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Selling a flat - fit double glazing?
My H2B has moved in with me, and we're in the process of redecorating his flat before we put it on the market. It's in a Victorian building and has the original sash windows. Unfortunately the frames are in very poor condition, and obviously they are single glazed. Money is pretty tight at the moment paying for two…
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selling an ex-local authority house
I am currently evaluating part exchanging my current house which is an ex-local authority house with a new build. My contract ends in three years and so I might need to move elsewhere and sell my house in 3 years time. My question is do you think selling an ex-local authority house will be harder compared to selling a new…
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Cheapest way to get a AST
Hi. I'm renting my house to my younger brother. I hadn't intended to draw up a AST but my mortgage lender has asked to see one. If any one has a link to a hopefully free AST, I'd be very grateful. Thanks in advance!
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shem56
We own a business (holiday flats) and are looking to put this up for sale. Any advice on what to ask the Estate Agent and what to watch for, as have never done this before. Thanks.
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To sell or to let my flat. That is the question
I have about 80k in equity on my flat and am thinking of moving whilst it's a buyers market. With that in mind do you think I'm better off. Taking some cash out of the flat for a deposit on somewhere else and renting it out. Will get approx £700/750 PCM in Rent. My intention would be to keep for quite a while unless prices…
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How have Estate Agents misused their positions of trust?
Pardon my ignorance on this subject because I am new to the scene I am asking this question and I hope it will be of benefit to those who are also looking to buy their first house/flat. How can (or 'how have') Estate Agents misused their positions of trust? What specific things can these Estate Agents do to fool the buyer?…
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Ftb
Hi there, Looking for a bit of advice (again) We've decided to buy our first house in september 2009 - that gives us a few months yet to save more towards a deposit and more time to look and for the prices to hopefully go down. I have a couple of questions re getting a mortgage however. 1) I pay £160 per month for my car…
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Buy / Wait? Mortgage / Cash?
Hi, Our situation is slightly complicated. Myself and partner are freelance, occasionally working from home and were employed up until Xmas when things slowed down. We are not looking to make much this year if anything. However after a house sale in July in Manchester, we banked £240,000. Obviously it's earning little in…
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Great deal for first time buyers with 25% deposit
posted this in the mortgages, but thought it might help some of you out in here. Ive just looked on the nationwide website and they have a 3 year tracker for first time buyers with a 25% deposit currently at 4.18%, and only a £299 pound fee, which i think is a great rate for a first time buyer. The other good thing is…
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Declaration of Trust
Hi All, Another FTB here. Here is where we are at: Offer accepted Mortgage offered, saying yes tomorrow - hopefully accepted? I am buying with a partner. I am putting in a lot more than my partner, now we all know that things can and do go wrong, so do I: a. Get a declaration of trust to safeguard my deposit or b. Accept…
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Renting property but want to sell it
I'm renting my bungalow out at the moment because I bought it ten years ago, lived in it for about six then rented it out while I went to Uni. Now I'm living with my partner and we are thinking of buying a bigger house - I'm going to have to think about selling it for finance for the new house. If my house is worth £120…
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Fixtures and fittings - at what stage should we negotiate?
Hi all Bf and I have found the house we would like to buy and are poised to make an offer tomorrow. The vendor is selling to leave the country and, therefore, we think we may be able to ask her if she's leaving any of the furniture/white goods etc. There's not a lot in the house, the most we'd be asking for is a dining…
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Rental problem
I have found myself in a strange situation with my rental agreement and am not sure how to proceed. I signed a twelve month contract which does not run out until July, but I have just received a letter telling me that the property has been taken over by a receiver. The flat is one of five in a house and the rest of the…
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Private renting - losing job soon!
Hi there Me and OH have been renting fron his parents he is earning just over minimum wage and i am losing my job on 9th march as my contract isnt being renewed. What housing benefits are we entitled to?
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Once the sale has gone through...
Hi I hope I'm in the right place. OH and I are FTB and an offer we placed on a property has been accepted. We have applied for a mortgage and are instructing the solicitors to get moving tomorrow. I may sound a bit thick but once the sale has gone through (fingers crossed there) how/when do we get the phone, electricity…
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Electric certificate required with HMO application?
I am just about to start up another HMO although this one is going to be a licensable one. The 5th person moves in in a fortnight. I have submit an application for the licence but the council have written to me and asked for the electrical certificate as part of the licence application pack and if it isn't sent in, they…
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Separation issues...?
Not sure if this is the right part of the forums to place this but here goes... The wife and i have separated, but have been living in the same house for the last 12 months....combination of not wanting to move kids schools and financial necessity. However, the time has come where one of us really needs to move out.…
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Is this allowed?m Offer the seller £10k more than the 1st buyer?
Im applying for a mortgage from HSBC. In the meanwhile ive come across my dream place. Problem is that its under offer. However, to the best of my knowledge, "under offer" simply means that exchange of contracts havent occured, so perhaps i still have a chance I want to do the following, and am asking here because I dont…
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Rent a room agreement wanted
Hi I am moving out of a flat that i bought with my sister and wanting to rent out the room. Does anyone have a link or a copy of a rent a room agreement/ lodger agreement? thanks PS if you have a copy pls PM me and i will give you my email address
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Homelessness
Hi I wonder if anyone can give me advice . I have a disrepair issue with the council . although they have sent surveyors and damp expert round they have not told me what they intend on doing . I have a solicitor on the case but they dont seem to be very useful .I have also got my MP involved but to no avail . I am in…
