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Buying proprty urgent advice please
Hello All, I am looking to buy flat/apartment that is described as live/work. The way the estate agent described it, you can use a maximum of 40% of the property to work, i.e. work from home. You can't run a factory or shop. It's normal flats. 60% or more has to be used for living or you can use 100% for living. This is an…
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New Kitchen - is it worth it.
Looks like the house move has stalled. I am a bit desperate, but sometimes stuff happens, so moving on... Or not... The kitchen is in a bad way and the sink unit is literally collapsing. Drawer fronts are missing or stuck, doors are hanging, all the plaster blown... This means that if we do sell the house it is only worth…
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Cheeky Offers
I'm a FTB looking to buy my first home with my other half. We know the area we want and have a budget of around £180k, we're based in the North West. Now as its our first home there are a number of reasonable ones we have seen for around £150-£200k mark that are 100+ year old period terraced houses, very loved and perfect…
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Agreement in Priciple What does this mean exactly
I have an agreement in priciple from the Abbey to increase my mortgage to enable us to move to a bigger house can anyone tell what this agreement actually means thanks
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First time buyers advice
Hello there, I'm going to be looking at purchasing a house in the summer time with my partner. :silenced: My partner earns 16k and I'm earning 20k. A total of 36k. Giving i have a good credit history and no debt, do you believe I'm being realistic in wanting to obtain a mortgage of around 120k? We have done well and saved…
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property auctions
Can anyone advise please, I have been trying to sell my property for a while now and like most people in the same position,had no joy.Is putting my property to auction a good option? i would say i would put on a reserve to ensure it does not sell for next to nothing.Can anyone let me know the fors and against's of auction…
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how do you work out the LTV rate
I'm being really blonde, how do i work it out or is there a calulator that can do it for me!
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What would you do? Advice please
What would you do? Almost two years ago I brought a house with my other half. Last year he broke up with me and moved out. So I have been living in the house alone for the past year. He wants to sell it I want to keep it, so I have arranged for me to take it on I have had a mortgage agreed and everything the only problem…
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Can anyone recommend a good solicitor company in south yorkshire or online?
Hi, Can anyone recommend a good solicitor company in south yorkshire or online? Locally they are dear so was thinking those online can be a better option? Which are your thoughts or previous experiences? Any help appreciated :) Thanks
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No bond required for Landlord let !!!
Is there a downside to a Landlord letting his/her property without collecting a bond at inception of the Tenancy Agreement (apart from the obvious in that there is no "fund" available to dip into if the property is left in a state) Could the Landlord merely ask for 2 months rent in advance and avoid having to deposit any…
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If we get turned down for our mortgage...
Is it game over? Or can we apply with someone else? We have accepted an offer on ours and had an offer accepted, but due to the price we took on ours we have had to go for a 90% LTV mortgage, the more I sit and think about it, the more worried I get myself that we will be turned down, especially when I read on here that…
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Mortgage help please - buy to let - further advance
Hi, I have a house with my brother which we bought from our parents. Luckily they sold it to us cheap so we have some equity in the house to use. We currently have a repayment mortgage (was 2yrs fixed now fallen to variable rate as term has finished) with Halifax By September we would like to - Further advance on current…
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Advise if poss - 50/50 ownership
Hi In new to all these threads so hope i'm doing this right!! I was woundering if anyone could help me. My Husband has just left me and my 9 month old baby, out the blue!! no reason just said it not what he thought married life was like and will not talk about it any further than other to say there's no point in talking.…
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Secure tenancy rights
I have had a secure tenancy with private landlord for 30 years. The rent is fixed by Rent Officer 2 yearly and is considerably below the open market value. Due to personal circumstances, I may be forced to look elsewhere. However, its very difficult to think about doing this due to the financial implications for me - I…
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FTB Question
There are a few houses I am interested - marketed by a company have never heard of called Novahomes. Both are on at around £180k, and are on a new development. They are either being marketed by Novahomes on behalf of the developer, or they are re-selling (following a repo I assume). There are a large number of these houses…
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The FTB club
Hi there, After reading this forum (and various others!), I get the feeling there are quite a few FTB's out there in process of buying a house! I am a FTB myself with my husband and we are now waiting for the solicitor's to prepare something for us to sign which will hopefully lead to exchange of contracts soon. Like some…
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Selling house on-line
Has anyone successful experience of selling property in the £350,000 to £650,00 price range via one of the online websites?
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Buy to let for student daughter
Has anyone any hints and tips for me? I'm considering buying a property for my daughter who starts uni this year. Is the best route a student buy-to-let (with buy-to let mortgage)? Or how do I stand if I buy her a property to share with one friend? Would that still be a student let, or could the friend be a lodger? The…
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Yellow Tape on the Cooker...
Yellow tape on the cooker in a vacant property = Reposession? Agent is refusing to say one way or the other.:rolleyes:
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For all the haters/doubters
If you remmeber I got a load of flack a few weeks back regarding selling of my flat in Crouch End...well the survey has been done and today we have agreed on a date to exchange so all has gone smoothly and we have also found a 3 bed house to rent in Chiselhurst.....for the person that said its 3 times your wage I think you…
