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Prize draw house. Is it legal???
Hi, We are hoping to move to Oz later this year & with the housing market being how it is, were wondering if it was worth selling the house as a prize draw? I have seen it done a couple of times, but wondered what the legal implications were for doing it like this! It does seem a good way to get what you want for it, and…
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How long to Fix for?
Hi I have a flat that I am renting out and my previous 5 year fix with A&L comes to an end at the start of May My options re remortgaging have been limited by the crash and the difficulties in getting a realistic valuation from a surveyor (drop from August 07 was reckoned to be over 30% in Dec 08 - ouch!) but on the plus…
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A little help...
Hi there, Quite new to this board, so you'll have to go easy on me if I don't make myself clear :) GF and I were looking to move out of home and find somewhere to rent in the coming months...one way or another, however, we've ended up looking at places to buy... We don't have a deposit, so the only sensible way we can see…
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Advice Please - What would u do?
I will try and give sufficient details without boring you. Whilst I do not NEED to sell, would really like to as just have a 2 bed apartment (in NI) and want more space to start a family etc. Bought near the peak at £141k, 95% mortgage IO. Have apartment up for sale at £125k. It would prob only sell for about £110k (even…
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My Worst Nightmare!!!!! Help
I put an offer in for a repossesion last week (145k, which was 20k under asking price) Now the sellers - the repo company have asked the estate agents to lower the price on their website, so now it says sold stc still view but with a much lower price which will surely attract people and could end up trampling over our…
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When buying a house (first time) what happens if you are made redundant?
Hi, My wife and I are looking to buy are first property. We have a 25% deposit for up to a max value on a house of £175,000.00 My work is looking to make people redundant. I will find out in the next few weeks if I am on the at risk list. My question is this. What happens if I am made redundant before the mortage draw…
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Private renting, Letting Agents and Repairs
I'm just about ready to do my real life eek! smilie impersonation over the situation with my LA and their take on repairs. :eek: I moved into the property in November, taking over part of a tenancy for one of the previous three tenants, and had to request a copy of the lease three times before I actually received one -…
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To anyone who has sold and moved recently
Hi all, I wonder if anyone could answer the follwing for me. Basically we have accepted an offer on ours and without getting my hopes up too much it looks pretty promising:j. The buyers have mortgage agreed in principle and have nothing to sell. Anyway having never sold a house before I was wondering if anyone could give…
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Query re selling / subsidence
I am considering putting my home for sale. When I purchased it I was told it was underpinned a few years before (subsidence caused by a leaking pipe or something like that). At what stage should I let prospective buyers know about this, when they view the house or after they put an offer in?
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Is It me??? or ....
Hi everyone, Maybe im been optimistic here! But does it not seem that there are alot more new threads about people making offers, offers been accepted and people actualy been able to sell!!! Prices went up last month!!! Things maybe picking up ???Or maybe a blip??? :confused:
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Sold! It can happen!!
:j Just wanted to pass on some positive news We put our house up for sale at the very end of November to avoid the HIP (Scotland). Bit disappointed as no viewings or interest whatsoever until a call on Friday 13th. Viewing Saturday, offer Monday, survey Tuesday, done (well so far obviously..) Even offered a little over the…
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How strange - a shared pond!!
Have a look at this... Pic 11 shows a very bizzare shared pond, made me laugh anyway. Very odd. Anyone else seen anything odd recently?? Jen
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Abandoned Items at Rental Property, what to do?
Hi, Am wondering if someone can help. I moved into a new rental property 3.5 weeks ago and the property contained some items left behind by the previous tenant. Most of them are small, so i placed them out of harms way in the garage. However, one item is a (almost new) washing machine as the tenant was unable to disconnect…
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Gazumping insurance
We are FTBs looking to buy a reposession and are in competition with a property development company at the moment. We really want to get gazumping insurance as our finances are stretched to breaking point as it is. Does anyone know who would offer this? Google searches are drawing blanks (a company called OneMove seems to…
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Choosing your estate agent
Hi We are due to put our property on the market next week, and have the first Estate Agent coming to value our home at the end of the week. What key questions should we ask them, to ensure we get a good deal i.e. 1. What is your fee - should this be about 1% of the sale price of the property, and haggle with them if it is…
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Renting Out but want to sell
Since I could not sell my house I decided to rent it and moved out to rent elsewhere myself. After almost six months I would like to re-enter the housing market. My tenants have just over a month before the end of their six month contract and wish to renew it for a further six months. They are a lovely couple and have kept…
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Is It The Time To Buy?
Our DS left uni 20 months ago, and is working about 200 miles away from us. He is renting a room in a flat, which isn't bad, but isn't home and he is getting fed up of not having his own lounge with comfy settee/tv, etc. He has just asked me if I think it is the time to look around to buy a property. He is earning…
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Estate Agents not returning calls?
I've called an Estate Agents three times now to try and arrange a viewing and each time they have promised to call back with a time etc. And each time they have not got back to me. If it was me selling the property then I would be raging that they are not even bothering their ar5e with potential buyers? Am I right in being…
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Shared Ownership is a virus of house hunting websites
Its nearly impossible now to find a property on the many property websites available without having to sift through the dreggs of the Shared Ownership properties. As a FTB i'm looking towards the bottom of the market at less than £100k so I begin at the lowest prices and work my way up. The amount of trash I have to go…
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Factors in Scotland
(feel free to move this if you think its in the wrong forum!!!) Just a quickie. My factor (Hacking & Paterson), suck donkey balls. i wont go into it in too much detail, but they keep getting more expensive every month, and at christmas the quarterly bill was up to a whopping £160+. The factor charges us £170 per quarter to…
