before so im new to all this. We have sold our house but havent managed to find the perfect next house for us yet. We have a mortgage with Natwest that is due to come out of its fixed term in December this year and is fully portable to the next…
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Selling our Home
We realise the cahnces of selling our house are slim, but we are wanting to buy now while we can negotiate a bit of a bargain and dont mind loosing a bit on our property to do this. Just wondered though, our house has been on the market a week now, do we need to be ringing up the estate agents to find out interest or do…
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Would you accept this offer?
Hi all We have been considering putting the house for sale and I have been hoping that my dh would change his mind. I love my home to bits and I am in turmoil trying to make the right decision on selling and going into rented. We have a beautiful detached five bedroomed house which was valued last year at around 390k my dh…
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A Guide to Moving in
IS there one? I mean, as a young couple we are set to move into our first house very soon. However we are really lost with everything that needs doing. We need to sort out Phone/Internet/Water/Gas/Electricity/Sky etc. Then theres TV License, council tax etc We have no idea where to start, who we need to talk to etc. Is…
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buy me happiness
I have a mortgage on a house solely in my name.I have a declaration of trust with my ex stating that either one of us can sell the house at any time and after all fee's the profits will be split 50/50.My ex wants to buy me out.We agreed for 70k, then he said he could not afford that so i agreed he could buy me out for 65k,…
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OMG - the stress
Hi all, My wife and I have finally found a house that ticks all the boxes and would be our home for years to come. It was listed originally at £155,000 and has slowly came down to offers over £120,000. I have offered £105,000 today, and as expected it was refused. The agent has said that the vendor is willing to accept…
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Will developers (or maybe buyers!) never learn
I went to see a rental property today (we are currently selling - hoping to exchange contracts this week - will probably rent this house back from the investment buyer, but I am viewing a few other rental properties as back-ups). The rental property is also available for sale. We could never afford to buy it (at…
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Worried about credit check for renting
Hi I currently own my own home have a good income of £30K+ and am in the process of selling my hime coz I cant afford to stay, my husband left 4 months ago and since then I have missed 1 mortgage payment in 12 yrs along with about 6 other paymnets of 1-3 months behind my credit score is only 379, i have no ccjs but 1…
