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Buying my Grandmas House!!
Hi All, Not sure if this is the right place to list this but I need some advice, my gran is soon to be going into 24 hour care, she doesn’t have any saving and she owns her own house, it's probably worth about £80K, if she sells it the Government will take her money and take £500 out each week to pay for the care. I was…
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Renting - A few questions
Hi All, This is the first post so I hope its in the right place. I am looking at renting for a year with 2 mates hopefully moving in January. Im looking for any general advice on the rental process & also some guidance on what bills will cost etc (im currently living at home). I have done a list below of what I think are…
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Whats the benefit?
Whats the benefit of actually saving up a massive deposit for a house? I rent at the moment and earn quite a lot... but also spend quite a lot! I have a 5% deposit... Obviously, If I saved a 10 or 15% deposit etc I would have to borrow less money and therefore lower monthly payments.... Is that the only benefit? I.e. could…
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Property Ladder - C4
[EMAIL="I@m"]I'm[/EMAIL] just so excited I can't contain myself! I've shouted at the TV twice already! :dance:
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Rent lease query
Hi, Im currently nearing the end of my 6 month short term lease. When I took this flat, my girlfriend moved in with me and paid her share of the deposit. However 2 months ago she left me and the flat, leaving me to pay all the bills! DO I owe her half of the lease when I give this flat up?
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Buyers solicitor has a prob with our lease.
Dear All, I am hoping that someone can offer us some advise, please. We accepted an offer on our flat some months ago, and it has come down to the solicitor not being happy about the relationship between the Residents Association and the freeholder. He has put it to the bank and they have said no, they are not prepared to…
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Help! Estate Agents or Private Landlord?
Hi, I need some advice basically... I'm intending to move in with my partner as soon as possible and we have started looking for 1/2 bedroom flats to rent. We've come up against a small issue though. My partner has a full time job at the moment but I'm unemployed as I was looking for work but broke my foot. It is still…
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Getting out of Estate Agent contract. Possible?
Two weeks ago tomorrow my uncle signed a contract for an estate agent to sell his Aunt's house (probate sale). A couple of days before that I rang the agent to tell them we would be using them and they arranged the meeting to sign the document and they said they would get the sign sorted. The contract was for a minimum of…
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Buy flat 250k - 2k F&F?
Hi there, I spend quite some time searching for an answer, however ... We offered for a flat in Wandsworth, London and the sale process is well under way - well, at least our solicitor started the searches. Buying for 250k will almost certainly result in a check over by Inland Revenue, so I want to get this right. What…
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HIP question?
I am sorry to be a pain again - is the HIP mine, or does it belong to the estate agent or a solicitor? I haven't sold my house yet, the HIP is being prepared but I am not sure I want to go with the estate agent's solicitor anymore. They seem to have some hidden fees e.g redeeming my mortgage £95.00 plus VAT :eek: Thinking…
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Solicitors Forms?
OK, I wonder if anyone can help me. The standard forms that solicitors offices use, are they all different. Basically, a solicitor has sent me a sellers property information form which when I sell, I am supposed to fill in and pass over to the purchasers solicitors. It asks which fences are ours etc. If there are any…
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Agents Renewal Fees
My Landlord's Agents charge me £150 to renew my contract every year. I have been in my present property since July 2005. Can anyone tell me if they think this is a bit excessive.
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Letting out Flat - Mortgage and Tax implications?
Hi all, I hope someone can help me with this as I’m a little unsure what to do about this and the solicitor I spoke to has only confused me further! :confused: I moved in with my other half in March, and rented my flat out for £550 a month directly to a friend. As I remortgaged at the same time, the lady at C&G said if she…
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Buyer not signed up
I think I must have smashed a few mirrors because I seem to have a lot of bad luck in this house selling game lol. After much chasing up was told the buyer would sign (exchange?) on Friday could we, so went and signed paperwork on Friday. But its Tuesday today and still no news his end. Being told his solicitor isn't in…
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Confirming offer in writing
If an offer is made on a property does the estate agent have to write to you confirming the amount and the buyers' name(s)? My parents had an 'offer' placed on their house last week. The estate agent called and stated they would try to get a higher amount, to which my parents said okay. After not hearing for a couple of…
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Making Payments Abroad
I recently helped someone buy their property abroad by sharing my knowledge about International Payments, and just wanted to post it up here to make sure anyone interested is aware of how International Payments work, and how you can minimise costs involved if you need to send money to the EU. In fact, understanding the…
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can anyone advise me?
hi all, i'm in a dilema as to whether rent or buy. i'm 38 and have rented all my life due to poor finances and now debt free yay, well all bar £3,000. anyway i earn £26,000 a year and most properties around here are aprox £125,000 upwards. i will have to have 100% mortgage and am naive where mortgages are concerned. can…
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mortgage advice first time buyer
is there any way we could afford a mortgage for 250.000 on a joint income of around 35k if so how much would the monthly payments be around, we have no deposit:confused: :confused: :confused:
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House Buying
Good morning everyone, Most people reading this thread will have purchased a property at some time. I am trying to find out what on average a solicitor charges for dealing with the purchase of a property. I have just bought mine and I feel I have been ripped off. Would any of you mind posting me how much your solicitor…
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Ex using old address after 7 years of living here
Hope this is in the right place. Basically my partners ex after 7 years is still using her (now ours) address. A letter arriveda and accidentally opened by the baby. It was from a !!!!!! brokers that he used in January this year obviously using our address. Is there anything i can do legally to warn him off as surely this…
