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£300 for a 15minute valuation ! wow im in the wrong job !
I had a chappie round this morning to do a valuation for our hopefully new buyers:j . He was only here 15 minutes, why does it cost so much? :beer:
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To buy
We have just sold our house is we need 3 bedroom house due to kids sharing.I have £70000 from sale and am wondering do we buy.The property we have put an offer in is one we really like and will be living there long term.We should be fine with mortgage payments £500 month combined income £2200 month.I am concerned if there…
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How do I best help my mum?
Hi MoneySavers My mum has historically been terrible at managing money - my sister now keeps her distance to avoid giving her handouts. I'm more sympathetic but am at the end of my tether. She has gone from owning her house outright to owing £40K on a mortgage plus £15K of credit card debt. (She shouldn't take all the…
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Cost of a damp proof course
Hi We have been advised through the survey of a property we are wanting to purchase that the property is in need a new damp proof course. The property is a victorian 3 bedroom semi. As anyone any idea roughly what this would cost? many thanks in advance. :beer:
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CGT on second home
Hi Everyone, I wonder if anyone can answer my question on capital gains tax. We currently own two houses, our primary residence we bought in 2000 for £86,000 and are currently trying to sell it for £180,000. Due to the falling house market we have not managed to sell and it has been on the market for over a year now. We…
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Sell or Rent?
:question: Hello My husband may have the chance of a new job, which includes a house...Would it be better to rent our house out or sell? The rental value of our home should cover our mortgage and if we rented it out we would plan to pay another £300 off a month. If we sold the house we would hope to add the extra £300 a…
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Difficulty getting rental deposit back....going to file a claim
My friend is having trouble getting his rental deposit back from his former landlord. The flat was thoroughly cleaned and left in a good state and he has been there for 3 years so there is some wear and tear. The landlord wants £545 of his deposit for cleaning which he has said is unreasonable. After trying to negotiate…
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Joint Tenants or Tenants in Common?
Can anyone please advise? Our current house, we are joint tenants - we are just purchasing another property and selling this one - should we continue as joint tenants or change to tenants in common? Many thanks
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Selling and renting back your home
Hello, first time poster here. Just needed a quick word of advice if possible.... In serious financial difficulties with over £40k of largely unsecured debt, together with a mortgage with a balance of £180k held with NR which is presently on a fixed rate deal due to expire in about 18 months. House is worth around £200k…
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Buying A House? Would you pay £20k for a £5k car?
Greetings, I am currently looking at buying a house and came accross this news link: http://money.uk.msn.com/mortgages/mortgageguide/article.aspx?cp-documentid=8011664 Now I pose the question "Would you pay £20,000 for a car worth £5,000? Well simply "NO!" Well thats in essence what I would be doing if I bought a house…
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Why the big downer on Shared Ownership Schemes?
I have seen a few peeps on this board who have had a successful time with their sharde ownership home, and consider it has been a good way to get into the market. However I see many on here slating them, saying they are a waste of money, and are likely to cause first time buyers more problems than if they bought a house…
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Freehold question, a bit complicated
Hi, I've posted on this matter before, but there have been further developments which I would appreciate some advice on. We were offered the freehold of a building which contains at the moment, two flats and a maisonette. The offer was for £1000, which our solicitor said was a very good deal. The current freeholder lives…
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Arrangement fees - who is liable?
At the turn of the year, my girlfriend and I bought our first flat, a new-build property that we were advised would be ready in June of this year. We got our mortgage in place and were keenly awaiting the building being completed. However, the building developers last week informed us that the building would now not be…
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More Good News
UK factory output grew by faster than expected in February, rising at its strongest annual rate in more than a year, official figures have shown. Manufacturing output rose 0.4% in February, better than expectations of a 0.1% gain, said the Office for National Statistics (ONS). The annual rate, for the year to the end of…
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HSBC mortgages for all!
HSBC RateMatcher extended to ALL customers! http://news.bbc.co.uk/1/hi/business/7337861.stm
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How long for mortgage offer?
I know this is a case of how long is a piece of string, accepted an offer first week in January, our buyers have had the survey done on our property and their offer is with their underwriters and has been since the 16th March. On speaking to our estate agent I have been assured that their mortgage application is fine but…
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Removals to Aberdeenshire
Can anyone recommend a removals company in the Aberdeen/Peterhead area to move me from Nottingham? Thanks, Tiptoe
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Joint Ownership - 1 Name on Mtge??
My other half and i are buying a house, she is getting a mtge for £112k and i am putting in £55k cash. We will both be paying the mtge and all bills equally. I am not going on the mtge as its just quicker and easier as i am self employed. Am i entitled to any interest on the £55k if the property increases in value and we…
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Completion day - what happens
do we leave the keys through the door, do we wait for a call before picking up the keys?
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what can i buy for 50k?
divorce.........horrible thing, but alas im 50k up. now need to invest it, asap, i obviously would like to buy a property that i could straight away rent out. even better find a company that would find the property for me and rent it out for me<if theres such a thing> if not there should be as i dont fancy traveling half…
