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House buying, renting & selling

Archives for October 2007

Non student moving into Student Accomodation
Afternoon all! Ive been told by a few people I know (students) that non students are able to move into a student house as long as there is at least one student living there. Now, my situation: My girlfriend is living away at uni, and next year will be moving into a student house. Me and my girlfriend have spoken about me…
Private Property Lease in Scotland
Hi there Does anyone know where I could download a lease document that would relate to residential property in Scotland. Thanks nellie
Advice Please
I enquired about a buy to let mortgage for £95,000 and I have been told I will have to pay 1% of the mortgage ie £950 even though I have decided the mortgage offer is not for me. Is this normal practice of have I been ripped off.
Lease extension cost doubled to £10K - advice please...
....and if this is in the wrong place, please point me in the right direction. I'm trying to extend the lease on my flat (currently 63 years remaining) and have always been quoted £5K for this. I've now saved the money, but have been informed that because someone went to the LVT and subsequently lost their challenge as the…
Which would you buy?
For those that like window shopping - any comments/suggestions welcome! This is our short-list (any of the vendors on here, hi there! We said we were interested didn't we but that we were interested in other properties too! Nothing on here that we've hidden, except what he competition is I guess :p ) Property 1: My view:…
how to become a joint tenant
i already posted a thread about my issue but it was suggested i try in this section. i currently live with my dad and want to get my name on the rent card and be a joint tenant with him. it is a council home. i just thought i would see if anyone can tell me the best way to do it rather than guessing where to go to ask and…
Agent valuations in a declining market
The farce that is EA valuations was exposed for the whole nation to see on C4 last night. One agent values at 390K and the other at 475K. Ridiculous! In a declining market their valuations are going to be all over the place :rotfl: Was just curious if anyone else had stupid differences in valuation ?
Buying Abroad?
Currency fluctuation from the minute you agree the purchase of your home abroad until the time you come to pay for it, can mean a significant increase in the eventual cost. Just look at the Euro today (1.43 ish) and where it was only 3 months ago (1.485 ish). There are ways of protecting yourself from currency fluctuation…
Selling Up And Renting???
Hi I am going to sell my house which i am hoping to clear £200,000 to put in the bank and with the interest rent a home instead for the next couple of years.Can anyone give me advice on doing this for example taxes i might incur nad the best place to invest the money?? Thanks
Confused
In April 2007, my daughter agreed to purchase a house for £106000. Solicitors did all paperwork, but seller pulled out at last minute because his purchase fell through. He phoned us last week to say he he has found another house and asked if we want to continue to buy his house. We agreed, but he said he wants completion…
House sale fell through
I had my house for sale until the ftb buying MY buyers house, pulled out of the sale because of the recent media reporting on a property cool off/corection.I feel fed up now and doubt my house will sell,as it needs work doing to it.
Another classic tale of greed and stupidity
Couple given house "worth" 600k Now for sale at around 400k Are they happy about it? No. It's a "nightmare" They actually believe they are losing money. !!!!!!. You couldn't make it up. http://www.dailymail.co.uk/pages/live/articles/news/news.html?in_article_id=490695&in_page_id=1770
Breaking a tenancy agreement early
Hi, we really want to move out of our rented flat asap as we have had one problem after the other, and our whole block has had a cockroach infestation which seems to be coming back even after treatment. We don't want to be paying through the teeth for London rent only to live in a cockroach infested flat as we also have a…
Separation and Mortgage
I have recently seperated from my partner, and I need some advice on how to untangle our finances. We bought a house 1.5 years ago, and the value of the property has risen by about 15-20k since then. I feel I have several options in front of me, but I am unsure which to take and why. I have moved out of our shared home,…
Managing agent withholding 6month rental is this legal?
Our tenannts have paid 6month in advance rental to our managing agent but we the landlord are getting monthly rent from the agent is this a normal procedure or where can i get the legal advice on this pls? Thanks.
Help please
As some of you may or not know, My Dear Dad passed away in April leaving a lovely home and about £13,000. My husband and I live in a Council property (rented) with our 3 sons. My hubby is ill and not able to work and I am only working casually at a Pri School, not much income coming in. Dads house is up for sale since…
Solicitor Dilema!!! - Please help
Hi I am buying a property, morgage has been organised and all searches done, we was supposed to complete on 18/10/2007, even my lenders paid my solicitors, unfortunately the vendors apparently had not signed something so we could not complete on the day. For afew days they could not be contactable and when they were they…
Scottish Govt. to Scrap Right To Buy
BBC Q1) What impact will this have one the Scottish Market? [10] Q2) Do you think England, Wales & NI will do the same? State your reasons why. [6] Further discussion [4]
Guttering dispute
Just got back from a weekend away to an answer message from the neighbors to our BTL property. They wanted to move the guttering downpipe on their house, and as we hadn't answered the phone had decided to go ahead and do it. Just popped around for a look to see what they were on about, and they have moved their downpipe…
Buying abroad
Looking into the distant future my good lady and I have decided we would like the opportunity of buying a second property in Portugal (around Almancil) with the view it would/could be a retirement home in 20 or so years. Prior to then we would use it as a holiday home for ourselves and immediate family (not intending on…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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