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Do I pay Capital Gains Tax?
Hello, :confused: I wonder if anybody could offer advice about the following query please? In the last tax year I disposed of a property and I am concerned now about whether or not I need to pay capital gains tax on the profit made. In July 2007 I sold a property which was bought using an interest only joint mortgage with…
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Do I pay Capital Gains Tax?!?
Hello, :confused: I wonder if anybody could offer advice about the following query please? In the last tax year I disposed of a property and I am concerned now about whether or not I need to pay capital gains tax on the profit made. In July 2007 I sold a property which was bought using an interest only joint mortgage with…
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commute or buy?
Hello, First post to the boards, but regular reader! I wanted some advice about what you would do in my position. I am currently living in my parents accomodation (which is their BTL property). They are not charging me rent - v kind of them. Only drawback is I have a round commute of 60 miles/day. I am getting married and…
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Estate agent contract - commission at exchange or completion.
I am about to sign a contract with an estate agent that would require me to pay their commission on exchange of contracts rather than completion. Is this normal? If the sale fell through between exchange and completion I would be liable to pay the agents commission out of the deposit. Has anyone else had experience with…
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Estate Agent Help
I am in the process of putting my house on the market and have had 3 agents around to value the property. The valuation price has been pretty much the same give or take £5000. There selling fees are 0.75%, 1.0% & 1.25%, but what they deem as sold is different. One agent said, it is sold once you exchange contracts and…
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Bought in 2007
After delaying buying a house for a couple of years becuase people were predicting a price crash I finally bit the bullet and bought a house in April 2007. I couldn't afford to save for a deposit as I was paying my way through a Masters course, which has meant I now have a well paid and relatively secure job. I therefore…
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anyone successfully challenged a planning rejection?
Has anyone here successfully challenged a planning application rejection based on its' depth being over the permitted set out in the council's policy? If so, what deciding factors were taken into account? The council have a 2.8m policy and mine is proposed at 4.65m. for the record its enfield council.
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Shared house: how does everyone else manage?
hi, You lot have given good advice in the past even when it has !!!!!! all to do with money really so thought I would come back and get some more - prefer it wasnt move out and get a place on your own as simply cant afford it at the moment. I know its long but I have tried to put everything in context etc. I have recently…
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Your opinions on our situation please
Hi, My wife and I have a 6 month old, and she is due back at work soon. She wants to give up, which with a new job I have just got actually looks like a goer! So we were very pleased. We are in our first house, but its in a v. rough area, we have done quite a bit to it, and so we expect it to sell pretty easy. We are…
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Renting advice
Hi everyone, hope someone could possibly give me some advice We have rented the house we live in for the last 4 years, on a 6 months ast. The lease expired at the end of February and is yet to be renewed due to my LL being in Tenerife since December. The lease renewal has never been a problem in the past, and has always…
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sell and buy, sell and rent, stay put!!??
I know nobody has a crystal ball, but wondered if anyone has been in my situation and has any advice. We have a 90k mortgage on a house currently valued at 140k (no other debts). We would like somewhere bigger where we could be for a while (e.g. ten years), looking to spend approx 165k and do some work to improve the value…
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Concerns in rented house
hi, I am a first time private renter (shared house) and have a few (!!) problems, I moved in nearly three weeks ago now. I have a tenency agreement but no inventory, there is no mention of a deposit scheme and there are suspicious things happening. We have had loads of phone calls from people who never give their name…
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Halifax Mortgages....Anyone been Offered anything good?
Hi all, Was wondering if anyone out there has recently got any good deals out of the Halifax? Our fixed term mortgage with them is coming to an end in June :eek: and thought I'd see what they can offer before shopping about for others. I've seen the figures online but wondered if anyone had got anything better than the…
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Advice Please
Bought a house with my gf, we split up over a year ago. She has continued to stay there, I wish to take the mortgage on, she is fine with this, but, there is a shortfall on the mortgage of £14k approx. She is not prepared to give me any money to cover the extra. The mortgage was to pay off loans. Where do I stand? She says…
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Property Ladder Ch 4 NOW!!
Well almost. Someone precis it for me, I'll have to gouge my eyes out if I watch it.
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Need advice, please help!!
I am currently employed on a fixed term temporary contract so our mortagage providers will not take into consideration my salary when offering us a mortgage. I have been offered a permanent job now, but will not start until June. My question is, will the lendors now give us a mortgage knowing that I have permanent work,…
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NEW SERIES Property Ladder.
Just thought I'd post a reminder that tonight the new series of Property Ladder starts (unless it's pulled at the last minute for being in bad taste). So, you've got 40 minutes to get comfy. UPDATE: Just miss this? Is it 9pm? It's now repeated on Channel 4+1 so get your bum over there.
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Is now the time to be buying in the States?
I haven’t researched this at all, however at work we have internet radio and quite often the radio station is of American origin. There are constantly adverts on the radio saying things like: “We have hundreds of repossessed homes all across America to suit any budget, a typical 4 bedroom 2 bathroom house will now cost you…
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Sale offer 5k less than mortgage...best option for shortfall?
Hi My girlfriend has had no luck selling her house, but its going through now to cut her losses at 5k less than the mortgage. Only problem is Standard Life won't accept this, even though if she gives it back to them they will auction it and she's liable for the difference. To the tune of 15k!! Why can't they see she's…
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Inheritance of 189,000
I am a 30yr old woman with a 20,000 salary and 4,500 loan which costs me 80 per month. I pay 400 per month rent to rent a small cottage from a family member. Based on my wage I have been told I can have a mortgage for around 70,000. I have no savings or other capital. My family decided to give me some early inheritance if…
