What would you do? Advice please

birani

What would you do?
Almost two years ago I brought a house with my other half. Last year he broke up with me and moved out. So I have been living in the house alone for the past year. He wants to sell it I want to keep it, so I have arranged for me to take it on I have had a mortgage agreed and everything the only problem is that it will cost us both thousands for this to happen due to the fall in house prices and the associated negative equity. He is refusing to pay the money needed for me to have the house claiming that if we had sold it when he wanted to last year then it wouldn't be costing him that much etc etc.
What do you suggest we do? Our solicitors are currently involved but nothing is moving anywhere fast. any advice, sympathy etc much appreciated.

suckers2008

I would sell it honey and wipe that slate clean and find somewhere else that you can call your own and start new happier memories in
You might take the negative equity hit but then you will BOTH take that hit and you might be able to pick up something cheaper on your own
My friend wanted to keep her house after her and her husband split she paid a fortune, had a nightmare with him saying he wanted this that and the other and then 5 months down the line wanted to sell it as it held too many memories and she wanted to start afresh....just a thought

zone

Sell the house as its probably not going to be worth the hassle trying to hold on to it. Then downsize to something for yourself when you can.

birani

Many thanks.

But i dont want to get rid of the house, I have spent the last year making it my own. I have spent a small fortune on it.

It is now sounding like it might be going to court, what happens then? Does naybody know what that may been for costs etc?

Thanks in advance

lincroft1710

I think it's a bit late to ask for advice as you don't want to sell, you've spent money on the house and you've spent money on a solicitor and you may will now incur court costs. For what it's worth my advice would have been sell.

poppysarah

You could do what I have seen someone doing very recently. Agree to sell the house. Have it on the market at an inflated price. Do DIY constantly. Ensure there's always a ceiling down or a very noisy leaky cistern to worry people. Don't tidy up. Make it clear you don't want to sell and it's your ex who is after a sale.

You'll be there for years.
Although if you continue to pay the mortgage and your ex is still on it - then when it's back in positive equity your ex might take you to court to claim half the house ...