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Got first viewing...
House has been on the market and we have someone viewing this weekend... Any tips??? First time sellers!
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Documents received after purchasing my flat
Hi Guys, I recently purchased a brand new apartment from Bryant homes in london. I already moved in to my flat 2 months ago and I just need to clarify what documents I need to keep myself regarding this property. My mortgage is from Halifax (90%LTV) and these are the docs I received from my solicitor. can someone please…
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Buy to let - should we invest and are properties really renting??
Hi, we are in the process of considering buying a 2nd home as a buy to let, we have viewed a few 1 and 2 bedroom flats that fit the bill but we are looking for some facts about the number of properties that are being rented in specific areas, namely Bedford and Northampton. The last thing we want to to is buy a place only…
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Advice Desperately Needed re: Inherited Property
Hi All, Sorry to offload this but I am struggling knowing where to go, and I can't afford to outlay for legal advice. I am hoping there is someone here in the know. My Mum passed away in Nov 2007. She had a property that was mortgage free and was passed onto me and my brother and sister. 3 way split. My Brother is on…
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Getting Deposit back from ex landlord
Right well I moved out of my old house just over a year ago, and when we left the landlord claimed that we had Wrecked the carpets and that he would need to replace them before he could let the place out, as a result of this he said he would retain the whole of my deposit, stupidly I let it go, because I had alot going on…
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Can tenants lie that they have a job??
Am a new landlord after acquiring a property from my parents. I've got a tenant who wants to move in and after talking to him there are some things am concerned of as he seems a bit shady(i could be wrong). I have checked the tenancy application my agency is giving out to potential tenants and I have concerns about the…
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how much can i borrow?
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House we want moving agents?
Hi, where do i stand on this/who should i deal with? The house we are after is moving estate agents it is dealing with. we know what the vendor wants and have put offers which would be accepted just waiting to sell our house. The estate agent said it would be through them that i should go through but surely i need to go…
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Ex partners debts
Hi, not sure if I've posted this in the right place but I could do with some advice that it to do with the property I own, and used to own with my ex partner. Long story short is that I moved out a couple of years ago but stayed on the mortgage. In that time, she ran up £3000 arrears. She tried selling the property via…
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Negotiating New Rent Price
Hi, I want some opinions (from landlords and tenants) on my chances of having my rent reduced upon negotiation at the end of my tenancy..... My 6 month tenancy is due to come to an end in May, so I am expecting a letter asking me if I want to quit or stay quite soon. I want to see if I can get the landlord to reduce the…
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Structural movement and house value depreciation
Hi, We want to buy a 1960s house . After having a survey done we found out that the house had a structural movement and was re-pointed in the past - we are sending the structural engineer to check if there is no current movement. According to the surveyor the house maintenance was below the average and it’s fairly unusual…
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Renting a Room Out
Has anyone got any advice on renting a room out where would be best to advertise? Thoughts opinions and Feedback welcome please:beer:
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can someone help me with my figures pls re mortgage and buying a smaller place.
I currently have ahouse which i can not afford and i think i have to find a smaller place. I really dont want to but i am trying to work out if i will actually be better off. I think my house is worth about 180k, i have a mortgage of 125k ish. So i make that about 55k equity. I need to reduce my mortgage down but not sure…
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Mortgage salary multiples
Once upon a time, banks would only lend 3x (ish) your salary for a mortgage. Gradually this multiple went up to 5x or even 6x (which explains most of the reason why house prices doubled over the last few years). My question is: for the people actually able to get mortgages now what kind of salary multiple are they getting?…
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Advice needed on letting a house
Hi, please advise me here. I'm in the unfortunate position of dealing with my fathers property after he passed away. His Will splits the proceeds from his house between three of us, (myself and two sisters), we'd initially thought about selling the property however due to the state of the housing market renting the…
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Want to rent out but mortgage problems
Hi all, I am a newbie to the forum and hope you can help with a question I have : A friend of mine has a flat they bought around 2 years ago with a 95% mortgage after a relationship break up they have been paying the mortgage on there own with an agreement written up so they could do so. They are in a position where as the…
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credit score affecting getting a mortgage.
Hi, I already have one mortgage and recently applied for another one with C&G who turned it down due to my credit score not being good enough. I got my credit report from Experian as I've never been denied credit before and thought I had a good credit score. I saw on here that two payments had been missed to vodaphone by…
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Help required with tennant not paying rent :(
Hi there, long time viewer here and hoping for a bit of advice. Basically I have a house that I rent out. Top and bottom of it is I have been really sloppy with it and freely admit I have not had my eye on the ball. I started to rent it out in October of last year and there was supposed to be a deposit of £320 which he…
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ex partner and tennancy
hi I as hoping to exchange houses with another woman. everything is fine my side, but the other ladys ex husband who isnotliving with hernow, butwho is on the tennancy refuses to sign to say she can swap with me, and refuses to sign t take himself off of the tenancy. my question is, is there anything that can be done as he…
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Inventory Query
Hi all, I moved into my rented flat at the end of December last year. An inventory was completed and sent to me. Having had some advice on what can happen when you move out if not everything is mentioned I added some other 'defects' which I thought should be on there and sent back to the management people (I've forgotten…
